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All Journal Neraca Manajemen, Akuntansi, dan Ekonomi INTERDISIPLIN: Journal of Qualitative and Quantitative Research Al-Fadilah: Islamic Economics Journal
Nur Umida
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Religion Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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PENGEMBANGAN PERBANKAN SYARIAH DAN DAMPAKNYA TERHADAP PEMBANGUNAN EKONOMI Nur Umida; Reni Ayu Anggriani; Zulfikar , Zulfikar
Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi Vol. 4 No. 7 (2024): Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v4i7.2597

Abstract

Penelitian ini bertujuan untuk mengisi kesenjangan pengetahuan dalam literatur dengan menganalisis dampak pengembangan perbankan syariah terhadap pembangunan ekonomi, khususnya di konteks Indonesia. Melalui pendekatan kualitatif dengan menggunakan analisis literatur, penelitian ini menjelaskan bahwa pertumbuhan perbankan syariah tidak hanya mencerminkan respons terhadap permintaan pasar yang berkembang, tetapi juga aspirasi masyarakat akan sistem keuangan yang lebih etis dan inklusif. Perbankan syariah di Indonesia, sebagaimana di negara-negara lain, tumbuh pesat dan menjadi bagian integral dari sistem keuangan global. Namun, tantangan seperti literasi keuangan syariah yang rendah dan regulasi yang belum matang juga dihadapi. Dalam menghadapi tantangan tersebut, penelitian ini menyoroti peluang besar yang dimiliki perbankan syariah dalam mendukung inklusi keuangan, pembiayaan produktif, dan stabilitas ekonomi. Dengan pemahaman yang mendalam tentang dinamika perbankan syariah dan dampaknya terhadap pembangunan ekonomi, diharapkan dapat merumuskan kebijakan yang tepat untuk mendukung pertumbuhan ekonomi yang inklusif, berkelanjutan, dan sesuai dengan nilai-nilai syariah.
Analysis of Consumption and Productivity Patterns in Islamic Economics Aiza Zulmairoh; Nur Umida; Yuliana; Zulfikar Hasan
Al-Fadilah: Islamic Economics Journal Vol. 2 No. 1 (2024): Potential and Innovation in Islamic Economic
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/fadilah.v2i1.21

Abstract

Analysis of consumption and productivity patterns in the Islamic economy provides an in-depth understanding of how religious principles influence economic governance. Consumption in the Islamic economy is emphasized on the principles of justice, blessing and social responsibility, while productivity is directed at creating sustainable added value. Internal factors such as religion, culture, education, and economic status, as well as external factors such as price, product availability, government policies, and globalization, influence the consumption patterns and productivity of Muslim communities. Analysis based on Islamic economic principles shows the importance of practicing values ​​such as halal and haram, fairness and justice, moderation, and social welfare in economic activities to create a sustainable and ethical economy in Muslim society. based on sharia principles that are fair, sustainable , and oriented towards the welfare of the people. In conclusion, this analysis provides a comprehensive view of how Islamic economics can play an important role in shaping consumption and productivity patterns that benefit individuals, society and the environment.
Implementation of the Principle of Freedom of Contract in Business Agreement Law and Its Implications for Justice Reni Ayu Anggriani; Yuni Dhea Utari; Nur Umida; Annisa Agustira
INTERDISIPLIN: Journal of Qualitative and Quantitative Research Vol. 1 No. 3 (2024)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/interdisiplin.v1i3.25

Abstract

The principle of freedom of contract is a fundamental principle in business contract law in Indonesia which gives parties the freedom to determine the content, form and terms of the contract independently. This principle is recognized in Article 1338 of the Civil Code, which states that all agreements made legally are valid as law for the parties who make them. The implementation of this principle allows flexibility and innovation in business transactions, but remains limited by law, propriety and the public interest to prevent abuse. This research uses qualitative methods with document studies, examining various literature sources related to the principle of freedom of contract and its implications for fairness in business agreements. The research results show that the principle of freedom of contract increases efficiency and trust in business, but can also give rise to injustice if not regulated properly. Therefore, regulations and legal protection mechanisms are needed that ensure balance and justice for all parties. Upholding the principles of fairness, good faith and reasonableness in evaluating and implementing contracts is important to achieve fairness and sustainability in business relationships.
Co-Authors Aiza Zulmairoh Annisa Agustira Reni Ayu Anggriani Yuliana Yuliana Yuni Dhea Utari Zulfikar , Zulfikar Zulfikar Hasan