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All Journal JCAIP: Journal of Contemporary Applied Islamic Philanthropy
Muhaimin Yusof, Ku Abdul
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Religion

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Indonesia's Zakat Transformation in the Digital Era: Opportunities and Challenges Sugeng, Anggoro; Triwibowo, Ananto; Saputra, Edi; Muhaimin Yusof, Ku Abdul
Journal of Contemporary Applied Islamic Philanthropy Vol. 2 No. 1 (2024): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v2i1.63

Abstract

Purpose: In the ever-evolving digital era, the transformation of zakat is becoming increasingly relevant and urgent. By utilizing digital technology wisely, zakat institutions can open the door to greater efficiency in the collection, management, and distribution of zakat, as well as increase community engagement in the practice of sharing blessings. However, to reach its full potential, there needs to be a concerted effort from all parties to overcome the challenges associated with using technology in religious and social contexts. Methodology: This research uses a qualitative descriptive approach combined with document analysis. This qualitative descriptive method focuses on explaining facts and circumstances that were observed during the research on Zakat Transformation in the Digital Era: Opportunities and Challenges. Findings: The results of this study show that the transformation of zakat in the digital era is a significant change in how zakat is managed and distributed by utilizing information and communication technology. Zakat institutions have five opportunities and four challenges of zakat transformation in the digital era, which should be prepared so that the transformation of zakat in this digital era positively impacts zakat institutions in particular and society in general.
Charitable Clicks and Financial Frontiers: Analyzing the Interplay of Digital Giving and Inclusive Economics Dewi Samad, Telsy Fratama; Muhaimin Yusof, Ku Abdul
Journal of Contemporary Applied Islamic Philanthropy Vol. 3 No. 1 (2025): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v3i1.88

Abstract

Purpose: This study explores how digital alms-giving serves as a transformative force in advancing financial inclusion within an increasingly digitized economy. Methodology: Through a systematic literature review, the research synthesizes global evidence showing that digital charitable platforms not only expand access to financial services for underserved populations but also enhance financial literacy, foster community resilience, and contribute to macroeconomic growth. Despite facing challenges such as digital inequality, trust issues, and regulatory gaps, digital alms-giving demonstrates high potential to bridge socio-economic disparities by integrating technology with culturally rooted philanthropic values. Findings: The findings offer strategic insights for policymakers, fintech innovators, and philanthropic institutions seeking inclusive financial solutions in line with sustainable development goals, and ultimately conclude that digital alms-giving can be a scalable and sustainable instrument for achieving equitable economic empowerment.
Co-Authors Anggoro Sugeng EDI SAPUTRA Telsy Fratama Dewi Samad Triwibowo, Ananto