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All Journal TATOHI: Jurnal Ilmu Hukum Kesatria : Jurnal Penerapan Sistem Informasi (Komputer dan Manajemen)
Setiawan, Fajar Ari
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Computer Science & IT Control & Systems Engineering Law, Crime, Criminology & Criminal Justice

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Strategi Pengembangan Platform Global Transaction Syariah (GTS) dengan Design Thinking, Co-Creation dan Agile Software Development Setiawan, Fajar Ari; Wahyurini, Octaviyanti Dwi
Kesatria : Jurnal Penerapan Sistem Informasi (Komputer dan Manajemen) Vol 5, No 3 (2024): Edisi Juli
Publisher : LPPM STIKOM Tunas Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30645/kesatria.v5i3.411

Abstract

Banks are no longer a place where customers attend and make transactions, but banks are something that customers do. This is a response to the rapid advances in technology that have an impact on banking services. The aim of this research is to develop the quality and capability of the Global Transaction Sharia Platform (GTS) by taking a case study at Bank Syariah Indonesia (BSI). This research combines the Design Thinking approach with the Double Diamond Method, Co-creation and Agile Software Development (ASD). Design Thinking with the Double Diamond method is used to understand customer needs and develop appropriate features, Co-creation is the application of collaboration with various stakeholders in carrying out the design process, while ASD is used for rapid development. The results of this research are the development of the GTS platform which will provide solutions to customer transaction needs and increase bank transaction platform capabilities. The Co-creation and ASD approach can make the GTS development process produce a good platform/product with fast process.
The Contribution of Savings and Loan Cooperatives to Financial Inclusion in Indonesia Zainudin, Ellyza; Setiawan, Fajar Ari; Napitupulu, Diana Ria Winanti
TATOHI: Jurnal Ilmu Hukum Volume 5 Issue 7, September 2025
Publisher : Faculty of Law, Universitas Pattimura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47268/tatohi.v5i7.3013

Abstract

Introduction: Savings and Loan Cooperatives in Indonesia have a very important role in increasing financial inclusion, especially among low-income communities and groups that are not reached by conventional banking services.Purposes of the Research: Analyze the contribution of Savings and Loan Cooperatives to financial inclusion in Indonesia, identify the challenges faced, and provide recommendations to improve the role of cooperatives in expanding financial access for the community.Methods of the Research: This study uses a qualitative approach with descriptive analysis to describe the role and contribution of Savings and Loan Cooperatives to financial inclusion in Indonesia.Findings of the Research: This research shows that Savings and Loan Cooperatives have great potential in reducing inequality of access to finance, but also need improvements in terms of regulation, technology, and financial education to be more effective in achieving their goals. Savings and Loan Cooperatives in Indonesia have a very important role in increasing financial inclusion, especially among low-income communities and groups that are not reached by conventional banking services. This paper analyzes the contribution of Savings and Loan Cooperatives to financial inclusion in Indonesia, identifies the challenges faced, and provides recommendations to improve the role of cooperatives in expanding financial access for the community. This research shows that Savings and Loan Cooperatives have great potential in reducing inequality of access to finance, but also need improvements in terms of regulation, technology, and financial education to be more effective in achieving their goals.
Co-Authors Napitupulu, Diana Ria Winanti Octaviyanti Dwi Wahyurini Zainudin, Ellyza