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All Journal Islamic Ecomonics Journal Adzkiya : Jurnal Hukum dan Ekonomi Syariah Dedikasi: Jurnal Pengabdian Masyarakat Berajah Journal Margin : Jurnal Bisnis Islam dan Perbankan Syariah Journal of Islamic Economics Lariba EKOBIS SYARIAH JCAIP: Journal of Contemporary Applied Islamic Philanthropy International Journal of Islamic Economics (IJIE) Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Tapis : Jurnal Penelitian Ilmiah Journal of Islamic Digital Economic and Finance (JIDEF) Jurnal Ilmiah Mizani: Wacana Hukum, Ekonomi Dan Keagamaan
Triwibowo, Ananto
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Social Sciences Other

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Control Strategy in the Fight Again Internal Fraud (PT BPRS Kotabumi KC Bandar Lampung) Hotman Hotman; Anggoro Sugeng; Ananto Triwibowo; Agus Alimuddin
Islamic Economics Journal Vol. 9 No. 1 (2023)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (715.194 KB) | DOI: 10.21111/iej.v9i1.9569

Abstract

Islamic banks that carry out their duties and functions as financial management institutions have the responsibility to maintain public trust by protecting and protecting customer money from all forms of irregularities. Moreover, irregularities are committed by people who work in Islamic banks themselves or what is known as internal fraud. PT BPRS Kotabumi, Bandar Lampung branch office, is one of the Islamic banks committed to fighting fraud. The form of the effort is to prevent it through internal control instruments. The purpose of this study is to determine the internal control at PT BPRS Kotabumi Bandar Lampung Branch Office as a strategy to prevent internal fraud. This research is a qualitative descriptive field research. Researchers use interview methods and documentation to collect the required data. The research data obtained are then analyzed by using inductive analysis techniques, namely analysis that begins with specific facts or events to draw conclusions. Based on the results of research that researchers have conducted, it can be concluded that internal control can be an instrument to prevent internal fraud. Internal control at BPRS Kotabumi Bandar Lampung branch includes four control components. The four components of control are the control environment, control activities, information and communication, and monitoring. 
Comparative Study of Hisbah Institutions and Consumer Protection Institutions In Indonesia In A Review of Islamic Business Ethics Ananto Triwibowo; Dimas Pratomo; Nur Sya'adi; Muhammad Afani Adam
Jurnal Internasional Ekonomi Islam Vol 4 No 02 (2022): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v4i02.5554

Abstract

Islam does not teach people to be concerned with the world or the events of the afterlife, but both must be in harmony. Islam not only gives its followers the freedom to do business, but it also provides some basic principles for doing business: unity, balance, free will, responsibility, and truth, including virtue and honesty. The Hisba is a government-controlled religious organization that oversees the proper fulfillment of its obligations by the community when society begins to neglect its obligations, and when people become accustomed to this error, society does wrong. Its general purpose is to protect the communal environment from harm, preserve its existing destiny, and ensure the well-being of the community, both in terms of religion and daily conduct, according to divine law
Good and Bad Corporate Social Responsibility in Islamic Business Ethics Perspective Triwibowo, Ananto; Baidhowi, Muhammad Mujib; Sugeng, Anggoro
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol. 11 No. 2 (2023): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v11i2.7683

Abstract

Abstract This research aims to analyze good and bad corporate social responsibility practices when viewed with Islamic business ethics. The method used is a qualitative method with a grounded theory approach using secondary data sources where the source comes from several examples of company cases in Indonesia which are then reviewed with literature on Islamic business ethics in particular and Islamic economics in general. The results of the study concluded that the application of business social responsibility that is less professional actually has a negative impact on the company itself. One example of violations that occur in the application of corporate social responsibility is the practice of corruption and policies that only provide benefits for certain groups. In Islamic business ethics, the implementation of good corporate social responsibility can refer to the maqasid sharia principle, namely with the aim of protecting religion, soul, mind, property, and lineage
Zakat Management Improvement Strategy Efforts to Maintain Muzakki Trust Muhammad Mujib Baidhowi; Ananto Triwibowo
Journal of Contemporary Applied Islamic Philanthropy Vol. 1 No. 1 (2023): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v1i1.9

Abstract

Purpose: The management of zakat in Amil Zakat institutions is an important one, the management includes planning, organizing, implementing, and supervising activities as well as the distribution of funds. So that if an Amil Zakat institution has good management, it can increase the receipt of funds and public trust in the institution. In optimizing management, a mature strategy and plan are needed in order to produce maximum output. Methodology: In this study, the type of research used is Field Research, referred to as empirical research. While the nature of this study is quantitative, research provides an overview of particular community symptoms. In this study sampling using the Disproportionate Stratified Random Sampling method. Findings: The results of the research conducted show that the National Institute of Amil Zakat Baitul Maal Hidayatullah Yogyakarta has a good strategy in the management of zakat funds, while the strategy used includes careful planning, directed personal managerial, implementation of the collection and distribution of accordance with religious principles, as well as supervision conducted by a competent supervisor. This is what makes the National Amil Zakat institution Baitul Maal Hidayatullah always growing and increasing public confidence in the institution.
Indonesia's Zakat Transformation in the Digital Era: Opportunities and Challenges Sugeng, Anggoro; Triwibowo, Ananto; Saputra, Edi; Muhaimin Yusof, Ku Abdul
Journal of Contemporary Applied Islamic Philanthropy Vol. 2 No. 1 (2024): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v2i1.63

Abstract

Purpose: In the ever-evolving digital era, the transformation of zakat is becoming increasingly relevant and urgent. By utilizing digital technology wisely, zakat institutions can open the door to greater efficiency in the collection, management, and distribution of zakat, as well as increase community engagement in the practice of sharing blessings. However, to reach its full potential, there needs to be a concerted effort from all parties to overcome the challenges associated with using technology in religious and social contexts. Methodology: This research uses a qualitative descriptive approach combined with document analysis. This qualitative descriptive method focuses on explaining facts and circumstances that were observed during the research on Zakat Transformation in the Digital Era: Opportunities and Challenges. Findings: The results of this study show that the transformation of zakat in the digital era is a significant change in how zakat is managed and distributed by utilizing information and communication technology. Zakat institutions have five opportunities and four challenges of zakat transformation in the digital era, which should be prepared so that the transformation of zakat in this digital era positively impacts zakat institutions in particular and society in general.
Sosialisasi dan Pemanfaatan Tanaman Obat Keluarga (TOGA) sebagai Upaya Pemberdayaan Masyarakat dalam Bidang Kesehatan dan Ekonomi Triwibowo, Ananto; Suud Sarim Karimullah; Zamroni Alpian Muhtarom; Dimas Pratomo; Mu'adil Faizin; Devitha Meyra Wulandari; Riska Dwi Lestari
DEDIKASI: Jurnal Pengabdian Masyarakat Vol 7 No 1 (2025): Dedikasi: Jurnal Pengabdian Masyarakat, Januari-Juni 2025
Publisher : Pusat Pengabdian Masyarakat LPPM IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/bggy8835

Abstract

Pengabdian ini bertujuan untuk mengenalkan serta mengedukasi masyarakat untuk  memanfaat Tanaman Obat Keluarga (TOGA) sebagai salah satu upaya untuk meningkatkan pemberdayaan masyarakat Desa Sumbergede melalui bidang kesehatan dan ekonomi. Dalam kegiatan pengabdian kepada masyarakat ini, digunakan metode Participatory Action Research (PAR) yang meliputi tahapan observasi, sosialisasi, dan juga penanaman tanaman obat secara kolaboratif bersama masyarakat. Pengabdian ini memberikan manfaat bagi masyarakat untuk meningkatkan pengetahuan dan pemahaman masyarakat, tentang cara mengelola, menggunakan dan meningkatkan nilai ekonomis tanaman obat sebagai bahan obat, serta mendorong pemanfaatan lahan kosong atau pekarangan untuk menanam TOGA yang akan berkontribusi pada peningkatan kesehatan dan ekonomi masyarakat. Kata kunci: Ekonomi, Kesehatan, Pemberdayaan Masyarakat, Tanaman Obat Keluarga 
AN ANALYSIS OF BUSINESS COMPETITION AND ISLAMIC BUSINESS ETHICS: SURVIVAL STRATEGIES OF THRIFTY TRADERS IN A METRO CITY Mujib Baidhowi, Muhammad; Triwibowo, Ananto; Agustiana, Sinta
Berajah Journal Vol. 4 No. 5 (2024): Berajah Journal
Publisher : CV. Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/bj.v4i5.422

Abstract

This study aims to analyze the survival strategies applied by thrifting traders in Metro City in the face of increasingly fierce business competition, as well as to evaluate the application of Islamic business ethics among these traders. The method used is descriptive qualitative, with data collection through interviews and documentation with thrifting traders in Metro City. The results showed that Raina Thrift Shop, Valents.store, and Klamby Second_id apply survival strategies in the form of divestment, reduction, and promotion through social media. In the aspect of Islamic business ethics, the overall implementation of ethics is quite good. However, some weaknesses were found Valents. store does not show responsibility for mistakes in the purchasing process, while Klamby Second_id is not fair to all consumers. In contrast, Raina Thrift Shop has implemented all the principles of Islamic business ethics well. The findings provide important insights for the development of strategies and ethics in the thrifting industry in Metro City.
Halal Awareness on Self Declaire Halal Certification Program Baidhowi, Muhammad Mujib; Triwibowo, Ananto
EKOBIS SYARIAH Vol. 9 No. 1 (2025): Islamic-Based Economic and Business Development in the Context of Community Emp
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ekobis.v9i1.29100

Abstract

The development of micro and small businesses in Indonesia is always increasing, so the role of the government is needed to supervise the products produced, both starting from the raw materials used, the manufacturing process to being ready to be distributed to consumers. Halal awareness or halal awareness is a basic thing and must be owned by business actors so that the products traded have guarantees in terms of process and law in accordance with the provisions of Islamic sharia. So that the implementation of Halal Awareness is considered important in the ongoing halal certification program. This study uses a qualitative descriptive method using primary and secondary data which is then analyzed using several processes, namely, First, data reduction. Second, the presentation of data, after the data reduction process, the data is presented in the form of a description. And third, draw conclusions. The results obtained show that halal awareness which includes the indicators of Halal Syar'i Awareness (Zattiyah), Halal Awareness Hygienic, Halal Safe Awareness (Security) and Halal Quality has a very important role so that business actors consciously understand how to apply halal to their products, and this is in line with the government's role in the ongoing self-declaration program.
Strategi Pemasaran Bank Aman Syariah Dalam Menarik Minat Nasabah Tabungan Haji Mabrur (Tajimabrur) Triwibowo, Ananto; Baidhowi, Muhammad Mujib; Nita, Veni Alvia
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 10, No 1 (2024)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v10i1.2381

Abstract

This study was to analyze the marketing strategy implemented by Bank Aman Syariah Sekampung on haj savings products in attracting customer interest. The type of research used is field research which is descriptive qualitative. The data sources used are primary data sources and secondary data sources. For data collection using interview techniques and documentation. The data analysis technique used in this study is through qualitative data analysis. The results of this study indicate that based on the 7p marketing strategy that has been implemented by Bank Aman Syariah Sekampung there are effective strategies in attracting customer interest, namely product, price, place, people and process strategies. Meanwhile, strategies that are less effective in attracting customer interest in haj savings products are promotional strategies and physical evidence. In the promotion strategy, the promotion carried out by Bank Aman Syariah Sekampung is not optimal, namely for the media there is no special brochure for Hajj savings and the lack of active promotion carried out through social media such as Instagram and Facebook. The physical evidence strategy is less effective because in the last 5 years there have been no customers who have performed the pilgrimage using the Hajj savings product of Bank Aman Syariah, this has made the public less confident because there is no evidence considering the physical evidence shows how the quality of a product..
Tax incentives during the Covid-19 pandemic: An Islamic economics perspective Triwibowo, Ananto; Sugeng, Anggoro; Baidhowi, Muhammad Mujib
Journal of Islamic Economics Lariba Vol. 9 No. 1 (2023)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol9.iss1.art9

Abstract

IntroductionThe economic impact of Covid-19 virus is also felt by the state revenue sector due to tax incentives.ObjectivesThis study aims to analyze the tax incentive policies implemented by the government during the Covid-19 pandemic in terms of objectives, impacts, and the concept of convenience from an Islamic economics perspective. MethodThis study uses a normative-juridical approach by examining tax incentive policies in the context of Islamic economic theory from philosophical and juridical perspectives.ResultsFrom an Islamic economic perspective, the existence of tax incentives seen from the objective of the results and benefits is appropriate because it creates maslahah in the midst of an emergency or critical situation. In addition, the convenience provided by the government in tax incentives if seen from Islamic law is rukshah, or convenience and understanding for citizens due to certain conditions, namely the Covid-19 pandemic. ImplicationsThis study contributes to the development of theoretical research in the field of macroeconomic policy from an Islamic perspective. This study can also be used as a reference by the government to provide tax incentives in times of similar crises.Originality/NoveltyThis study is unique in that it examines the problem of tax incentives from an Islamic perspective. As a country with the world's largest Muslim population, this study will enrich Islamic macroeconomic studies for policymaking in Indonesia.
Co-Authors Abizar Afani Adam, Muhammad Agus Alimuddin Agustiana, Sinta Anggoro Sugeng Ayu Sari Ningsih Devitha Meyra Wulandari Dimas Pratomo Dimas Pratomo Edi Saputra Faizin, Mu'adil Hotman Hotman Jati Imantoro M. Arif Budiman Kasim Mawardi Mawardi Muhaimin Yusof, Ku Abdul Muhammad Afani Adam Muhammad Mujib Baidhowi Muhammad Mujib Baidhowi Muhammad Mujib Baidhowi Nawa Angkasa Nency Dela Oktora Nita, Veni Alvia Nur Sya'adi Nyimas Lidya Putri Pertiwi Riska Dwi Lestari Sakirman Sakirman Suud Sarim Karimullah Yovi Kusumadani Zamroni Alpian Muhtarom