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All Journal Proceeding ISETH (International Summit on Science, Technology, and Humanity) Demak Universal Journal of Islam and Sharia
Kurniawan, Muhamad Rowi
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Tawhid as The Primary Foundation of The Islamic Worldview: Exploring the Nature of Al-Manhaj Al-Islami Kurniawan, Muhamad Rowi
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2023: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/iseth.4286

Abstract

This research aims to discuss Al-Manhaj Al-Islami, where Tawhid shapes the Islamic worldview and provides a strong direction in navigating everyday life. The study also explores the similarities and differences between the Islamic and Western worldviews. It uses a qualitative descriptive method, relying on a literature review as the primary approach to gathering information. The research findings indicate that Al-Manhaj Al-Islami serves as a guide for Muslims in every aspect of their daily lives, with Tawhid as its main foundation. It is Tawhid that distinguishes the Islamic worldview from the Western worldview.
The Problem of Akad Murabahah in Sharia Banks: Between Profit-Oriented and Sharia Compliance Kurniawan, Muhamad Rowi; Abdurrahman; Anggraeni, Sinta Thia; Hasanah, Uswatun; Marwiyah
Demak Universal Journal of Islam and Sharia Vol. 2 No. 01 (2024): Main Thema: The Dynamics of Islamic Law and Sharia Economy in Protecting Right
Publisher : Walidem Institute and Publishing (WIP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/deujis.v2i01.97

Abstract

This study aims to evaluate financing practices with murabahah contracts carried out by Islamic Banks in Indonesia. While this practice can generate significant profits, there are risks of adherence to sharia principles. The main issue involves the use of the wakalah contract and the existence of murabahah objects. Research shows that wakalah contracts are still made at the same time as murabahah contracts, and the existence of murabahah objects is not always ascertained by Islamic banks. In overcoming this dilemma, Islamic banks need to maintain a balance between seeking maximum profit and complying with Islamic financial principles. Strategies such as ensuring compliance with Sharia principles, product diversification, employee and customer education, building partnerships, developing technology, and maintaining transparency and accountability can be adopted. By implementing this strategy, Islamic banks are expected to achieve adequate profitability while still adhering to Sharia principles, strengthening their position in increasingly competitive financial markets.
Co-Authors Abdurahman Abdurrahman Anggraeni, Sinta Thia Marwiyah Uswatun Hasanah