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All Journal Journal of Indonesian Applied Economics Jurnal Ekonomi Manajemen Akuntansi Keuangan Bisnis Digital SINAU : Jurnal Ilmu Pendidikan dan Humaniora
Lathifaturahmah
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Computer Science & IT Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences Other

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Investasi Saham Syariah di Bursa Efek Indonesia dalam Perspektif Hukum Ekonomi Syariah Arif Furohman; Siti Nadiya Safitri; Hoirul Anam; Lathifaturahmah
Jurnal Ekonomi Manajemen Akuntansi Keuangan Bisnis Digital Vol. 2 No. 2 (2023): JULI-DESEMBER
Publisher : Badan Penerbitan Fakultas Pertanian Universitas Ratu Samban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58222/jemakbd.v2i2.438

Abstract

Investasi dan jual beli saham masih dianggap sebagai salah satu kegiatan yang spekulatif dan dilarang agama karena sama dengan perjudian bagi masyarakat awam. Untuk meluruskan hal tersebut, artikel ini ditulis dengan tujuan menganalisis bagaimana investasi saham syariah di Bursa Efek Indonesia (BEI) dalam perspektif hukum ekonomi syariah. Artikel ini menggunakan metode penelitian yuridis normatif dengan pendekatan kualitatif. Penelitian ini mengambil sumber penelitian dari wawancara beberapa investor dan ahli hukum ekonomi syariah, kemudian dokumen peraturan perundang-undangan, dan studi literatur yang berhubungan dengan penelitian. Hasil penelitian menunjukkan bahwa dalam sumber-sumber hukum Islam yaitu al-Quran, hadits, fiqh, ijma’ ulama, dan pendapat ulama ditegaskan bahwa jual beli saham hukumnya halal. Kemudian, transaksi saham dari perspektif hukum ekonomi syariah dinilai dari penggunaan akad diketahui bahwa akad yang digunakan adalah Bai’ Al- Musawamah dan transaksi mengacu pada musyarakah atau syirkah. Ini sesuai dengan yang tercantum dalam Fatwa DSN-MUI, sehingga jelas bahwa investasi menurut perspektif hukum ekonomi syariah adalah halal dengan tujuan investasi dan pengembangan aset, karena jual beli saham dengan underlaying saham adalah halal.  
DIGITALISASI UMKM SEBAGAI KATALIS PEMULIHAN EKONOMI: INOVASI UMKM DI DESA WANASABA LOR, CIREBON Lathifaturahmah
Sinau : Jurnal Ilmu Pendidikan dan Humaniora Vol. 10 No. 1 (2024): Jurnal Ilmu Pendidikan dan Humaniora
Publisher : LPPM STKIP Pangeran Dharma Kusuma Segeran Juntinyuat Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37842/sinau.v10i1.204

Abstract

This research focuses on digital transformation and national economic recovery through the digitalization of MSMEs as part of the national food security chain policy. The study was conducted in MSMEs in Wanasaba Lor and Wanasaba Kidul Villages, Talun Sub-district, Cirebon District. Using a qualitative descriptive approach, the study found that the digitalization of MSMEs can strengthen national and family economic resilience. However, the study also identified several challenges faced by MSMEs, including the quality of human resources, business management, access to information, capital, production capacity, technology support, and market access. To overcome these challenges, the study recommends several strategic measures such as mentoring of business activities, expansion of access to credit, participation in exhibitions, and HR training. The novelty of this research lies in its holistic approach in understanding and addressing the challenges faced by MSMEs in the digital era, including digital technology exploration, multi-sector collaboration, community-based approach, socio-economic impact evaluation, and business model innovation.
ECONOMIC EMPOWERMENT OF MSMEs THROUGH SUSTAINABLE DIGITAL TRANSFORMATION AND ASSISTED INCUBATION MODELS: A QUALITATIVE SYSTEM DYNAMICS APPROACH Selasi, Dini; Lathifaturahmah; Vidiati, Cory; Munajim, Ahmad; Faturrizky, Izzul
Journal of Indonesian Applied Economics Vol. 14 No. 1 (2026): February - June 2026
Publisher : Department of Economics, Faculty of Economics and Business, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jiae.2026.014.01.3

Abstract

Purpose This research aims to enhance the long-term contribution of Micro, Small, and Medium Enterprises (MSMEs) to economic development by optimizing digital marketing strategies supported through sustainable institutional assistance. Design/methodology/approach Using a qualitative system dynamics approach, this study provides a systemic analysis to understand constraints in the digital transformation process that affect MSME scalability. Data were collected through observations, interviews, surveys, and focus group discussions (FGDs), and analyzed using system dynamics techniques. Findings Findings indicate a strong reliance on accessible but basic digital tools such as WhatsApp (100%) for marketing, while adoption of advanced platforms like SEO and SEM remains limited. TikTok Marketplace is used by only 57.89% of participants, indicating underutilization of digital opportunities. Although some MSMEs have participated in training programs, they remain hindered by limited resources, lack of innovation culture, and minimal motivation to scale up. Research limitations/implications This study focuses on 141 screened MSMEs in Cirebon Regency with a final group of 50 assisted participants, which limits generalizability across all economic sectors. Originality/value As a solution, this study proposes the development of an integrated monitoring system aligned with stakeholder platforms, enabling continuous assessment of MSME capacity and progress. This model strengthens the role of MSMEs in inclusive and sustainable economic transformation.
Co-Authors Arif Furohman Faturrizky, Izzul Munajim, Ahmad Selasi, Dini Siti Nadiya Safitri Vidiati, Cory