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All Journal Santri : Jurnal Ekonomi dan Keuangan Islam
Nayla Izzatul Laili
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Analisis Dampak Perilaku Konsumtif Remaja: Perspektif Riba Dalam Penggunaan PayLater di Platform E-Commerce Shopee Nayla Izzatul Laili; Madian Muhammad Muchlis
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 2 (2024): April : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i2.448

Abstract

Discounts and promotions are the main motivation, while most feel that the financial risks outweigh the benefits. This research aims to highlight aspects of financial risk associated with adolescent consumption choices in the e-commerce era so that this study contains an analysis of the impact of using the "PayLater" option on Shopee on adolescent consumption behavior, focusing on financial implications and usury perspectives. The method used in this study was qualitative and literature with research subjects of adolescents aged 17-21 years. The results of this study show that the use of the "PayLater" option on Shopee affects teenagers' consumption behavior in a complex way. The majority of teenagers have a neutral point of view influenced by friends and Shopee promotions.
Co-Authors Madian Muhammad Muchlis