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All Journal Jurnal Eduscience (JES) Wiga : Jurnal Penelitian Ilmu Ekonomi
Pradianto, Mi'raj Akbar
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Economics, Econometrics & Finance Education Social Sciences Other

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Effect of the Technology Acceptance Model on the Use of QRIS on The Financial Literacy Needs of Surakarta Klewer Market Traders Pradianto, Mi'raj Akbar; Sangka, Khresna Bayu; Totalia, Salman Alfarisy
Wiga : Jurnal Penelitian Ilmu Ekonomi Vol. 14 No. 1 (2024): March 2024
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/wiga.v14i1.1243

Abstract

The spread of technology and the increasing number of internetiusers have significantly impacted society and individuals in the era of the fourth industrial revolution. This research aims to determine the influence of the technology acceptance model perspective (perception of usefulness, perception of ease of use), product knowledge, social influence on the financial literacy needs of Klewer Market traders in the city of Surakarta, using data collection techniques through questionnaires. Samples were taken using probability sampling, namely, proportionate stratified random sampling with a sample of 325 traders. The instrument validity test in this research used Pearson product moment and the instrument reliability test used Croanbach alpha. Research data analysis techniques use descriptive statistics, multiple regression analysis, and t-test analysis. The results of this research show that there is a significant influence between perceived usefulness ofiQRIS, perceived ease ofiuse of QRIS, knowledge of QRIS products, social influence on the financial literacy needs of Klewer Market traders in Surakarta city.
DECONSTRUCTING ACADEMIC MISCONDUCT: THE MODERATING ROLE OF IT IN A DIAMOND OF FRAUD ANALYSIS Sangka, Khresna Bayu; Suryaningsih, Kinanthi; Pradianto, Mi'raj Akbar
JURNAL EDUSCIENCE Vol 13, No 1 (2026): IN PRESS
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jes.v13i1.7667

Abstract

Purpose – This study aims to determine how the use of information technology deconstructs and moderates the influence of the diamond fraud perspective on the academic cheating behavior of economics education students.Methodology – This study employs a quantitative research approach, using both descriptive and inferential statistics to analyze relationships among variables thoroughly. Descriptive statistics are used to summarize the data from 183 respondents, highlighting key patterns such as central tendency and data dispersion. At the same time, Moderated Regression Analysis (MRA) and the prerequisite tests were used to provide a clearer understanding of the sample characteristics and lay the groundwork for hypothesis testing.Findings – The results show that the use of information technology does not strengthen or weaken the influence of pressure on academic cheating behavior, the use of information technology does not strengthen or weaken the opportunity for academic cheating behavior, the use of information technology does not strengthen or weaken the influence of rationalization on academic cheating behavior, and the use of information technology does not strengthen or weaken the influence of ability on academic cheating behavior.Contribution – The contribution of this research is for study programs and faculties, as well as lecturers, as evaluation material related to academic cheating actions when completing assignments or exams by establishing strict rules and norms that must be implemented to reduce academic cheating committed by students.
Co-Authors Khresna Bayu Sangka, Khresna Bayu Salman Alfarisy Totalia Suryaningsih, Kinanthi