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All Journal Al-Muamalat : Jurnal Ekonomi Syariah La Zhulma jurnal ekonomi syariah Jurnal Maps (Manajemen Perbankan Syariah) Ulil Albab
Nur Arbaien, Muhamad Fasya
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Religion Humanities Economics, Econometrics & Finance Education Social Sciences Other

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ANALISIS PENDAYAGUNAAN DANA ZIS PRODUKTIF DALAM PEMBERDAYAAN EKONOMI MUSTAHIK : (STUDI KASUS PADA LPI AL-MUTTAQIN KOTA TASIKMALAYA) Nur Arbaien, Muhamad Fasya; Nurhasanah, Elis
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 4 No 2 (2024): Maret 2024
Publisher : LPPM IAIT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70143/lazhulma.v4i2.270

Abstract

Kemiskinan merupakan permasalahan negara yang hingga saat ini masih belum dapat diselesaikan. Islam menawarkan konsep zakat dalam mengentaskan kemiskinan dan meningkatkan kesejahteraan masyarakat. Penelitian ini bertujuan untuk mengetahui peranan dana zakat produktif dalam pengembangan perekonomian mustahik di Badan Amil Zakat Al-Muttaqin Kota Tasikmalaya. Metode yang digunakan adalah deskriptif kualitatif dengan model analisis Cibest. Data yang digunakan dalam penelitian ini adalah data primer yang bersumber dari 23 mustahik yang diambil dengan menggunakan probabilitas sampling, dimana tekniknya menggunakan pendekatan probabilitas acak dalam menentukan unsur sampel. Teknik pengumpulan datanya adalah penelitian lapangan, sedangkan alat yang digunakan adalah observasi, wawancara dan dokumentasi. Hasil penelitian ini menginformasikan bahwa penyaluran dana zakat produktif sudah efektif, karena dapat meningkatkan kesejahteraan mustahik, hal ini dibuktikan dengan peningkatan pendapatan.
Penerimaan dan Penggunaan SuperApp BYOND BSI: Ekstensi Teori Technology Acceptance Model Nur Arbaien, Muhamad Fasya; Nurkaromah, Silvia Ripa; Sutarman, Sinta; Apriyani, Hilda
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 8 No. 2 (2025)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v8i2.1190

Abstract

Bank Syariah Indonesia launched SuperApp BYOND by BSI as the successor to the BSI mobile banking app, featuring innovations such as high-level cyber security, easy access to BSI products, and social and spiritual service features. Customer's acceptance and use of this application is still a challenge that needs attention. This research uses a quantitative method with the Technology Acceptance Model theory approach. The objective was to determine the factors that influence BSI customers' acceptance of BYOND SuperApp. The results of this research found that TAM components such as perceived usefulness, perceived convenience, attitudes, intentions, and trust affect the use of the BYOND by BSI mobile banking application by customers. As a result, feature development, security enhancement, and customer education are strategic steps to support the successful implementation of mobile banking technology in Indonesia.
CASH WAQF LINKED DEPOSITS: MAQASHID AL-SYARIAH PERSPECTIVE Nur Arbaien, Muhamad Fasya; Nurkaromah, Silvia Ripa
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 6 No 1 (2025): Maret 2025
Publisher : LPPM IAIT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70143/lazhulma.v6i1.395

Abstract

Cash Waqf Linked deposits can be a sustainable investment instrument proposed by Islam to help maintain the ratio of public expenditure by, for, and of the people without involving interest rates. It is hoped that with the legalization of CWLD, the distribution of benefits of cash waqf will be more comprehensive and based on justice, not just limited to certain parties. CWLD contracts, on the other hand, need to be reviewed for their alignment with the public good from the Maqashid al-Syariah perspective. This research uses a descriptive method with a qualitative approach. The data analysis was conducted using three main steps: data reduction, data display, and data verification. The result of this research confirms that the CWLD scheme is in accordance with Maqashid Al-Syariah. The objectives of Muhafaẓah al-Din, Muhafaẓah al-Nafs, Muhafaẓah al-'Aql, Muhafazah al-Maal, and Muhafazah al-Nasl are interconnected in the CWLD scheme offered. However, in implementation, it is necessary to have specific monitoring from the sharia committee to maintain the consistency of its sharia compliance.
Analisis Program Monetisasi Youtube Menurut Hukum Ekonomi Syariah Nur Arbaien, Muhamad Fasya; Nurhasanah, Elis
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 10 No. 1 (2023): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v10i1.21242

Abstract

YouTube is an application that has many benefits so it can be used as a medium to find various available information. Many people are looking for money or income through YouTube by registering their YouTube account with monetization from Google AdSense. This research is motivated because the author sees many people who do not know the laws of YouTube monetization according to Islamic law. The method used is a descriptive method with a qualitative approach. The source of data in this study is secondary data. The data collection technique used is library research. The data analysis technique is carried out with a content analysis model by conducting research that is an in-depth discussion of the contents of written information. After that, the researcher interprets the existing data to draw conclusions after conducting research on all the data that will answer the problems in the study. From the results of this study, it can be concluded that the YouTube monetization program is not in accordance with Islamic law. This is due to the Revenue per Mille Impression policy when the distribution of ratios does not have clear proportions that regulate profit sharing for both parties. Therefore, it is necessary to realize the syirkah contract in the monetization program. With the implementation of the syirkah contract, the two parties will know things that are forbidden by IslamYoutube merupakan aplikasi yang memiliki banyak manfaat dan dapat digunakan untuk mencari berbagai informasi yang tersedia. Banyak orang yang mencari penghasilan melalui Youtube dengan cara melakukan kerja sama dengan program monetisasi. Tujuan penelitian ini adalah untuk mengetahui hukum monetisasi youtube dalam perspektif hukum ekonomi syariah. Metode yang digunakan adalah metode deskriptif dengan pendekatan kualitatif. Berdasarkan penelitian penulis, , program monetisasi youtube tidak sesuai dengan syariat Islam. Hal ini disebabkan oleh kebijakan Revenue per-Mille Impression, pada saat pembagian nisbah tidak adanya persentase secara jelas yang mengatur pembagian keuntungan kedua belah pihak. Dengan demikian dalam monetisasi Youtube ini perlu mengimplementasikan akad syirkah, agar kedua belah pihak dapat mengetahui hal-hal yang dilarang menurut hukum ekonomi syariah. Kesimpulannya, program monetisasi Youtube tidak sesuai dengan prinsip -prinsip syariah.
Faktor Determinan Tekanan Finansial Pada Generasi Z Di Kota Tasikmalaya Nur Arbaien, Muhamad Fasya; Nurkaromah, Silvia Ripa
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 3 No. 12: November 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jim.v3i12.5950

Abstract

This research aims to measure the factors that cause financial pressure on Gen Z in Tasikmalaya City. The research used quantitative methods with structural equation modeling approach. The results show that financial literacy and financial behavior hurt financial stress. This means that the higher the financial literacy and behavior index, the lower the financial pressure. However, lifestyle has a direct effect on financial stress. The higher the lifestyle, the higher the financial pressure that Gen Z receives.
Islamic Economics in Indonesia: Exploring the Philosophical Contributions of Imam Al-Ghazali and Imam Al-Mawardi Nur Arbaien, Muhamad Fasya; Dafi, Imam Ahmad; Ramlan Sandiyana, Dede San San; Latifa, Mutia; Nurkaromah, Silvia Ripa
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 4 No. 1: Desember 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jim.v4i1.6308

Abstract

The method used in this article is a comparative method with a qualitative approach. The data sources used in this study are secondary data. The data analysis technique employed is content analysis, done by in-depth discussion of the written information. The results of this research show that the thoughts of Imam Al-Ghazali and Imam Al-Mawardi in Islamic economics have similarities and differences. Al-Ghazali's view on social welfare and state regulation of the market aligns with the Indonesian government's efforts to achieve social justice. On the other hand, Al-Mawardi's thoughts on the state's role in meeting the correlated needs of citizens and the taxation system are relevant to Indonesia's efforts to improve the economic system.
ANALISIS PENDAYAGUNAAN DANA ZIS PRODUKTIF DALAM PEMBERDAYAAN EKONOMI MUSTAHIK : (STUDI KASUS PADA LPI AL-MUTTAQIN KOTA TASIKMALAYA) Nur Arbaien, Muhamad Fasya; Nurhasanah, Elis
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 4 No 2 (2024): Maret 2024
Publisher : LPPM IAIT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70143/lazhulma.v4i2.270

Abstract

Kemiskinan merupakan permasalahan negara yang hingga saat ini masih belum dapat diselesaikan. Islam menawarkan konsep zakat dalam mengentaskan kemiskinan dan meningkatkan kesejahteraan masyarakat. Penelitian ini bertujuan untuk mengetahui peranan dana zakat produktif dalam pengembangan perekonomian mustahik di Badan Amil Zakat Al-Muttaqin Kota Tasikmalaya. Metode yang digunakan adalah deskriptif kualitatif dengan model analisis Cibest. Data yang digunakan dalam penelitian ini adalah data primer yang bersumber dari 23 mustahik yang diambil dengan menggunakan probabilitas sampling, dimana tekniknya menggunakan pendekatan probabilitas acak dalam menentukan unsur sampel. Teknik pengumpulan datanya adalah penelitian lapangan, sedangkan alat yang digunakan adalah observasi, wawancara dan dokumentasi. Hasil penelitian ini menginformasikan bahwa penyaluran dana zakat produktif sudah efektif, karena dapat meningkatkan kesejahteraan mustahik, hal ini dibuktikan dengan peningkatan pendapatan.
CASH WAQF LINKED DEPOSITS: MAQASHID AL-SYARIAH PERSPECTIVE Nurkaromah, Silvia Ripa; Nur Arbaien, Muhamad Fasya
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 6 No 1 (2025): Maret 2025
Publisher : LPPM IAIT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70143/lazhulma.v6i1.395

Abstract

Cash Waqf Linked deposits can be a sustainable investment instrument proposed by Islam to help maintain the ratio of public expenditure by, for, and of the people without involving interest rates. It is hoped that with the legalization of CWLD, the distribution of benefits of cash waqf will be more comprehensive and based on justice, not just limited to certain parties. CWLD contracts, on the other hand, need to be reviewed for their alignment with the public good from the Maqashid al-Syariah perspective. This research uses a descriptive method with a qualitative approach. The data analysis was conducted using three main steps: data reduction, data display, and data verification. The result of this research confirms that the CWLD scheme is in accordance with Maqashid Al-Syariah. The objectives of Muhafaẓah al-Din, Muhafaẓah al-Nafs, Muhafaẓah al-'Aql, Muhafazah al-Maal, and Muhafazah al-Nasl are interconnected in the CWLD scheme offered. However, in implementation, it is necessary to have specific monitoring from the sharia committee to maintain the consistency of its sharia compliance.
Co-Authors Apriyani, Hilda Dafi, Imam Ahmad Latifa, Mutia Nurhasanah, Elis Nurkaromah, Silvia Ripa Ramlan Sandiyana, Dede San San Sutarman, Sinta