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All Journal EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Santri: Journal of Student Engagement
Putri, Filda Felisa
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media

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Edukasi dan Pendampingan Sertifikasi Halal Gratis (SEHATI) dengan Skema Self Declare bagi Pelaku UMKM Sumenep Hanifah, Luluk; Putri, Filda Felisa
Santri : Journal of Student Engagement Vol. 3 No. 2 (2024): Santri : Journal of Student Engagement
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/santri.v3i2.1033

Abstract

The development of Micro, Small and Medium Enterprises (MSMEs) requires legality and halal certification to ensure safety and compliance with regulations. This service activity was carried out to increase awareness and facilitate MSME owners in Sumenep, in obtaining a Business Identification Number (NIB) and halal certification through the Sehati Program based on self-declare. Service activities go through several stages, starting from surveying MSME data collection, socializing the importance of legality and halal certification, direct assistance in making NIB and assisting the halal certification process. The results of this service activity show an increase in understanding and awareness among MSME owners in Sumenep about the importance of legality and halal certification. And some MSMEs managed to get NIB and and get a halal certificate issued by BPJPH. This program has succeeded in increasing awareness, understanding and legality of MSMEs which ultimately supports the growth and sustainability of their businesses. As well as improving the quality and competitiveness of MSMEs at the local and national levels.
Prediksi Rasio Profitabilitas Bank Umum Syariah yang Terdaftar ISSI: Pendekatan Tren Kuadratik Putri, Filda Felisa; Dahruji, Dahruji; Rahman, Taufiqur
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 6 No 2 (2024): November 2024
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v6i2.6066

Abstract

This research aims to predict the profitability levels of Islamic Commercial Banks listed on the Indonesian Sharia Stock Index (ISSI) using a quadratic trend approach. The data sources are derived from the annual financial reports of PT Bank Syariah Indonesia Tbk, PT Bank Panin Dubai Syariah Tbk, PT Bank Aladin Syariah Tbk, and PT Bank BTPN Syariah Tbk spanning from 2019 to 2023. The approach applied in this analysis uses quadratic trend to predict Return on Assets and Return on Equity from 2024 to 2028. The forecasting results indicate a significant upward trend for both profitability ratios. ROA is expected to increase from 5.42 in 2024 to 12.98 in 2028, while ROE is projected to rise from 21.96 to 82,8 during the same period. This study concludes that Islamic Commercial Banks show very positive potential financial performance, with stable increases in ROA and ROE, indicating strong growth potential and significant improvement in financial performance in the coming years. These findings provide important insights that investors can consider when making investment decisions in publicly listed Islamic Commercial Banks in the Indonesian Islamic banking sector.
Edukasi dan Pendampingan Sertifikasi Halal Gratis (SEHATI) dengan Skema Self Declare bagi Pelaku UMKM Sumenep Hanifah, Luluk; Putri, Filda Felisa
Santri : Journal of Student Engagement Vol. 3 No. 2 (2024): Santri : Journal of Student Engagement
Publisher : Universitas Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/santri.v3i2.1033

Abstract

The development of Micro, Small and Medium Enterprises (MSMEs) requires legality and halal certification to ensure safety and compliance with regulations. This service activity was carried out to increase awareness and facilitate MSME owners in Sumenep, in obtaining a Business Identification Number (NIB) and halal certification through the Sehati Program based on self-declare. Service activities go through several stages, starting from surveying MSME data collection, socializing the importance of legality and halal certification, direct assistance in making NIB and assisting the halal certification process. The results of this service activity show an increase in understanding and awareness among MSME owners in Sumenep about the importance of legality and halal certification. And some MSMEs managed to get NIB and and get a halal certificate issued by BPJPH. This program has succeeded in increasing awareness, understanding and legality of MSMEs which ultimately supports the growth and sustainability of their businesses. As well as improving the quality and competitiveness of MSMEs at the local and national levels.
Co-Authors Dahruji, Dahruji Hanifah, Luluk Taufiqur Rahman