Sitanggang, Yohana Damaris
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ANALISIS DETERMINAN INTERNAL YANG MEMENGARUHI PROFITABILITAS BANK-BANK DENGAN ASET TERBESAR TAHUN 2015-2022 Sitanggang, Yohana Damaris; Wildana, Muhammad Dandy Alif
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.03.2.10

Abstract

Covid-19 had raised concerns among investors, leading to a decline on the stock price. Banks had successfully restored investors confidence by maintaining their profitability. This research aims to see how banks manage internal banking resources to achieve optimal profits by determining the influence of assets, capital, deposits, loans, and Operational Efficiency Ratio (BOPO) on Return on Assets (ROA) of banks during the Covid-19 Pandemic. The data used in this study are Bank BRI, Mandiri, BNI, BCA, BTN, and BSI’s quarterly financial reports  from 2015-2022.  The research method employed is panel data analysis using random effect model. The result of the analysis indicates that capital and BOPO significantly affect ROA, while assets, loans, and deposits do not significantly influence ROA. Simultaniously, the variables of assets, capital, deposits, loans, and BOPO collectively affect ROA.