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Sakdia, Halimatus
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Religion Humanities Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Analisis Financial Technology (Fintech) & Digital Marketing Pada BSI KCP Lumajang S Parman Sakdia, Halimatus; Suleiman, Yasir
Finance : Journal of Accounting and Finance Vol. 2 No. 1 (2024): Volume 2 Nomor 1, Mei 2024
Publisher : universitas Islam Zainul Hasan Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/k8wts497

Abstract

The development of Financial Technology  in Indonesia has recently been very rapid. This has changed people's lifestyles in various sectors, one of which is the financial sector which has an impact on financial services institutions in the banking sector. Financial Technology is a new technology and innovation that aims to compete with traditional financial methods in delivering financial services, in which there are new applications, processes, products or models that aim to make it easier for society. This financial technology has its own opportunities and challenges to achieve goals from both the bank and customer sides. This research aims to find out the fintech used at BSI KCP Lumajang S Parman, and how digital marketing developments at BSI Lumajang S Parman have increased customers.To identify these problems, this study uses a type of qualitative research. The data collection techniques were carried out using previous research reports, observations, interviews, and documentation. Based on the research that has been done, this research shows that 1) the fintech used at BSI KCP Lumajang S Parman is BSI Mobile and BSI Net which contain various features that make it easy to make transactions. 2) Digital marketing used at BSI KCP Lumajang S Parman namely Whatsapp and Email.
Mitigating Academic Burnout: Integrating Positive Psychology and Tawakkal Values in Islamic Education Arifin, Hirtsul; Sakdia, Halimatus; Putri, Robiatul Adawiyah Hary; Chatrina, Permata Billa; Safitri, Yuli
Social Science Academic Vol. 3 No. 2 (2025)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

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Abstract

The growing prevalence of academic burnout among students has emerged as a critical challenge within contemporary educational systems, including Islamic educational institutions that often prioritize cognitive achievement and religious discipline without sufficiently addressing psychological well-being. This study aims to examine the integration of Positive Psychology and Tawakkal as a holistic pedagogical framework for mitigating academic burnout in Islamic education. Employing a qualitative library research approach, the study systematically analyzed contemporary literature on Positive Psychology, student resilience, and academic burnout alongside classical and modern Islamic scholarship concerning Tawakkal and spiritual coping mechanisms. The findings reveal that the integration of psychological resilience strategies with the spiritual principle of Tawakkal produces an “active surrender” model capable of reducing toxic productivity, emotional exhaustion, and existential anxiety among students. Positive Psychology contributes adaptive coping, optimism, and emotional regulation, while Tawakkal provides metaphysical security and spiritual meaning that transform academic struggle into a process of purposeful ikhtiar. The study concludes that Islamic Education (PAI) possesses significant potential to evolve into a transformative well-being-oriented discipline integrating faith-based values with psychological science to support emotionally resilient and spiritually grounded learners in the twenty-first century.
Co-Authors Arifin, Hirtsul Chatrina, Permata Billa Putri, Robiatul Adawiyah Hary Safitri, Yuli Suleiman, Yasir