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All Journal Jurnal Keuangan dan Perbankan Syariah
Ningrum, Yunita Kusman
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Economics, Econometrics & Finance Social Sciences

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Prosedur Pemberian Pembiayaan Tanpa Agunan di BTPN Syariah Surabaya Ningrum, Yunita Kusman; Wahyuni, Rinda Tri; Salasiah, Salasiah
Jurnal Keuangan dan Perbankan Syariah Vol 2 No 1 (2023): Juni 2023
Publisher : FAKULTAS EKONOMI DAN BISNIS ISLAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/jkubs.v2i1.1297

Abstract

In the last five years BTPN Syariah has continuded to show progress, from year to year the assets of BTPN Syariah have continued to grow accompanied by in increase in distribused financing. Nevertheless, the existing NPF indicates that the soundness level of BTPN Syariah is Collateral-free financing. Therefore, the purpose of this study is to know and understand what kind of procedures are carrier out for collateral-free financing and the financing system. The method used in this research is descriptive qualitative method wiht type of field research (field research), the research technique used is observation and in-depth interviews. The results of the study show that some of the provisions imposed by btpn Syariah can minimizw problematic financing, such as mandatory central meetings, group member selection, and also a group financing system.
Co-Authors SALASIAH SALASIAH, SALASIAH Wahyuni, Rinda Tri