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All Journal Journal of Management - Small and Medium Enterprises (SME's)
Yushartono, Irmanafia Putra
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Economics, Econometrics & Finance

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DETERMINAN FINANCIAL BEHAVIOUR DENGAN DIMODERASI GENDER PADA GEN Z Mauliddah, Nurullaili; Sari, Tyasha Ayu Melynda; Pradina, Sherly Budi; Yushartono, Irmanafia Putra
Journal of Management Small and Medium Enterprises (SMEs) Vol 17 No 2 (2024): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v17i2.14462

Abstract

Gen Z has more expressive characteristics and tends to be tolerant and multitasking. According to the Research Institute in 2019, the allocation of savings from income was only 10.17% for both men and women in Generation Z. This research aims to analyze the moderating influence of gender in predicting financial behavior, which is influenced by self-efficacy, financial literacy, and locus of control in Gen Z by using path analysis with moderation assisted by SmartPLS software. This research shows that self-efficacy, financial literacy, and locus of control significantly affect economic behavior. However, gender cannot moderate the influence of these variables on FEB UM Surabaya students. Keywords: Financial Behaviour; Self Efficacy; Financial Literacy; Gender
Co-Authors Mauliddah, Nurullaili Pradina, Sherly Budi Sari, Tyasha Ayu Melynda