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This Author published in this journals
All Journal Jurnal Ekonomi Islam Jurnal Ekonomi Islam Majapahit Journal of Islamic Finance and Management Majapahit Journal of Islamic Finance dan Management
Kusmanningrum, Yunita
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Journal : Majapahit Journal of Islamic Finance and Management

 1 
Procedure for Providing Financing without Collateral with Wakalah Wal Murabahah Contracts at Btpn Syariah Surabaya Kusmanningrum, Yunita; Wahyuni, Rinda Tri; Shalasiah, Shalasiah
Majapahit Journal of Islamic Finance and Management Vol. 2 No. 2 (2022): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v2i2.25

Abstract

In the last five years, BTPN Syariah has continued to show progress, from year to year the assets owned have continued to increase accompanied by an increase in disbursed financing. Nevertheless, BTPN Syariah was able to reduce the NPF to below 2.5% with the disbursed financing being at 10 trillion, even though the disbursed financing is collateral-free financing and is given to pre/prosperous communities. The purpose of this study is to find out and understand what kind of procedures are applied to this collateral-free financing. The method used in this research is a descriptive qualitative method with the type of field research (field research), the collection technique used is observation and in-depth interviews.
Co-Authors Maknuun, Lu’lu’il Masuwd, Mowafg Abrahem Shalasiah, Shalasiah Wahyuni, Rinda Tri