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All Journal Sahid Banking Journal Sahid Business Journal: Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah
Mubarok, Mohamad Kharis
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Religion Economics, Econometrics & Finance Education

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ANALISIS PERBANKAN SYARIAH PENGARUH KUALITAS PELAYANAN MIKRO KREDIT SALES TERHADAP KEPUASAN KONSUMEN DAN DAMPAKNYA PADA MINAT PENGAMBILAN ULANG KREDIT DI BANK MANDIRI KANTOR CABANG PEMBANTU TAWES, JAKARTA Munandar; Thantawi, Tubagus Rifqy; Mubarok, Mohamad Kharis
SAHID BANKING JOURNAL Vol 3 No 02 (2024): MEI 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v3i02.153

Abstract

The purpose of this study was to determine the effect of Micro Credit Sales (MKS) Service Quality on Consumer Satisfaction and Its Impact on Interest in Credit Retrieval (Survey on Micro Credit Consumers at Bank Mandiri Tawes). The number of samples is 71 respondents. The results of this study state that: service quality has a positive effect on customer satisfaction which can be seen in the results of path analysis, the results of the equation model 1 are Y = 15.223 + 0.509 X + 0.630 Z and the equation model 2 is Z = 4.227 + 0.909 X , while the results of the t test in model 1 obtained the value of sig. 0.009 < 0.05 and t value 5.090 > 1.99495, it means that there is a significant influence between Service Quality on credit re-taking while for consumer satisfaction with credit re-taking is 0.000 < 0.05 and the t-value is 6.753 > 1.99495 which means there is an influence which is significant between consumer satisfaction with credit re-taking and in model 2 the results of the t test with a value of sig. 0.000 <0.05 and the t-count value is 11.916> 1.99495, it means that there is a significant influence between Service Quality on customer satisfaction. Furthermore, in the Sobel test, the z-value obtained is 4.567> 1.98 with a significance level of 5%, it proves that customer satisfaction significantly mediates the effect of service quality on credit withdrawal.
PERAN PEMBIAYAAN MURABAHAH TERHADAP PERKEMBANGAN USAHA MIKRO KECIL DAN MENENGAH ANGGOTA KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH BAYTUL IKHTIAR CABANG TAMANSARI, KABUPATEN BOGOR, JAWA BARAT Adrian, Muhamad Yogi; Thantawi , Tubagus Rifqy; Mubarok, Mohamad Kharis
SAHID BANKING JOURNAL Vol 3 No 02 (2024): MEI 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v3i02.157

Abstract

The Muralbalhalh finalncing provided by the Talmalnsalri bralnch of KSPPS Balytul Ikhtialr to Micro, Smalll alnd Medium Enterprises (MSMEs) tralders is used to meet the needs of the business world alnd their living needs. So thalt malny of the Micro, Smalll alnd Medium Enterprises (MSMEs) tralders alre interested in the muralbalhalh finalncing offered by the Talmalnsalri bralnch of KSPPS Balytul Ikhtialr. Balsed on the albove presentaltion, the formulaltion of the problem in this study is how the chalralcteristics of all-muralbalhalh finalncing in the Talmalnsalri bralnch of KSPPS Balytul Ikhtialr, How the Development of MSMEs members of the Talmalnsalri bralnch of KSPPS Balytul Ikhtialr alnd how the role of All-Muralbalhalh Finalncing on MSMEs members of the Talmalnsalri bralnch of KSPPS Balytul Ikhtialr. The theoreticall concept used in this study refers to the theoreticall concepts of Veithzall Rivali alnd Alrviyaln Alrifin, it is salid thalt the purpose of providing finalncing includes five stalges, nalmely: improving the people's economy, providing business funds, increalsing productivity, crealting jobs, alnd distributing income. This study used field resealrch (field resealrch) daltal obtalined from interview results. This resealrch wals palssed through aln observaltion process, questionnalires alnd collecting alccuralte daltal balsed on the falcts of the source, then documentaltion to complete alnd provide informaltion in the resealrch process. The results of this studystalted thalt the chalralcteristics of muralbalhalh finalncing alt the Talmalnsalri bralnch of KSPPS Balytul Ikhtialr used al salle alnd purchalse algreement, the profit wals in the form of al salles malrgin algreed by both palrties. The muralbalhalh finalncing mechalnism implemented by the Talmalnsalri bralnch of KSPPS Balytul Ikhtialr provides convenience for MSME alctors in obtalining aldditionall business calpitall. KSPPS Balytul Ikhtialr Talmalnsalri bralnch hals provided muralbalhalh finalncing in alccordalnce with the desired talrgets alnd talrgets.
ANALISIS PENGARUH LITERASI AKAD SYARIAH ANGGOTA KOPERASI TERHADAP PENGAMBILAN KEPUTUSAN PEMBIAYAAN DI KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH BAYTUL IKHTIAR CABANG PAMIJAHAN, KABUPATEN BOGOR, JAWA BARAT Fadilah, Muhamad Ichsan; Thantawi, Tubagus Rifqy; Mubarok, Mohamad Kharis
SAHID BANKING JOURNAL Vol 3 No 02 (2024): MEI 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v3i02.158

Abstract

Today's Islamic financial institutions show very rapid progress in all countries that have a Muslim majority and with the development of knowledge and awareness about the prohibitions that have been determined by Islamic sharia. Likewise in Indonesia, which has a majority Muslim population. The purpose on this study is to analyze and explain the influence of Sharia contract literacy which is divided into four factors that are considered to have an influence, namely the knowledge, abilities, attitudes and beliefs of members of KSPPS Baytul Ikhtiar Pamijahan Branch in making decisions to finance at KSPPS Baytul Ikhtiar. The method used on this research is quantitative method with the data collection method using primary data obtained through a questionnaire with a sample of 100 respondents
ANALISIS MANAJEMEN SYARIAH PEMANFAATAN PROGRAM DANA DESA UNTUK PEMBANGUNAN DESA DI MASA PANDEMI COVID-19 Risnawati; Thantawi, Tubagus Rifqy; Mubarok, Mohamad Kharis
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 2 No 02 (2023): Mei 2023
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v2i02.92

Abstract

Pasarean Village is a village located in Pamijahan District, Bogor Regency. A common problem that occurs is the reallocation of the use of the Village Fund in 2020 causing many activities or programs to be abolished. This happened because of the Covid-19 pandemic which required the Village Government to allocate Village Funds for the fields of disaster management, emergency and urgent villages, namely to handle and cope with the impact of the Covid-19 pandemic, in this case, namely for Village Cash Direct Assistance (BLT-Desa). Based on the description above, the author is interested in conducting more in-depth research on "Sharia Management of the Utilization of Village Fund Programs for Village Builders during the Covid-19 pandemic" in Pasarean Village, Pamijahan District, Bogor Regency, West Java Province. is how to use the Village Fund Program for Development during the Covid-19 pandemic that occurred in Pasarean Village, Pamijahan District, Bogor Regency. The purpose of this study is to describe and analyze the use of the Village Fund program for Village Cash Social Assistance during the Covid-19 pandemic in the village. Pasarean, Pamijahan District, Bogor Regency. The scope of this research includes : Village Fund planning for BLT-Desa during the Covid-19 pandemic, implementing joint decisions on Village Funds for BLT Desa during the Covid-19 pandemic, administering Village Funds for BLT-Desa during the Covid-19 pandemic, reporting and accountability for Village Funds for BLT-Village during the Covid-19 pandemic. Based on the results of research and data analysis, the authors can draw four conclusions, namely: First, the Village Fund planning process for BLT-Desa is carried out through special village meetings, secondly, in its implementation there are 17 poor criteria used by the Pasarean Village Government, thirdly in administering the Village Fund. for Village BLT, the Pasarean Village Government uses the Village Financial System and the fourth is in reporting and accountability, the Pas Pemdes compiles an LPJ which contains the implementation of BLT-Desa in Pasarean Village.
Co-Authors Adrian, Muhamad Yogi Fadilah, Muhamad Ichsan Munandar Risnawati Thantawi , Tubagus Rifqy Thantawi, Tubagus Rifqy