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All Journal Seminar Nasional Lahan Suboptimal Al Iman: Jurnal Keislaman dan Kemasyarakatan Al Iman: Jurnal Keislaman dan Kemasyarakatan
Setiawan, M.
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Religion Agriculture, Biological Sciences & Forestry Education Social Sciences Other

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Kontribusi Pasar Kalangan dan Faktor Penentu Ketahanan Pangan Rumah Tangga Petani Karet di Desa Tanjung Raya Kecamatan Rambang Muara Enim Yunita, Yunita; Setiawan, M.
Seminar Nasional Lahan Suboptimal Vol 11, No 1 (2023): Prosiding Seminar Nasional Lahan Suboptimal ke-11 “Optimalisasi Pengelolaan Lah
Publisher : Pusat Unggulan Riset Pengembangan Lahan Suboptimal (PUR-PLSO) Universitas Sriwijaya

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Yunita & Setiawan, M. (2023). Local market contribution and determining factors of food security of rubber farming households in Tanjung Raya Village, Rambang District Muara Enim. In: Herlinda S et al. (Eds.), Prosiding Seminar Nasional Lahan Suboptimal ke-11 Tahun 2023, Palembang  21 Oktober 2023. (pp. 635-648).  Palembang: Penerbit & Percetakan Universitas Sriwijaya (UNSRI).The purposes of this search were to: (1) Analyzing the contribution of the circle market to the fulfillment of household food of rubber farmers in Tanjung Raya Village, Rambang District (2). Analyzing the condition of food security of rubber farmer households in Tanjung Raya Village, Rambang Subdistrict. (3) Analyzing the factors that influence the food security of rubber farmer households in Tanjung Raya Village, Rambang Subdistrict. This research was conducted in Tanjung Raya Village, Rambang Subdistrict, Muara Enim Regency. The determination of the location was carried out deliberately with the research method used, namely the survey method. Data collection was conducted in February 2023. The sampling method used was purposive sampling. The data used are primary data and secondary data. Primary data was obtained through direct field interviews with sample farmer, while secondary data obtained from the office or related institutions. The results showed that the circle market contributed to meeting the food needs of rubber farmer households with a percentage of 54 percent. The share of food expenditure of rubber farmer households is 46.3 percent, indicating that farmer households are food secure. Factors that significantly affect the food security of rubber farmer households were income, number of family members, household expenditure, and rice expenditure.
STRATEGI PENDANAAN MELALUI LEASING SOLUSI UNTUK MENINGKATKAN AKSES MODAL DAN DIVERSIFIKASI INSTRUMEN INVESTASI BAGI MASYARAKAT Inayatah, Meli; Maulidiyah; Setiawan, M.; Zia, Ahmad Zihad Luqmansyah; Rofiko, Arina
Al Iman: Jurnal Keislaman dan Kemasyarakatan Vol. 9 No. 2 (2025): Al-Iman Jurnal Keislaman dan Kemasyarakatan
Publisher : STID Raudlatul Iman Sumenep

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Leasing has become an effective financing alternative, especially for micro, small, and medium enterprises (MSMEs), to acquire necessary assets without needing significant upfront capital. This article discusses the role of leasing in enhancing MSMEs' access to capital and its contribution to investment instrument diversification. Despite offering numerous benefits, the implementation of leasing still faces challenges, such as limited public understanding of its mechanisms, regulatory barriers, and economic uncertainty. Therefore, improvements in regulations, financial literacy, and tailoring leasing products to MSME needs are essential for the sector's optimal development. This article also provides recommendations for financial institutions and the government to enhance support for MSMEs in utilizing leasing as a more flexible and affordable financing alternative. Abstrak Leasing telah menjadi alternatif pembiayaan yang efektif, terutama bagi pelaku usaha mikro, kecil, dan menengah (UMKM), untuk memperoleh aset yang diperlukan tanpa harus mengeluarkan modal besar di awal. Artikel ini membahas peran leasing dalam meningkatkan akses modal bagi UMKM, serta kontribusinya dalam diversifikasi instrumen investasi. Meskipun menawarkan banyak manfaat, implementasi leasing masih menghadapi tantangan, seperti kurangnya pemahaman masyarakat mengenai mekanisme leasing, hambatan regulasi, dan ketidakpastian ekonomi. Oleh karena itu, dibutuhkan perbaikan regulasi, peningkatan literasi keuangan, dan penyesuaian produk leasing dengan kebutuhan UMKM agar sektor ini dapat berkembang secara optimal. Artikel ini juga memberikan saran bagi lembaga keuangan dan pemerintah untuk meningkatkan dukungan terhadap UMKM dalam memanfaatkan leasing sebagai alternatif pembiayaan yang lebih fleksibel dan terjangkau.
STRATEGI PENDANAAN MELALUI LEASING SOLUSI UNTUK MENINGKATKAN AKSES MODAL DAN DIVERSIFIKASI INSTRUMEN INVESTASI BAGI MASYARAKAT Inayatah, Meli; Maulidiyah; Setiawan, M.; Zia, Ahmad Zihad Luqmansyah; Rofiko, Arina
Al Iman: Jurnal Keislaman dan Kemasyarakatan Vol. 9 No. 2 (2025): Al-Iman Jurnal Keislaman dan Kemasyarakatan
Publisher : STID Raudlatul Iman Sumenep

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Abstract

Leasing has become an effective financing alternative, especially for micro, small, and medium enterprises (MSMEs), to acquire necessary assets without needing significant upfront capital. This article discusses the role of leasing in enhancing MSMEs' access to capital and its contribution to investment instrument diversification. Despite offering numerous benefits, the implementation of leasing still faces challenges, such as limited public understanding of its mechanisms, regulatory barriers, and economic uncertainty. Therefore, improvements in regulations, financial literacy, and tailoring leasing products to MSME needs are essential for the sector's optimal development. This article also provides recommendations for financial institutions and the government to enhance support for MSMEs in utilizing leasing as a more flexible and affordable financing alternative. Abstrak Leasing telah menjadi alternatif pembiayaan yang efektif, terutama bagi pelaku usaha mikro, kecil, dan menengah (UMKM), untuk memperoleh aset yang diperlukan tanpa harus mengeluarkan modal besar di awal. Artikel ini membahas peran leasing dalam meningkatkan akses modal bagi UMKM, serta kontribusinya dalam diversifikasi instrumen investasi. Meskipun menawarkan banyak manfaat, implementasi leasing masih menghadapi tantangan, seperti kurangnya pemahaman masyarakat mengenai mekanisme leasing, hambatan regulasi, dan ketidakpastian ekonomi. Oleh karena itu, dibutuhkan perbaikan regulasi, peningkatan literasi keuangan, dan penyesuaian produk leasing dengan kebutuhan UMKM agar sektor ini dapat berkembang secara optimal. Artikel ini juga memberikan saran bagi lembaga keuangan dan pemerintah untuk meningkatkan dukungan terhadap UMKM dalam memanfaatkan leasing sebagai alternatif pembiayaan yang lebih fleksibel dan terjangkau.
Co-Authors Inayatah, Meli Maulidiyah Rofiko, Arina Yunita Yunita Zia, Ahmad Zihad Luqmansyah