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MENINGKATKAN LITERASI FINANCIAL PADA SISWA/I GEN Z JURUSAN AKUNTANIS & PERBANKAN SMK PEMBANGUNAN TERNATE Chairullah Amin; Irfan Zam Zam; Yetty; Abi Suar
Inovasi Sosial : Jurnal Pengabdian Kepada Masyarakat Vol. 2 No. 2 (2024): INP PRESS
Publisher : LPPM Akademi Teknik Adikarya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61991/inovasisosial.v2i2.83

Abstract

Literasi finansial/keuangan merupakan sesuatu yang sangat penting khususnya pada era revolusi industri 4.0 dan society 5.0. Literasi finansial menjadi tema diskursus dalam berbagai forum ilmiah di berbagai negara termasuk Indonesia. Bahkan menjadi salah satu komponen dasar literasi yang harus dipahami dan dimengerti setiap orang di luar literasi baca-tulis, numerasi, sains, digital, dan budaya & kewargaan. Metode yang digunakan dalam kegiatan PKM ini adalah metode Sosialisasi partisipatif. keikutsertaan, peran serta atau keterlibatan yang berkitan dengan keadaaan lahiriahnya Pengertian prinsip partisipasi adalah masyarakat berperan secara aktif dalam proses atau alur tahapan program dan pengawasannya, mulai dari tahap sosialisasi, perencanaan, pelaksanaan, dan pelestarian kegiatan dengan memberikan sumbangan tenaga, pikiran, atau dalam bentuk materil. Dari analisis situasi dan permasalahan yang dihadapi siswa/i Gen Z pada SMK Pembangunan Ternate, maka dapat dinyatakan pemilihan Pengenalan Literasi Keuangan yang ditetapkan untuk menyelesaikan dan mencari solusi untuk permaalahan Mitra untuk kegiatan.Target capaian yang dirumuskan oleh Tim PKM adalah (1) Program PKM ini mampu memberikan pemahaman yang mendalam tentang Literasi Financial. Sementara untuk luaran dari program PKM antara lain yaitu: Jurnal Pengabdian Kepada Masyarakat (Pegamas Unkhair), Video Dokumentasi kegiatan (Youtube), serta Kegiatan ini juga akan di publikasikan pada media cetak maupun media online (MalutPost).
Kinerja Pelayanan Air Bersih pada Perusahaan Umum Daerah Air Minum Ake Gaale Kota Ternate : Studi Kasus di Perumda Air Minum Ake Gaale Kota Ternate Meti Mahdiati; Chairullah Amin; Rizal Teapon
Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak Vol. 2 No. 1 (2025): Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak (JIEAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jieap.v2i1.872

Abstract

The Ake Gaale Regional Drinking Water Company as a public service company definitely put ther customer interests as the main thing. Perumdam Ake Gaale is required to strive to improve its services. This research was conducted with the aim of measuring the service performance of the Perumdam Ake Gaale using the Data Envelopment Analysis (DEA) method and as using the number of customers, air loss rate, number of arrears and air usage as input and income as outputas parametrs. From the research results, it was found that only 17 of the 27 sub districts that were assessed as having a score below 1 (efficient) showed poor performance so that they had no influence on service efforts to increase the company's income.
Dampak Pemberdayaan Perempuan terhadap Angka Kekerasan dalam Rumah Tangga (KDRT) di Provinsi Maluku Utara Marnita Dahlan; Chairullah Amin; Amran Husen
Journal of Islamic Economics and Finance Vol. 3 No. 3 (2025): Agustus: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i3.3026

Abstract

The government's efforts to reduce domestic violence (KDRT) in North Maluku Province have been carried out, among others, through the implementation of women’s empowerment programs. This study aims to examine whether the Gender Empowerment Index (IDG), Gross Regional Domestic Product (GRDP) percapita, women's involvement in home-based industries (IR), and the intensity of domestic violence socialization programs have a significant effect on domestic violence rates across districts/cities in North Maluku. This research utilizes panel data regression analysis with data spanning the years 2016–2024. The data were processed using Microsoft Excel and STATA14 software. The findings indicate that the increased participation of women in the economic and political sectors has not yet fully translated into a reduction in domestic violence, largely due to persistent social norms and patriarchal values within households. This suggests that economic factors alone are not sufficient to explain the prevalence of domestic violence. However, women's involvement in home-based industries was found to significantly improve their economic independence and bargaining power within the household. Furthermore, consistent government-led domestic violence awareness campaigns have proven effective in enhancing protection mechanisms for women at risk. In conclusion, the study finds that the Gender Empowerment Index (IDG) and GRDP per capita do not have a statistically significant impact on domestic violence rates. Conversely, women's participation in home-based industries and domestic violence socialization efforts are significantly associated with reductions in domestic violence in North Maluku Province.
Revisiting Fiscal Transfer Equity: Lessons from Indonesia’s General Allocation Fund Reform Ahmad, Abdul Chalid; Chairullah Amin; Said Mala; Irawan Abae
Amkop Management Accounting Review (AMAR) Vol. 6 No. 1 (2026): January - June
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v6i1.3614

Abstract

Indonesia's fiscal transfer system predominantly relies on a formula-based approach, which tends to reflect continental characteristics and neglects the unique needs of archipelagic regions. As a result, provinces with extensive marine territories are structurally disadvantaged in the allocation of General Allocation Funds (GAF), Special Allocation Funds (SAF), and Revenue Sharing Funds (RSF). In response to this disparity, a policy was introduced in 2018 to incorporate a 100% weight for marine area in the GAF formula; however, no parallel adjustments have been made for SAF or RSF. This study investigates the impact of this reform, along with other determinants, on fiscal transfer disparities and regional inequality between archipelagic and non-archipelagic provinces over the period 2012–2023. Using panel data and a fixed-effects model, the findings indicate that higher GRDP per capita significantly reduces disparities in per capita GAF, SAF, and RSF. In contrast, local government revenue per capita exacerbates these disparities. Additionally, regional fiscal dependency and the 2018 reform are found to worsen per capita GAF disparities. On the other hand, the ratio of GAF, SAF, and RSF to regional direct expenditures, the ratio of Own-Source Revenue (OSR) to total expenditure, and the GAF reform contribute to reducing regional income inequality. Among these, OSR ratios and GRDP per capita exhibit the strongest equalizing effects. These results underscore the importance of differentiated transfer formulas that account for regional typologies, particularly in archipelagic contexts.