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All Journal ACCOUNTHIK : Journal of Accounting and Finance Indonesian Journal of Accounting and Business
Syadzwah, Dzarra
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Economics, Econometrics & Finance Social Sciences

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Analisis Kelemahan Sistem Aplikasi DANA Dengan Kerangka Kerja COBIT 5.0 Domain DSS Syadzwah, Dzarra; Farensyah, Irgy Eza; Patrio, Gendra; Aprilian, Rahil Imainul
Indonesian Journal of Accounting and Business Vol 5 No 2 (2024): Indonesian Journal of Accounting and Business
Publisher : Jurusan Akuntansi, Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijab.v5i2.102

Abstract

Industri teknologi keuangan (financial technology) di Indonesia berkembang pesat ditandai dengan munculnya berbagai platform dompet digital. DANA merupakan salah satu aplikasi popular di Indonesia yang menawarkan berbagai keuntungan dan kemudahan bagi para penggunanya. Sebagai aplikasi yang memainkan peran penting pada ekonomi fintech di Indonesia, penting untuk memastikan keaman, keandalan, dan kepatuhan aplikasi tersebut. Penelitian ini berfokus untuk menganalisis kelemahan sistem aplikasi DANA dengan menggunakan kerangka kerja COBIT 5.0 domain Deliver, Service, and Support (DSS) untuk mengelola risiko secara efektif, meningkatkan pelayanan, dan mengetahui area yang perlu ditingkatkan. Metode yang digunakan adalah metode kuantitatif dengan pendekatan deskriptif dan analitis. Teknik pengumpulan data meliputi penyebaran kuisioner online maupun offline dengan melibatkan 30 responden dengan kriteria, pengguna aplikasi DANA. Data yang didapatkan kemudian dianalisis dengan kerangka kerja COBIT 5.0 domain DSS dan menunjukkanterdapat beberapa kelemahan signifikan dalam sistem aplikasi Dana yang perlu segera diperbaiki. Domain DSS01 (Manage Operations) dan DSS02 (Manage Service Requests and Incidents) menunjukkan kelemahan paling mendesak, khususnya terkait dengan kelancaran operasi dan respons layanan pelanggan.
A Analysis of the Relationship between Inflation, Investment Credit, and Banking Working Capital Credit puspita sari, Dea; Saiwa Azmy, Muhammad Adji; Syadzwah, Dzarra; Anggita, Wenni
Accounthink : Journal of Accounting and Finance Vol. 9 No. 2 (2024): October 2024
Publisher : Badan Penerbit Fakultas Ekonomi dan Bisnis Universitas Singaperbangsa Karawang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35706/acc.v9i2.12196

Abstract

As a developed and developing country, Indonesia has an economic life that is highly dependent on the global monetary and economic order. Inflation as a macro indicator used to see the stability of a country's economy can affect banking performance and the quality of credit provided. Inflation caused by price fluctuations, especially in the food sector, is one of the factors that is difficult to control. Banking credit in Indonesia is still the source of capital most needed by companies and MSMEs. In addition, investments made through bank credit have also been found to play an important role in driving economic growth and increasing production. This study aims to analyze and see the causal relationship between inflation, banking investment credit positions, and banking working capital credit. The method used is cumulative descriptive. This study uses secondary data regression analysis method, namely time-series data for the 2019-2023 period. The results of the study indicate that there is a one-way relationship between Inflation and Banking Investment Credit and Banking investment credit has a negative and insignificant effect on Working Capital Credit both long and short term. While in Inflation and Banking Working Capital Credit there is no causal relationship. The results of this study are expected to provide input to the government so that inflation can be controlled with government policies in overcoming problematic credit and encouraging increased investment so as to create economic stability.
Co-Authors Aprilian, Rahil Imainul Farensyah, Irgy Eza Patrio, Gendra Puspita Sari, Dea Saiwa Azmy, Muhammad Adji Wenni Anggita, Wenni