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All Journal Journal of Economic, Bussines and Accounting (COSTING) Madani: Multidisciplinary Scientific Journal
Chofifah, Astin Dewi
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Analisis Modal Kerja Pada UMKM Cookies & Dessert By Me Dalam Meningkatkan Laba Usaha Chofifah, Astin Dewi; S, Sungkono
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 7 (2024): Madani, Vol 2. No. 7, 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12697671

Abstract

Economic growth is a measuring tool in measuring a country's development. A business has a major role in development. To achieve the desired goals, the company's capabilities must be able to maximize and utilize properly by management, one of which is related to managing working capital. that the profit level of MSMEs is significantly influenced by their working capital management, when the capital used for the production process continues to increase, the production output will continue to increase, and allow increased profits. Determining the importance of MSMEs in processing and allocating working capital to increase business income is the main objective of this study. the method used is quantitative descriptive by describing a variable without the need to test certain hypotheses. So from the results and discussions that have been carried out, the level of working capital at Dessert & Cookies by Me has fluctuated during the January-April 2024 period which is not significant. The use of working capital is used for the purchase of raw materials, equipment maintenance and employee salary costs. Net profit at UMKM Dessert & Cookies by Me for the period January-April 2024 continues to increase in line with its business operating costs.
PENGARUH PERILAKU KEUANGAN DAN PEMBAYARAN DIGITAL TERHADAP PERILAKU KONSUMTIF KEPADA KONSUMEN CAFE KAZE HEADQUARTERS KARAWANG Chofifah, Astin Dewi; Sihabudin, Sihabudin; Fauzi, Robby
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 4 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/94c46v05

Abstract

Penelitian ini bermaksud guna menganalisis dampak perilaku keuangan dan penggunaan pembayaran digital terhadap perilaku konsumtif konsumen di Café Kaze Headquarters. Metode yang diterapkan adalah kuantitatif melalui pendekatan deskriptif-verifikatif, melibatkan 100 responden yang merupakan pelanggan café tersebut. Data dihasilkan melalui penyebaran kuesioner dan dianalisis menerapkan regresi linier berganda melalui software SPSS. Temuan dari analisis memperlihatkan bahwasanya perilaku keuangan tidak berpengaruh yang signifikan pada perilaku konsumtif. Hal tersebut mengindikasikan bahwasanya pemahaman serta manajemen keuangan pribadi tidak selalu menjadi penentu dalam pola konsumsi individu. Di sisi lain, penggunaan pembayaran digital juga tidak berpengaruh signifikan pada perilaku konsumtif, yang berarti kemudahan transaksi secara digital tidak secara otomatis mendorong peningkatan konsumsi pelanggan. Temuan ini mengisyaratkan bahwa ada faktor lain di luar perilaku keuangan dan penggunaan digital payment yang lebih dominan dalam memengaruhi kebiasaan konsumsi.
Co-Authors Fauzi, Robby S, Sungkono Sihabudin Sihabudin, Sihabudin