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All Journal Commodities, Journal of Economic and Business JURNAL PENGABDIAN KEPADA MASYARAKAT UNISA KUNINGAN
Hajarudin, Hajarudin
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Strategi Penanganan Pembiayaan Bermasalah pada Produk Pembiayaan Rosiana, Inne; Nasrudin, Solihin; Sutrisno, Hadi; Putera, Alifi Restu; Hajarudin, Hajarudin
Commodities, Journal of Economic and Business Vol 5 No 1 (2024): July 2024
Publisher : FKDP (Forum Komunikasi Dosen Peneliti)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59689/commo.v5i1.1006

Abstract

Problematic financing is non-current financing given by BMT to members who cannot fulfill the requirements or the obligation to repay funds that have been loaned before on the due date. Handling of troubled financing must be carried out by all financial institutions, because BMT will experience losses if it turns out that the quality of financing that has been channeled is not good. The objectives of this research are: 1) To find out what are the factors that cause problem financing in the BMT NU Cabang Kesamben. 2) To take appropriate steps and strategies in handling problem financing in the BMT NU Cabang Kesamben. This study uses qualitative methods and takes location in the BMT NU Cabang Kesamben. The focus in this study is the Problematic Financing Management Strategy on Financing Products. The data sources in this study are the Chairperson and Marketing of the BMT NU Cabang Kesamben and Problematic Financing data. Data collection methods used are observation, interviews and documentation. The results of this study indicate that: first, the factors that led to the emergence of problematic financing in BMT NU Cabang Kesamben consists of internal factors arising from the BMT, as well as external factors that arise from the customer itself. Secondly, the handling strategy at the NU BMT Cabang Kesamben has been quite effective, as evidenced by the problematic financing data which has decreased every year. In handling troubled financing, the strategies used by BMT NU Cabang Kesamben are by doing it (re-survey, friendship, giving warning letters, billing after the due date, and finally doing rescheduling / rescheduling).
PENGELOLAAN KEUANGAN DAN PENERAPAN PENGENDALIAN INTERNAL PADA KEGIATAN ISRA MI’RAJ DI MASJID BAITURRAHMAN Raliya Putera, Idrisi; Nurdin, Nurdin; Rachman, Afandi; Wicaksono, Adi; Sutrisno, Hadi; Hajarudin, Hajarudin
Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 1 (2025): JURNAL PENGABDIAN KEPADA MASYARAKAT UNISA KUNINGAN
Publisher : Universitas Islam Al-Ihya Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70476/jpkmunisa.v3i1.02

Abstract

The Baiturrahman Mosque is a PKM partner that facilitates the Isra Mi'raj which has been carried out for approximately 25 years. In this PKM activity, the team brought up a big topic, namely Building a Generation with Noble Morals: STIE Ganesha Social Service in Commemoration of the Isra Mi'raj of the Prophet Muhammad SAW. To support this topic, researchers evaluated the implementation of internal control of funds for Isra Mi'raj activities at the Baiturrahman Mosque using a qualitative descriptive implementation method.  In carrying out the evaluation, researchers collected data by means of observation and interviews. Primary data in the form of internal control of the receipt of funds for Isra Mi'raj activities was obtained through questions and answers with Mr. Ajat, Mr. Sugeng, and Mr. Sarkum as chairman and members of the Baiturrahman Mosque committee. Based on the data collected, researchers found that the implementation of internal control in the implementation of Isra Mi'raj activities at the Baiturrahman Mosque in 2024 still needs to be optimized.
Strategi Penanganan Pembiayaan Bermasalah pada Produk Pembiayaan Rosiana, Inne; Nasrudin, Solihin; Sutrisno, Hadi; Putera, Alifi Restu; Hajarudin, Hajarudin
Commodities, Journal of Economic and Business Vol. 5 No. 1 (2024): July 2024
Publisher : FKDP (Forum Komunikasi Dosen Peneliti)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59689/commo.v5i1.1006

Abstract

Problematic financing is non-current financing given by BMT to members who cannot fulfill the requirements or the obligation to repay funds that have been loaned before on the due date. Handling of troubled financing must be carried out by all financial institutions, because BMT will experience losses if it turns out that the quality of financing that has been channeled is not good. The objectives of this research are: 1) To find out what are the factors that cause problem financing in the BMT NU Cabang Kesamben. 2) To take appropriate steps and strategies in handling problem financing in the BMT NU Cabang Kesamben. This study uses qualitative methods and takes location in the BMT NU Cabang Kesamben. The focus in this study is the Problematic Financing Management Strategy on Financing Products. The data sources in this study are the Chairperson and Marketing of the BMT NU Cabang Kesamben and Problematic Financing data. Data collection methods used are observation, interviews and documentation. The results of this study indicate that: first, the factors that led to the emergence of problematic financing in BMT NU Cabang Kesamben consists of internal factors arising from the BMT, as well as external factors that arise from the customer itself. Secondly, the handling strategy at the NU BMT Cabang Kesamben has been quite effective, as evidenced by the problematic financing data which has decreased every year. In handling troubled financing, the strategies used by BMT NU Cabang Kesamben are by doing it (re-survey, friendship, giving warning letters, billing after the due date, and finally doing rescheduling / rescheduling).
Co-Authors Afandi Rachman Hadi Sutrisno Nasrudin, Solihin Nurdin Nurdin Putera, Alifi Restu Raliya Putera, Idrisi Rosiana, Inne WICAKSONO, ADI