Article Per Year (5 Year)
p-Index From 2020 - 2025
0.444
P-Index
This Author published in this journals
All Journal Santri: Journal of Student Engagement JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI
Karem, Nahdya Alfaina
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Analisis Pengaruh Bank Pembiayaan Rakyat Syariah (BPRS) terhadap Pertumbuhan dan Pengembangan UMKM di Indonesia Rahmah, Zakiyah Zulfa; Karem, Nahdya Alfaina; Andriani
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 2 (2024): Juli
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i2.100

Abstract

Objek kajian ini adalah Bank Pembiayaan Rakyat Syariah di Indonesia, dengan data yang dikumpulkan dari situs web Otoritas Jasa Keuangan (OJK). Penelitian ini mengandalkan data sekunder, seperti dokumen, catatan, atau laporan historis yang tersusun rapi dalam arsip. Pendekatan yang digunakan meliputi studi literatur dan diskusi. Temuan dari penelitian ini menunjukkan bahwa BPRS telah berhasil menerapkan praktik manajemen yang efektif dalam mengelola rasio Dana Pihak Ketiga (DPK) terhadap pembiayaan, khususnya untuk sektor UMKM. BPRS juga telah mendapatkan tingkat kepercayaan yang tinggi dari masyarakat dalam pembiayaan UMKM, yang tercermin dari peningkatan jumlah pembiayaan yang disalurkan setiap tahunnya. Hal ini sejalan dengan pertumbuhan jumlah UMKM di Indonesia yang terus meningkat setiap tahunnya.
Pendampingan Optimalisasi Mini Bank FEBI Universitas Islam Negeri Syekh Wasil Kediri sebagai Income Generating Unit melalui Program Intership, Partnership, dan Empowering Ghofur, Abdul; Karem, Nahdya Alfaina; Muzakky, Ahmad Ilham Syiham; Andriani, Andriani
Santri : Journal of Student Engagement Vol. 4 No. 2 (2025): Santri : Journal of Student Engagement
Publisher : Universitas Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/santri.v4i2.1332

Abstract

The mini bank laboratory is a good initiative for student empowerment, aimed at providing a deeper understanding of banking products and services, as well as effective and efficient financial management. The mini bank laboratory at FEBI UIN Syekh Wasil Kediri serves as a platform for students to develop their potential and actualize their skills in managing Islamic financial institutions. Through practical training and hands-on experience, the FEBI UIN Syekh Wasil Kediri mini bank laboratory is expected to produce a skilled and ready workforce to meet the challenges of the ever-evolving banking industry.The FEBI UIN Syekh Wasil Mini Bank has implemented several programs including internships, partnerships, and empowerment initiatives, but it has not yet become a unit that generates income for the faculty or the university. The purpose of this study is to provide assistance in optimizing the internship, partnership, and empowerment programs so that the mini bank can serve as an income-generating unit.The approach method used is service learning, a learning method that combines academic learning with real-life experiences in service and development within the mini bank laboratory. The targets of this program optimization include generating income for the university, providing efficient and affordable services, serving as a practical learning environment, and developing Islamic financial products.The outcomes of this program include improved quality among internship participants, increased participants in the BSI application as a partnership platform, and a rise in beneficiaries of the empowerment program. However, the mini bank has not yet succeeded in generating income for the faculty or the university.
Co-Authors Abdul Ghofur Andriani Andriani Andriani Muzakky, Ahmad Ilham Syiham Rahmah, Zakiyah Zulfa