Reski Dwi Damayanti
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Analysis Of Work Discipline In Improving Employee Performance At The General Administration Bureau, Finance And Resources Of Makassar Muhammadiyah University Reski Dwi Damayanti; Syarifuddin Sulaeman; Nurinaya, Nurinaya
International Journal of Economic Research and Financial Accounting Vol 2 No 3 (2024): IJERFA APRIL 2024
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijerfa.v2i3.112

Abstract

This research is a type of qualitative research with the aim of finding out how work discipline improves employee performance at the General Administration, Finance and Resources Bureau of Muhammadiyah University of Makassar. The type of data used is descriptive qualitative with data collection through observation and interviews. Research results that can be written show that a high level of discipline influences better performance, higher productivity and more consistent target achievement. Factors such as punctual attendance and completing tasks according to schedule are important indicators of the level of work discipline. On the other hand, lack of discipline can result in decreased performance and instability in achieving targets.
Retail Investor Surge in Response to Interest Rate Stability: A Case Study of the Indonesian Capital Market in 2025 Reski Dwi Damayanti; Muchriana Muchran
International Journal of Economic Research and Financial Accounting Vol 3 No 4 (2025): IJERFA JULY 2025
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijerfa.v3i4.360

Abstract

In 2025, the Indonesian capital market recorded a significant surge in retail investor participation, particularly following Bank Indonesia’s decision to maintain its benchmark interest rate at 5.75% for four consecutive quarters. This study aims to examine the shifting investment behavior of the public resulting from the stability of monetary policy. Using a quantitative-descriptive approach through secondary data analysis from the Indonesia Stock Exchange, online trading platforms, and surveys of retail investors, the findings indicate that interest rate stability encouraged investors to shift their funds from fixed-income instruments to riskier assets such as stocks. The technology, renewable energy, and domestic consumption sectors became the main investment targets, driven by economic optimism and the influence of social media. This phenomenon demonstrates that macroeconomic policy has a substantial impact on the dynamics of the retail capital market. However, the high reliance of investors on non-formal sources of information also introduces the risk of herd behavior and speculation, which should be addressed by regulators. This article recommends enhancing financial literacy and implementing technology-based supervision to ensure that the growth in retail participation remains healthy and sustainable.