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All Journal EKONOMIS : Journal of Economics and Business JPS (Jurnal Perbankan Syariah)
Bustami, Alex Wissalam
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Economics, Econometrics & Finance

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Pengaruh Inflasi dan Pertumbuhan Ekonomi terhadap Tingkat Pengangguran dengan Variabel Intervening Indeks Pembangunan Manusia (IPM) di Provinsi Sumatera Barat Husnul, Padlin; Mailindra, Wiyan; Bustami, Alex Wissalam
Ekonomis: Journal of Economics and Business Vol 8, No 2 (2024): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i2.1743

Abstract

This research aims to determine the effect of inflation, economic growth and the human development index (HDI) on the unemployment rate in West Sumatra Province. The data used in this research are data on inflation, economic growth, unemployment rates and HDI for the 2014-2023 period obtained from the Central Statistics Agency (BPS). The method used is quantitative descriptive using multiple regression analysis. The research results show that partially and simultaneously the variables inflation, economic growth and HDI have no significant effect on the unemployment rate variable in West Sumatra Province.
Perceptions And Interests Of Young Entrepreneurs In Sharia-Based Business Finance Wahyuni, Fitri; Bustami, Alex Wissalam
JPS (Jurnal Perbankan Syariah) Vol 5 No 2 (2024): JPS (Jurnal Perbankan Syariah) - October
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v5i2.2066

Abstract

This study analyses the perception and interest of young entrepreneurs in Sharia-based business financing at BSI in Sungai Penuh City, Jambi. This study uses a qualitative approach with primary data from interviews. Interviews were conducted directly with six informants. The data analysis technique uses the Miles and Huberman approach with the following stages: data reduction, data presentation, verification, and conclusion. The results of the study indicate that the perception of young entrepreneurs towards Sharia-based loans is generally very positive; they understand the basic principles of Sharia in financing without interest and the application of profit sharing. Young entrepreneurs also recognize the benefits of sharia financing, such as easy access and simple procedures. On the other hand, the interest of young entrepreneurs in Sharia financing is still relatively low. This is due to the need for more socialization and support from Sharia financial institutions and limited financing options. Theoretically, this study can be used as a reference for relevant research in the future. Practically, this study can be a reference for Sharia financial institutions in designing marketing strategies and developing financing products that meet prospective customers' needs so that they can have a positive impact and increase interest and awareness of the importance of Sharia financing among young entrepreneurs.
Co-Authors Fitri Wahyuni Husnul, Padlin Wiyan Mailindra, Wiyan