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Efektivitas Perjanjian Kerjasama Antara PDAM Kota Palopo Dengan Calon Pelanggan (Developper) Terkait Penyediaan Air Minum Rizal, Andi Muhammad; Rahman, Sufirman; Abbas, Ilham
Journal of Lex Philosophy (JLP) Vol. 5 No. 2 (2024): Journal of Lex Philosophy (JLP)
Publisher : Program Pascarajana Universitas Muslim Indonesia

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Abstract

Tujuan penelitian menganalisis efektivitas penerapan perjanjian Kerjasama antara PDAM Kota Palopo dengan calon pelanggan (DEVELOPER) dan 2). Untuk mengetahui factor-faktor apa yang terjadi dalam perjanjian antara PDAM Kota Palopo dengan calon pelanggan (DEVELOPER). Tipe penelitian ini adalah yuridis empiris. Hasil Penelitian penulis mendapatkan bahwa: 1). Pelaksanaan Perjanjian dalam hal Penyediaan Air Minum dari PDAM Kota Palopo kepada Calon Pelanggan (Developer) belum terlalu efektif karena dalam pelaksanaannya tanggungjawab pihak Calon Pelanggan (Developer) ialah memaksimalkan Penyedian Air Minum kepada customernya berdasarkan target realisasi tapi didalam perjanjian tidak memberikan keseimbangan antara hak dan kewajiban, karena hak dan kedudukan pihak PDAM Kota Palopo dalam hal ini lebih diutamakan dalam kontrak baku yang dibuat oleh pihak PDAM Kota Palopo, sedangkan untuk kewajiban dan larangan lebih memberatkan Calon Pelanggan (Developer). 2). Faktor – faktor yang mempengaruhi perjanjian kerjasama Penyediaan Air Minum, ada tiga yaitu; 1. Faktor Pengetahuan Hukum, 2. Sarana dan Fasilitas. The research objective is to analyze the effectiveness of implementing the Cooperation agreement between PDAM Palopo City and potential customers (DEVELOPER) and 2). To find out what factors occur in the agreement between PDAM Palopo City and potential customers (DEVELOPER). This type of research is empirical juridical. The author's research results found that: 1). The implementation of the Agreement regarding the Provision of Drinking Water from PDAM Palopo City to Prospective Customers (Developers) has not been very effective because in its implementation the responsibility of the Prospective Customer (Developer) is to maximize the provision of Drinking Water to its customers based on realization targets but the agreement does not provide a balance between rights and obligations, because the rights and position of Palopo City PDAM in this case take precedence in the standard contract made by Palopo City PDAM, while the obligations and prohibitions are more burdensome for prospective customers (Developers). 2). three factors influence the drinking water supply cooperation agreement, namely; 1. Legal Knowledge Factor, 2. Facilities and Facilities.
Islamic Bank Performance Assessment Using SATF Value Rizal, Andi Muhammad
JPS (Jurnal Perbankan Syariah) Vol 5 No 1 (2024): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v5i1.1792

Abstract

This study aims to evaluate the performance of Islamic banks based on the shidiq, amanah, tabligh, and fathona (SATF value) approach. The type of research is descriptive quantitative using secondary data. The research population is all Islamic Commercial Banks (ICB) operating in Indonesia for 2018-2022. The sampling technique uses saturated samples. The data combines ICB annual financial reports issued by the Financial Services Authority (FSA) and literature studies. The data analysis technique uses simple additive weighting (SAW). The research results show that Shidiq's performance shows high public confidence in Islamic bank savings products. Amanah's performance shows that the distribution of financing and carrying out responsibilities to bring benefits still need to be higher. Tabligh's performance shows that the level of Islamic compliance carried out by banking operations is Islamic. Fathona's performance shows that Islamic banking still needs to be optimal in increasing human resources (HR) capability or quality. Overall, the results of evaluating the performance of Islamic banking in Indonesia using the SATF value model during 2018-2022 are entirely satisfactory, with the SATF performance value increasing from year to year. The results of this research can be a reference for future research and provide valuable guidance for maintaining and improving Islamic banking performance while actively correcting any identified weaknesses or deficiencies.