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All Journal Formosa Journal of Applied Sciences (FJAS) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Dyah Mieta Setyawati
Unknown Affiliation
Agriculture, Biological Sciences & Forestry Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Social Sciences

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Application of the Value for Money Concept as a Performance Assessment Measure for Regency/City Governments in West Nusa Tenggara Province for the 2018-2022 Period Fia Annisa Zharni; Dyah Mieta Setyawati
Formosa Journal of Applied Sciences Vol. 2 No. 11 (2023): November 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjas.v2i11.6798

Abstract

The implementation of regional autonomy has logistical consequences in the form of the importance of effective and efficient financial management. This research aims to determine the financial performance of Regency/City goverments in West Nusa Tenggara Province for the 2018-2022 period with the concept of value for money. Value for money is a management method that is based on three elements, namely economics, efficiency and effectiveness. The object of this research is a report on the realization of the regional income and expenditure budget for the 2018-2022 period. The results of this research show that the performance of Regency/City governments in West Nusa Tenggara Province For the 2018-2022 period based on economic and efficiency ratios has had good results. On the effectiveness ratio has less good results.
Inklusi Keuangan dan Pemberdayaan Ekonomi: Evaluasi Efektivitas Produk Keuangan Syariah dalam Meningkatkan Akses Keuangan bagi Masyarakat Marginal Fitriani; Efendi Sugianto; Shylvia Andriani; Rihfenti Ernayani; Dyah Mieta Setyawati
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 7 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i7.2406

Abstract

Financial inclusion and economic empowerment have become major focal points in efforts to improve financial access for marginalized communities. This is particularly crucial in the current global context where economic inequality and access to financial services remain serious issues. This article aims to evaluate the role of Shariah-compliant financial products in supporting financial inclusion and economic empowerment among marginalized groups. The literature review method used in this article provides a strong foundation for collecting and analyzing various related articles, including policy reviews and market analyses. Through in-depth review, this article illustrates that Shariah-compliant financial products have significant potential to provide more inclusive, transparent, and sustainable solutions in enhancing financial access for marginalized communities. Key factors such as trust, understanding of Shariah principles, and supportive regulations are also emphasized as essential elements in strengthening the effectiveness of these financial products. Additionally, the implications of the findings in this article are crucial in providing guidance for stakeholders, regulators, and financial practitioners. By understanding the potential and advantages of Shariah-compliant financial products, stakeholders can develop more effective strategies to improve financial inclusion and economic empowerment among marginalized communities. Thus, this article not only provides insights but also offers a clear direction for further steps in strengthening financial access for all layers of society, while promoting sustainable and inclusive economic development.
Co-Authors Efendi Sugianto Fia Annisa Zharni Fitriani Rihfenti Ernayani Shylvia Andriani