Adelia, Tifani
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PENGARUH MOTIVASI KERJA, SOFT SKILL, EFIKASI DIRI DAN LITERASI DIGITAL TERHADAP KESIAPAN KERJA Adelia, Tifani; Mardalis, Ahmad
Jurnal Ekonomika: Manajemen, Akuntansi, dan Perbankan Syari'ah Vol. 13 No. 1 (2024): Maret
Publisher : Economic Faculty, University of Widya Gama Mahakam Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24903/je.v13i1.2703

Abstract

The purpose of this study was to analyze the effect of work motivation, soft skills, self-efficacy and digital literacy on student work readiness (case study of UMS management students class of 2020). The method used in this research is a quantitative method with 234 respondents. The population in this study were students of the management study program at the Faculty of Economics and Business, Universitas Muhammadiyah Surakarta class of 2020. The sampling technique used is purposive sampling, the data used is promer data obtained through respondents' answers using a closed type of interview or questionnaire, the sampling technique in this study uses the Slovin formula. The data analysis technique in this study uses Partial Least Square (PLS) using the help of SMARTPLS Software.  PLS-SEM analysis consists of two Outer model and Inner model. The results of this study indicate that work motivation has no effect on the work readiness of management students of Universitas Muhammadiyah Surakarta Class of 2020. soft skills, self-efficacy, and digital literacy have a positive and significant effect on the work readiness of Universitas Muhammadiyah Surakarta Class of 2020 management students.
Muamalah Fiqh Analysis of the Use of Shopee Paylater: (Case Study on the Shopee Application) Ahmadi, Mirzam Arqy; Khasanah, Uswatun; Faza, Putri Rizqya; Adelia, Tifani; Satiti, Saltsa Woro Ayu; Agustina, Alya; Pratama, Shaka Yudha; Fanny, Dhevan Muhammad
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 16 No. 1 (2024): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/tasyri.v16i1.2771

Abstract

In the era of advancing technology, online services have become a solution to meet human needs by facilitating access to various aspects of life. One renowned online shopping platform is Shopee, Providing an extensive array of items, ranging from food and apparel to household appliances.. Shopee users are familiar with the "Pay Later" feature, or SpayLater, allowing payment for purchased items without an immediate settlement, known as a credit system with applicable terms and conditions. This research utilizes qualitative data obtained through documentation and literature studies from various sources, primarily secondary sources such as journals, articles, reports, and information related to the review of Islamic Jurisprudence (Fiqh) and fundamental principles of Fiqh Muamalah concerning credit systems in buying and selling transactions. The aim of this study is to evaluate the Fiqh Muamalah perspective on the credit system offered by Shopee through the "SPayLater" feature. The qualitative data obtained through documentation and literature studies from various secondary sources such as journals, articles, reports, and related information reveal that the use of the SPayLater credit system, from the perspective of Fiqh Muamalah, is considered permissible (mubah). This is because the contract executed during the transaction is evidently clear through the agreement made between the seller and the buyer during the execution of the offer and acceptance (ijab and qabul), along with the agreed-upon additional fees for deferment in the SPayLater credit system. However, the research also highlights that the use of SPayLater becomes impermissible (haram) when it involves the element of interest that must be paid by the buyer if not settled within the specified timeframe. In this case, SPayLater users are subject to a 5% interest charge on the total bill, conflicting with the fundamental principles of Fiqh Muamalah. Thus, although SPayLater may be acceptable in terms of the contract and agreement, the presence of interest in the payment system can be controversial from the perspective of Fiqh Muamalah, as this practice is considered usury, which is prohibited in Islam.