Article Per Year (5 Year)
p-Index From 2020 - 2025
0.408
P-Index
This Author published in this journals
All Journal JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Yanti, Nusantri
Unknown Affiliation
Economics, Econometrics & Finance Education

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Pengaruh Dana Pihak Ketiga dan Nilai Agunan Terhadap Pembiayaan Murabahah Bil-Wakalah Pada Bank Syariah Indonesia Nuraini, Nuraini; Yanti, Nusantri; Naser Daulay, Aqwa
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 2 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v8i2.27280

Abstract

The aim of this research is to find out how the value of collateral and third party funds influences Murabahah Bil Wakalah financing at Bank Syariah Indonesia. To test multiple linear regression, this research uses a quantitative strategy with associative analysis and the Eviews 12 program. The financial records of PT Bank Syariah Indonesia for the period 2021–2023 are used as the population and sample in this research. The results of the analysis and testing of this research allow the following conclusions to be drawn: a. BilWakalah murabahah financing at Indonesian sharia banks benefits greatly from third party funds. b. The value of the collateral has a good and noteworthy influence on Bank Syariah Indonesia's Murabahah Bil Wakalah Financing. c. Murabahah Bil Wakalah financing at Sharia Commercial Banks in Indonesia is positively and significantly influenced by Third Party Funds and Collateral Value. This shows that Third Party Funds and the collateral value determined by Bank Indonesia have an influence on the demand for murabahah bil wakalah financing. Most Islamic banks base their murabahah margin determination on Third Party Funds. Apart from that, collateral is also a top priority in Bank Syariah Indonesia's Murabahah BilWakalah Financing program to provide confidence to the bank regarding the funds channeled in the form of financing. This is done with the hope that if a problem occurs, the guarantee or collateral can be used as a lifeline to ensure the bank's operations run smoothly
Analisis Tingkat Security Awareness Dalam Password Behavior Mahasiswa (Studi Kasus Mahasiswa FEBI UINSU Medan) Fauzi, Muhammad Resty; Atika, Atika; Yanti, Nusantri
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 3 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v8i3.29304

Abstract

Analysis of security awareness in password behavior in mobile banking is very important to ensure the security of financial transactions through digital platforms. The purpose of this study is to analyze the level of security awareness in student password behavior, especially in the use of mobile banking. This type of research uses the Knowledge-Attitude-Behavior (KAB) model applied to the Human Aspects of Information Security Questionnaire (HAIS-Q) and the security awareness taxonomy of mobile users. The research data was collected using a questionnaire and received 61 valid respondents. The results of this study show that the level of information security awareness of users of banking service applications in Indonesia is at a sufficient level with a value of 70%. The value of each dimension of information security awareness is the knowledge dimension of 72% (sufficient), the attitude dimension of 69% (sufficient), and the behavior dimension of 69% (sufficient). This study successfully calculated the level of information security awareness of banking service application users. The final value of information security awareness obtained is 70% or at a sufficient level.
Co-Authors Atika Atika Fauzi, Muhammad Resty Naser Daulay, Aqwa Nuraini Nuraini