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ahmadfajri, Ahmad Fajri
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Religion Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Other

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PENGENDALIAN RESIKO PEMBIYAAN MURABAHAH DI BMT MASLAHAH CABANG CONDONG ahmadfajri, Ahmad Fajri
Finance : Journal of Accounting and Finance Vol. 2 No. 1 (2024): Volume 2 Nomor 1, Mei 2024
Publisher : universitas Islam Zainul Hasan Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/ms7msy42

Abstract

The aim of this research is to describe the strategy of BMT Maslahah Condong Branch in controlling the risk of member delays in installment payments and defaults and fulfilling agreed agreements. This research method uses descriptive qualitative, with data collection techniques through observation, interviews and documentation. The results of this research revealed that BMT Maslahah Condong Branch attempted to resolve it by means of negotiation, summons, and friendship and asked what problems caused members to be late in paying installments and members were unable to fulfill the initial agreement that had been agreed upon, such as collateral being sold without notifying them. BMT before the settlement date.
PERSPEKTIF EKONOMI ISLAM: SOLUSI UNTUK MASALAH SOSIAL ahmadfajri, Ahmad Fajri
Finance : Journal of Accounting and Finance Vol. 3 No. 1 (2025): Volume 3 Nomor 1, Mei 2025
Publisher : universitas Islam Zainul Hasan Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/p3h6fg89

Abstract

Social entrepreneurship has emerged as an innovative approach to solving complex social problems by combining social objectives and economic gains. In the context of Islamic economics, social entrepreneurship is considered not only as a business venture but also as a form of worship that reflects moral and social responsibility towards society. This study aims to analyze the co2ncept of social entrepreneurship from the perspective of Islamic economics and identify its role in addressing various social problems. A qualitative approach was used with literature review as the primary method, collecting data from books, scientific journals, and related reports. Data analysis was conducted using content analysis, which includes categorization, interpretation, and synthesis of information. The findings indicate that social entrepreneurship in Islamic economics aligns with Sharia principles such as justice, wealth redistribution, and social welfare. Community-based social entrepreneurship models and technological innovations can provide effective solutions to social issues such as poverty, women's empowerment, and education. This study concludes that integrating Islamic economic values with social entrepreneurship can not only enhance social impact but also create long-term sustainability. Recommendations include developing policies that support social entrepreneurship and enhancing collaboration between the public and private sectors. The hope for the future of social entrepreneurship in the context of Islamic economics is to expand initiatives that can address social challenges effectively and sustainably.
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