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Analysis of E-Commerce User Acceptance of Technology-Based Loan Application Features Using The UTAUT Model K. Pramudito, Dendy; Rudin; Br Ginting, Riah Ukur; Sekianti, Atik; Sepria Baresi, Irfan
Jurnal Informasi dan Teknologi 2023, Vol. 5, No. 3
Publisher : SEULANGA SYSTEM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60083/jidt.v5i3.390

Abstract

The purpose of this study was to obtain and determine the variables that influence the interest of pay later loan users in DKI Jakarta using the modified UTAUT 2 model by adding one perceived security variable. This study used a quantitative method by distributing questionnaires online to 163 pay later users. Using the PLS-SEM analysis approach with SmartPLS 3.3, of the 11 hypotheses tested, five had a significant effect, and six had no significant effect. The relationship path that has the greatest influence is behavioral intention and use behavior, while the path that has the least influence is social influence on use behavior. The results of this study provide recommendations on performance extension by increasing the performance of the pay later feature. Effort expectancy by making it easy to activate the pay later and providing limit adjustments. Social influence creates attractive ads and expands paid information. Hedonic motivation by improving the appearance of a more attractive user interface and increasing the use of the system with user experience. Price value by providing low interest and appropriate limits. Habit by following the recommendations of all variables as a reference for future improvement steps. Facilitating conditions pay later cooperates with other merchants as a payment option to expand the network. Perceived security by implementing fingerprint locks and enhancing user information security and privacy. Behavioral intention follows all recommendations on the factors that influence intention. and use behavior following the recommendations on the factors that influence the intensity level of the user's use of the pay later.
Pengaruh Disiplin Kerja dan Beban Kerja terhadap Kinerja Pegawai pada Direktorat Lalu Lintas Polda Sulawesi Tengah : The Influence of Work Discipline and Workload on Employee Performance at the Central Sulawesi Police Traffic Directorate Putri Widyawati Puspita Pratiwi; Rudin; Nirmala Dewi
Jurnal Kolaboratif Sains Vol. 7 No. 2: FEBRUARI 2024
Publisher : Universitas Muhammadiyah Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (177.874 KB) | DOI: 10.56338/jks.v2i1.721

Abstract

Tujuan penelitian ini mengetahui dan menganalisis pengaruh disiplin kerja dan beban kerja terhadap kinerja pegawai pada Direktorat Lalu Lintas Polda Sulawesi Tengah. Penelitian ini merupakan penelitian deskriptif verifikatif. Dengan menggunakan 68 responden. Analisa data menggunakan analisis regresi linier berganda. Hasil analisis menunjukkan disiplin kerja, Beban kerja dan kinerja pegawai dinilai baik oleh pegawai Direktorat Lalu Lintas Polda Sulawesi Tengah. Disiplin kerja dan Beban kerja berpengaruh signifikan terhadap Kinerja pegawai pegawai Direktorat Lalu Lintas Polda Sulawesi Tengah. Disiplin kerja berpengaruh signifikan terhadap Kinerja pegawai pegawai Direktorat Lalu Lintas Polda Sulawesi Tengah. Beban kerja berpengaruh signifikan terhadap Kinerja pegawai Direktorat Lalu Lintas Polda Sulawesi Tengah.
Co-Authors Br Ginting, Riah Ukur Dendy K. Pramudito Nirmala Dewi Putri Widyawati Puspita Pratiwi Sekianti, Atik Sepria Baresi, Irfan