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Faktor-Faktor Yang Mempengaruhi Kepercayaan Nasabah Menabung Pada BNI KCP Panakkukang Mas Makassar: indonesia Verawaty, Verawaty; Muchsidin, Feronica Fungky; Singkeruang, A. We Tenri Fatimah; Muchsidin, Murdin; Akbar, Hidayani
Movere Journal Vol. 6 No. 2 (2024)
Publisher : Sekolah Tinggi Ilmu Ekonomi (STIE) Tri Dharma Nusantara Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53654/mv.v6i2.480

Abstract

This study aims to analyze what factors influence customer confidence in saving at Bank BNI Panakkukang Mas Makassar by distributing questionnaires to customers of Bank BNI Panakkukang Mas Makassar. The analysis method used is Mean analysis by looking at the resulting average value. In this study, researchers distributed questionnaires to samples and the results were processed using the help of the SPSS 22 program. The results of the mean analysis show that reliability and care are more dominant in influencing customer confidence in saving at Bank BNI Panakkukang Mas Makassar where it can be seen from the mean value of reliability of 4.25 and care of 4.25 while for honesty of 4.24 and credibility of 4.22.
THE ROLE OF FOOD DELIVERY APPLICATIONS IN INCREASE MSME SALES IN TAMALANREA DISTRICT Nawir, Fadliyani; Meyfani, Ashari; Madrianah, Madrianah; Muchsidin, Murdin
Jurnal Manajemen Perbankan Keuangan Nitro Vol. 1 No. 3 (2025): Vol. 1 No. 3 (2025): Special Volume for International Collaboration
Publisher : LP2M IBK Nitro

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Abstract

This research aims to examine the role of food delivery applications in increasing the sales of Micro, Small, and Medium Enterprises (MSMEs) in Tamalanrea District. The main focus of this study is to understand how digital food delivery services like GoFood and GrabFood can help MSME actors expand their market reach and encourage business growth amidst a shift in consumer behavior toward application-based services. The method used in this research is a qualitative approach with a case study method, and the analysis is conducted inductively, by identifying general patterns from field data to obtain a more comprehensive and contextual understanding of the phenomenon being studied. The results show that food delivery applications have a significant impact on the growth of MSME sales. These applications are considered effective in supporting the digitalization of MSMEs, increasing competitiveness, and encouraging business adaptation toward a more professional and modern direction.
Faktor-faktor yang Mempengaruhi Nasabah Menggunakan Produk BNI Tapenas Pada PT. Bank Negara Indonesia (Persero) Tbk KCP Puri Kencana Makassar B, Ceskakusumadewi; Muchsidin, Feronica Fungky; Muchsidin, Murdin; Panus, Panus; Labolo, Sabrina
Khazanah Journal: Economics, Muamalah & Entrepreneurship Vol. 2 No. 1 (2024)
Publisher : LPPM STIE Tri Dharma Nusantara - Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53654/kh.v2i1.590

Abstract

The aim of this study is to identify the most dominant factor influencing customers' purchasing decisions regarding the BNI TAPENAS product at PT. Bank Negara Indonesia (Persero) Tbk, KCP Puri Kencana Makassar. This research involved a sample of 100 customer respondents selected using the accidental sampling technique. Based on the analysis of 15 factors, five core factors were identified: (1) the savings facility factor, which emerged as the most influential factor; (2) the social status factor, ranked as the second most significant; (3) the bank condition factor, ranked third; (4) the psychological factor, ranked fourth; and (5) the cultural factor, ranked fifth.