Claim Missing Document
Check
Articles

Found 2 Documents
Search

Tata Kelola Good Corporate Governance Pada PT. Bank Muamalat KC Medan Balaikota Tahun 2022 Iqbal, M.; Daulay, Adelia Natasya; Nugroho, Dimas Akbar; Lubis, Jainuar Amarullah
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 1 (2024): Madani, Vol. 2, No. 1 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10475154

Abstract

The aim of this research is to analyze the implementation of Good Corporate Governance at PT. Bank Muamalat KC Medan City Hall. This research aims to understand the phenomena experienced by research subjects, and by means of descriptions in the form of words and language in a special natural context and by utilizing various scientific methods, descriptive research is research that is intended to find out information about the status of symptoms. existing, namely the state of symptoms according to what they were at the time the research was carried out. The results of the research explain that the activities at Bank Muamalat KC Medan Balaikota are in accordance with the sharia principles of Good Corporate Governance. The application of Good Corporate Governance principles has also been implemented well in the field. Even though implementing the principles of Good Corporate Governance sometimes there are still obstacles, they can still be overcome in a professional manner and to maintain development and maintain the quality and progress of Bank Muamalat KC Medan Balaikota.
ANALYSIS OF STRATEGIES FOR RESOLVING PROBLEMATIC FINANCING IN REDUCING THE NON-PERFORMING FINANCING (NPF) RATIO: A CASE STUDY OF PT BANK SUMUT SHARIA SUB-BRANCH OFFICE RANTAUPRAPAT Lubis, Jainuar Amarullah; Syafina, Laylan; Syahbudi, Muhammad
International Journal of Cultural and Social Science Vol. 7 No. 1 (2026): International Journal of Cultural and Social Science
Publisher : Pena Cendekia Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53806/ijcss.v7i1.1269

Abstract

This study aims to analyze strategies for resolving problematic financing in an effort to reduce the Non-Performing Financing (NPF) ratio at PT Bank Sumut Sharia Sub-Branch Office (KCPS) Rantauprapat. The research employs a qualitative approach using a case study method, with data collected through interviews, observations, and documentation. Data analysis was conducted through data reduction, data display, and conclusion drawing. The findings indicate that the implementation of problematic financing resolution strategies through three main approaches preventive strategies, curative strategies, and execution strategies has proven to be effective. This effectiveness is evidenced by a decline in the NPF ratio from 3.7% in 2021 to 3.0% in 2024. The study concludes that integrated and consistently implemented strategies for resolving problematic financing are capable of reducing NPF levels, maintaining financial stability, and enhancing public trust in Islamic banking.