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HABLUMMINALLAH AND HABLUMMINANNAS OF ZAKAH Muhammad Dandy Alif Wildana; Asfi Manzilati
Jurnal Ilmiah Mahasiswa FEB Vol 2, No 2: Semester Genap 2013/2014
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (206.817 KB)

Abstract

This study was conducted to understand the aspects that consist in zakah, as one out of five principles of islam : religious, economic, and social. Al Qur'an, as the holy book of islam, Prophet Muhammad (PBUH) hadiths, along with books and scientific journal are used as data. Literature review is used as the approach of this study. Zakah cannot be treated only as a form of worship towards Allah, The Creator of All, but zakah has further means and functions, and benefits to all humanity through its worldly aspects, namely  economic and social. The correct establishment of zakat can be a solution on solving the problems that emerge in the economic and social areas. This research is limited on viewing the effects of  zakah in the light of its benefit on religious, economic and social. The next research that conducted on this field perhaps can broaden the view and fill the empty space, because zakah still can be seen on another point of view or perspective. Any further research conducted on the theme of zakah will furthermore justify the position of it as a tool of community stability that affect not only for moslem as the follower of islam, but to all of humanity.Keywords : Islam, Zakah, Al Qur'an, Hadiths of  Prophet Muhammad (PBUH), Economic, Social
Rethinking Human Development Based on Ar Ra’d Verse 11: How Can Preferences Influence Human Development? An'im Kafabih; Muhammad Dandy Alif Wildana
AL-MUZARA'AH AL-MUZARA'AH Special Issue 2022
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.specialissue2022.17-29

Abstract

As human is the centre of development process, it is important to consider preferences of human behavior whether they prefer to change themselves or not. This explanation is inspired by Qur’an surah Ar Ra’d verse 11 that can be interpreted as the set of preferences which might influence someone’s state of condition. However, human development index which is widely used indicator for development study do not consider preference as the main factor of development. Therefore aim of this study is to examine interpretation of that surah whether set of preferences that consist of trust, altruism, patience, risk taking, and negative reciprocity, can influence the state of human development. This research Uses Linear Probability Model (LPM) which is estimated by OLS with 76 countries as observation. The result shows that altruism, patience and risk taking can influence human development significantly, whereas trust and negative reciprocity are not significant. Trust is not significant because there might be a condition of distrust economic activities, rather than trust, that signaled by complete contractual arrangement, whereas non significant of negative reciprocity might because the costly punishment opportunity to punish someone as the form of negative reciprocity, therefore people that think rationally will not take the revenge to others.
Waqf in the 21st Century: The Implementation of Blockchain and Smart Contract Technology Muhammad Dandy Alif Wildana; Tsumma Lazuardini Imamia
Journal of International Conference Proceedings Vol 5, No 1 (2022): 2022 Malang ICPM Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v5i1.1774

Abstract

Waqf in its role as Islamic charitable institution has considerable role to sustainable economy, since the initiation of waqf itself started from Muslim for the benefit for all people. Despite its important roles and promising potential, the waqf institution is facing problems which will potentially deprive itself of its full potential. One of the main problems faced by waqf and other charitable institutions is the problem of proper administration of its assets, especially when the contribution to the charitable institution came from various sources. Considering the importance of technology to the life of the 21st century, the same technology may be applied to the enhancement of Islamic charitable institutions such as waqf, in the area of supervise and utilization of waqf assets. This paper employs qualitative methods through literature review to identify the possibility and suitability of technology implementation into waqf institutions. This approach is necessary to explore the potential suitability and the extent of Blockchain and Smart Contracts technology are capable of in improving and enhancing waqf institutions. The possibility of these technologies to be applied to become panacea to the problems that are commonly faced by waqf institutions such as asset administration, transparency, accountability, and governance. The implementation of such technology that offers complete transparency is considered effective against transaction costs and to create efficiency in charitable work of waqf institutions. It is expected that the technology implementation may provide ample room for waqf institutions to evolve into modern Islamic charitable institutions which can answer and adapt to the challenge of the 21st century. Keywords: Waqf, Blockchain, Smart Contracts, Waqf Institution, Governance
Peningkatan Literasi Pembiayaan Untuk Peningkatan Kapasitas Kelembagaan UMKM di Desa Wonorejo Kecamatan Srengat Kabupaten Blitar Asfi Manzilati; Muhammad Dandy Alif Wildana; Nurrahma Prawatya
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 4 No. 5 (2023): Jurnal Pengabdian kepada Masyarakat Nusantara (JPkMN) SPECIAL ISSUE
Publisher : Cv. Utility Project Solution

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Abstract

UMKM merupakan salah satu penyumbang terbesar dari penyerapan tenaga kerja dan salah satu motor penyumbang ekonomi di Indonesia. Usaha bisnis yang dilakukan oleh masyarakat secara langsung merupakan salah satu yang paling resilien terhadap guncangan ekonomi, khususnya ekonomi makro. UMKM tidak hanya menjadi motor penggerak di wilayah perkotaan, namun juga telah memasuki wilayah perdesaan. Salah satu tantangan dari pengembangan UMKM di Desa Wonorejo Kecamatan Srengat Kabupaten Blitar adalah terkait kapasitas literasi dan akses keuangan. Oleh karena itu, banyak pelaku UMKM tidak dapat mengembangkan bisnisnya karena masih belum mendapatkan pengetahuan secara utuh mengenai keuangan, sehingga menyebabkan tidak mampunya mereka mengakses dan/atau pada posisi tawar yang rendah dengan pihak pemodal. Pengabdian ini bertujuan untuk memberikan literasi keuangan, baik konvensional maupun syariah dalam rangka peningkatan pengetahuan pemilik UMKM sehingga memiliki daya tawar yang lebih tinggi, sehingga mendorong peningkatan pendapatan dan kesejahteraan masyarakat.
Peningkatan Literasi Keuangan Berbasis Syariah Sebagai Tata Kelola Keuangan Pemerintah Desa Sumberpasir Kecamatan Pakis Kabupaten Malang M. Umar Burhan; Muhammad Dandy Alif Wildana; Nila Furaida
KALANDRA Jurnal Pengabdian Kepada Masyarakat Vol 1 No 6 (2022): November
Publisher : Yayasan Kajian Riset Dan Pengembangan Radisi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55266/jurnalkalandra.v1i6.209

Abstract

Desa merupakan salah satu unit terpenting yang menyusun sistem pemerintahan Indonesia. Dengan lebih dari 17 ribu pulau yang terbentang dalam 3 zona waktu, Indonesia secara total memiliki 83.381 desa yang tersebar di 34 provinsi di Indonesia (Kementerian Dalam Negeri, 2021). Dalam rangka mengembangkan dan meningkatkan potensi serta kesejahteraan masyarakat desa, pemerintah meluncurkan program dana desa. Tujuan utama dari penggunaan dana desa adalah untuk membiayai pembangunan dan memberdayakan masyarakat untuk mencapai kesejahteraan masyarakat desa. Pelaksanaan dari program-program yang dibiayai oleh dana desa diatur secara teknis oleh pemerintah daerah dan dilakukan secara swakelola dengan memanfaatkan sumber daya dan potensi lokal yang dimiliki oleh desa bersangkutan. Dalam pengelolaan dana desa, pemerintah desa dituntut untuk memaksimalkan potensi desa yang dimiliki menggunakan berbagai konsep dan skema yang dapat meningkatkan perekonomian desa. Salah satu konsep yang masih belum banyak digunakan adalah konsep ekonomi syariah dalam pengelolaan dana desa. Ekonomi syariah sebagai salah satu cabang dalam ilmu ekonomi menawarkan konsep pengelolaan dana desa berbasis kerjasama (syirkah) antara seluruh elemen desa.
Pemetaan Kebutuhan dalam Rangka Peningkatan Pelayanan dan Kesejahteraan Anggota Koperasi Jasa Pegawai Republik Indonesia (KJPRI) Universitas Brawijaya Manzilati, Asfi; Wicesa, Nayaka Artha; Wildana, Muhammad Dandy Alif; Rahmanti, Virginia Nur
IHSAN : JURNAL PENGABDIAN MASYARAKAT Vol 6, No 1 (2024): Ihsan: Jurnal Pengabdian Masyarakat (April)
Publisher : University of Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ihsan.v6i1.17023

Abstract

Koperasi merupakan sebuah badan usaha yang didirikan dengan tujuan memenuhi kebutuhan dan meningkatkan kesejahteraan anggotanya. Beberapa manfaat yang dapat ditawarkan oleh koperasi adalah akses kepada pasar, sumber pembiayaan, pelatihan dan pendidikan, keuntungan bersama, serta keamanan dan perlindungan anggota. Manfaat- manfaat tersebut dapat terlaksana secara baik apabila koperasi berjalan sesuai dengan asas-asas pendirian koperasi. Koperasi Jasa Pegawai Republik Indonesia Universitas Brawijaya (KJPRI UB) sebagai sebuah koperasi yang menaungi para pegawai UB (Dosen dan Tenaga Kependidikan) memiliki misi yang sama, yaitu memenuhi kebutuhan dan kesejahteraan anggotanya. Oleh karenanya, KJPRI UB memerlukan pemetaan dan informasi komprehensif mengenai kebutuhan anggotanya sehingga dapat lebih berperan dan berkontribusi dalam peningkatan kesejahteraan anggota. Kegiatan pengabdian yang dilakukan bertujuan membantu KJPRI UB untuk memetakan kebutuhan anggota, sehingga dapat merumuskan strategi dan kebijakan dalam mencapai tujuan utama koperasi, yaitu kesejahteraan anggota.
ANALISIS PENGARUH SEKTOR INFORMAL, PRODUK DOMESTIK REGIONAL BRUTO, INDEKS PEMBANGUNAN MANUSIA, DAN UPAH TERHADAP TINGKAT PARTISIPASI ANGKATAN KERJA DI JAWA TIMUR TAHUN 2018-2021 Dika Pramana Aditiya; Wildana, Muhammad Dandy Alif
Journal of Development Economic and Social Studies Vol. 2 No. 3 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2023.02.3.04

Abstract

East Java is one of the densely-populated provinces in Indonesia. its population is dominated by working age, and indirectly will affect the amount of workforce, and this will cause problems in employment. This research aims to see the effect of informal sectors, regional gross domestic product, human development index, and wages towards workforce participation in East Java Province. Analysis employed in this research is panel data regression. Results show that every variable shows different results towards workforce participation. Informal sector and wages variables are significant, meanwhile regional gross domestic product and human development index variables are insignificant.
PENGARUH PLATFORM E-COMMERCE DAN FAKTOR INTERNAL PADA KEBERLANGSUNGAN USAH MIKRO, KECIL, DAN MENENGAH (UMKM) KERIPIK DI KABUPATEN MALANG Rifki As'ad, Achmad; Muhammad Dandy Alif Wildana
Journal of Development Economic and Social Studies Vol. 3 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2024.03.2.23

Abstract

One of the regions in East Java that shows significant potential in the development of Micro, Small and Medium Enterprises (MSMEs) is Malang Regency. Malang Regency, which is the second largest district, has great potential in having many MSMEs compared to other districts or large cities. This research aims to determine the amount of income of Micro, Small and Medium Enterprises (MSMEs). Variables include Capital (X1), Labor (X2), Length of Business (X3), E-Commerce (X4). Primary data for this study was gathered through unstructured interviews, with a sample size of 70. The data analysis method used in this research was multiple linear regression which was used to test the income model. The results of this research show that capital and length of business have a positive and significant effect on the income of MSME chips in Malang Regency, while the variables of e-commerce and labor have no effect on MSME income. The independent variables together influence the income of Chips MSMEs in Malang Regency by 50.3 percent.
ANALISIS PENGARUH INDEKS PERSEPSI KORUPSI TERHADAP KETIMPANGAN PENDAPATAN DI INDONESIA Fatihurroyyan, Lalu Muhammad; Wildana, Muhammad Dandy Alif
Journal of Development Economic and Social Studies Vol. 3 No. 3 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2024.03.3.24

Abstract

This study attempts to examine the effect of corruption on income inequality in Indonesia. The study uses the gini ratio as a proxy for income inequality, serving as the dependent variable. The corruption perception index is used as a proxy for corruption, while several control variables such as economic growth, taxes, and foreign direct investment act as independent variables. Using the multiple linear regression method with time-series data, the results of this study show that the corruption perception index has a positive and significant impact on income inequality. These results indicate a tendency for the "grease the wheel" effect of corruption on income inequality in Indonesia.
ANALISIS DETERMINAN INTERNAL YANG MEMENGARUHI PROFITABILITAS BANK-BANK DENGAN ASET TERBESAR TAHUN 2015-2022 Sitanggang, Yohana Damaris; Wildana, Muhammad Dandy Alif
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.03.2.10

Abstract

Covid-19 had raised concerns among investors, leading to a decline on the stock price. Banks had successfully restored investors confidence by maintaining their profitability. This research aims to see how banks manage internal banking resources to achieve optimal profits by determining the influence of assets, capital, deposits, loans, and Operational Efficiency Ratio (BOPO) on Return on Assets (ROA) of banks during the Covid-19 Pandemic. The data used in this study are Bank BRI, Mandiri, BNI, BCA, BTN, and BSI’s quarterly financial reports  from 2015-2022.  The research method employed is panel data analysis using random effect model. The result of the analysis indicates that capital and BOPO significantly affect ROA, while assets, loans, and deposits do not significantly influence ROA. Simultaniously, the variables of assets, capital, deposits, loans, and BOPO collectively affect ROA.