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All Journal Abdi Laksana : Jurnal Pengabdian Kepada Masyarakat Jurnal Manajemen Bisnis Era Digital
Oky Wida Syahputra
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Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Perkembangan FinTech Terhadap Crowdfunding dan Blockchain di Indonesia Oky Wida Syahputra; Shasi Naila Zahra Kamila; Sahwan Sakha Salladin; Maliana Puspa Arum
Jurnal Manajemen Bisnis Era Digital Vol. 1 No. 3 (2024): Agustus : Jurnal Manajemen Bisnis Era Digital
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jumabedi.v1i3.280

Abstract

Fintech is recognized as a crucial innovation in the financial industry and is growing rapidly in Indonesia, driven by the sharing economy, regulations, and information technology. Financial technology transforms the way financial services are accessed and managed, providing efficient solutions. Crowdfunding plays a vital role in supporting initiatives with online contributions. Blockchain, a distributed ledger technology, offers high security and transparency. This research employs a descriptive-analytical approach to investigate fintech development in Indonesia, highlighting growth, innovation, and blockchain implementation. From this research, the authors conclude that the development of Fintech in Indonesia, particularly in Crowdfunding and Blockchain, has a positive impact on the accessibility of financial services, investment innovation, and the prevention of accounting fraud, forming a solid foundation for sustainable growth in the modern financial ecosystem.
Analisis Kondisi Operasional dan Potensi Implementasi Inkubator IoT pada UMKM Tempe Jaya Mandiri, Desa Pliken, Banyumas Oky Wida Syahputra; Sianturi, Hotman Ivan; Manurung, Dedy Tigor; Humaira, Alifta Ismi; Prabanawatara, Serafim Yidi
Abdi Laksana : Jurnal Pengabdian Kepada Masyarakat Vol 6 No 3 (2025): Abdi Laksana : Jurnal Pengabdian Kepada Masyarakat
Publisher : LPPM Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/abdilaksana.v6i3.53621

Abstract

Pengabdian masyarakat ini mendeskripsikan kondisi operasional awal UMKM Tempe Jaya Mandiri sebelum implementasi inkubator fermentasi berbasis IoT dan panel surya. Fokus kajian meliputi kapasitas produksi, durasi fermentasi, tingkat kegagalan produksi, konsumsi energi, dan indikasi keluhan pelanggan. Data dikumpulkan melalui observasi lapangan, wawancara mendalam dengan mitra, dan pengolahan dokumen operasional mitra. Hasil menunjukkan kapasitas produksi sekitar 200 bungkus/hari dengan waktu fermentasi tradisional ~4 hari per batch; variasi lingkungan menyebabkan inkonsistensi mutu dan akumulasi produk cacat; serta porsi biaya energi signifikan untuk perebusan kedelai. Berdasarkan tinjauan literatur, implementasi inkubator diharapkan memangkas waktu fermentasi (target ~22 jam), menstabilkan suhu/kelembaban fermentasi, mengurangi batch gagal, dan menekan penggunaan listrik melalui panel surya. Temuan kondisi operasional awal ini digunakan sebagai tolak ukur untuk evaluasi pasca-implementasi guna menilai efisiensi teknis, penghematan biaya, dan penerimaan mitra.
Co-Authors Humaira, Alifta Ismi Maliana Puspa Arum Manurung, Dedy Tigor Prabanawatara, Serafim Yidi Sahwan Sakha Salladin Shasi Naila Zahra Kamila Sianturi, Hotman Ivan