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Teknologi Blockchain dalam Transformasi Keuangan dan Perbankan: Potensi dan Tantangan Arnadi Chairunnas; Efendi Sugianto; Rina Pratiwi; Michael Sitorus; Bambang Cahyono
Journal of Economic Education and Entrepreneurship Studies Vol. 5 No. 2 (2024): VOL. 5, NO. 2 (2024): JE3S, JUNE 2024
Publisher : Department of Economics Education, Faculty of Economics, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62794/je3s.v5i2.3568

Abstract

Penelitian ini mengevaluasi potensi dan tantangan teknologi blockchain dalam transformasi sektor keuangan dan perbankan. Melalui metode kualitatif yang mencakup studi literatur, analisis kasus, penelitian ini mengidentifikasi manfaat signifikan dari blockchain, seperti peningkatan efisiensi operasional, keamanan data yang lebih tinggi, dan transparansi serta akuntabilitas yang lebih baik. Namun, hasil penelitian juga menunjukkan tantangan dalam penyesuaian teknologi ini dengan regulasi yang ada, terutama terkait privasi dan keamanan data. Banyak institusi keuangan yang masih ragu untuk mengadopsi blockchain karena kurangnya pemahaman dan ketakutan terhadap perubahan teknologi yang cepat. Riset ini menekankan pentingnya program edukasi dan pelatihan komprehensif serta pilot project untuk mengurangi ketidakpastian dan memfasilitasi adopsi teknologi ini. Kesimpulan dari penelitian ini adalah bahwa blockchain memiliki potensi besar untuk merevolusi sektor keuangan dan perbankan, tetapi keberhasilan implementasinya tergantung pada bagaimana tantangan regulasi dan penerimaan institusi keuangan dapat diatasi.
The Influence of Digital Competencies, Learning Communities, And Supervision on Teacher Performance That Impact Work Achievement in Pangkalpinang City Primary Schools Silvia Dwi; Juhari; Mohamad Makrus; Efendi Sugianto
Edusight International Journal of Multidisciplinary Studies Vol. 2 No. 2 (2025): Edusight International Journal of Multidisciplinary Studies
Publisher : Yayasan Meira Visi Persada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69726/eijoms.v2i2.145

Abstract

This research aims to analyze the influence of digital competence, learning communities, and supervision on teacher performance which impacts work performance in elementary schools (SD) in Pangkalpinang City. The research uses an explanatory approach to explain causal relationships between variables. The model applied is hypothesis testing based on theories developed by the researcher. Primary data was collected through questionnaires distributed to elementary school teachers in SD Negeri 3, 6, 10, and 28 Pangkalpinang. The data were analyzed using Structural Equation Modelling (SEM) with the SmartPLS 4 software. The research findings indicate that digital competence, learning communities, and supervision significantly influence teacher performance. Furthermore, these three variables also have a positive and significant impact on work performance. The study also reveals that digital competence, learning communities, and supervision not only directly affect work performance but also indirectly through improvements in teacher performance. Therefore, enhancing digital competence, strengthening learning communities, and implementing effective supervision can significantly improve teacher performance, ultimately leading to better overall work performance in elementary schools
Profesionalitas Aparatur PPPK: Peran Kinerja, Kompetensi, Motivasi, Dan Budaya Organisasi Dedy Lasmono; Roy Haris Oktabian; Hamdan Hamdan; Efendi Sugianto; Panca Tuah Tuha
Public Service and Governance Journal Vol. 6 No. 2 (2025): Juli: Public Service and Governance Journal
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/psgj.v6i2.3018

Abstract

This research was conducted with the aim of evaluating the extent of the professionalism of the apparatus within the Central Bangka Regency Government by examining how performance affects it, as well as evaluating the extent to which competence, motivation, and organizational culture contribute to the achievement of the performance of Government Employees with Employment Agreements (PPPK). By applying a quantitative approach and explanatory research design, data was obtained through a survey of 191 respondents, then analyzed using multiple linear regression methods and simple linear regression. The results of the analysis show that the three independent variables simultaneously or separately have a significant influence on employee performance, where organizational culture emerges as the most dominant factor. In addition, performance has been proven to make a positive and significant contribution to the formation of apparatus professionalism. These findings confirm that the level of professionalism cannot be separated from the work performance displayed, which is substantially determined by individual abilities, motivational drive, as well as the collective values that live in the organization's culture. Based on these results, the policy recommendations that can be drawn highlight the urgency to strengthen the organizational culture based on the core values of the State Civil Apparatus, encourage the development of competencies in accordance with the needs of the position, and reorganize the incentive system and performance evaluation to build a more professional and responsible bureaucracy.
Persepsi Masyarakat terhadap Penerapan Prinsip Ketahanan Pangan Berbasis Hukum dan Ekonomi di Desa Rias Kecamatan Toboali (Indonesian Version) Dhea Nurisma; Efendi Sugianto; Rahmiati Ranti Pawari; Nur Naini Muna; Nora Rahma Aprilika; Gea Andini; Meylie Cawla; Reo Pratama; Eduar Saputra; Jumaiyeh Jumaiyeh; Ihsan Naluri; David Robertino
Aksi Nyata : Jurnal Pengabdian Sosial dan Kemanusiaan Vol. 2 No. 4 (2025): Oktober: Aksi Nyata : Jurnal Pengabdian Sosial dan Kemanusiaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/aksinyata.v2i4.2266

Abstract

This study aims to analyze community perceptions of the application of legal and economic principles of food security in Rias Village, Toboali District. Food security is a crucial issue because it is directly related to survival, welfare, and regional economic stability. However, the community's understanding of food security is often limited to food availability, without considering its relationship with legislation and the dynamics of the village economy. The research method used was qualitative with a descriptive approach that included in-depth interviews, observation, and documentation of the local community. The results of the study show that the people of Rias Village have a positive perception of the importance of food security, especially from an economic perspective, such as market access, food prices, and business capital. However, understanding of legal aspects is still limited, especially regarding government and local regulations that should protect the community's right to access food. This perception confirms that the successful implementation of food security principles in Rias Village is influenced by legal policies that favor the community and economic strategies that encourage local food self-sufficiency.
Inklusi Keuangan dan Pemberdayaan Ekonomi: Evaluasi Efektivitas Produk Keuangan Syariah dalam Meningkatkan Akses Keuangan bagi Masyarakat Marginal Fitriani; Efendi Sugianto; Shylvia Andriani; Rihfenti Ernayani; Dyah Mieta Setyawati
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 7 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i7.2406

Abstract

Financial inclusion and economic empowerment have become major focal points in efforts to improve financial access for marginalized communities. This is particularly crucial in the current global context where economic inequality and access to financial services remain serious issues. This article aims to evaluate the role of Shariah-compliant financial products in supporting financial inclusion and economic empowerment among marginalized groups. The literature review method used in this article provides a strong foundation for collecting and analyzing various related articles, including policy reviews and market analyses. Through in-depth review, this article illustrates that Shariah-compliant financial products have significant potential to provide more inclusive, transparent, and sustainable solutions in enhancing financial access for marginalized communities. Key factors such as trust, understanding of Shariah principles, and supportive regulations are also emphasized as essential elements in strengthening the effectiveness of these financial products. Additionally, the implications of the findings in this article are crucial in providing guidance for stakeholders, regulators, and financial practitioners. By understanding the potential and advantages of Shariah-compliant financial products, stakeholders can develop more effective strategies to improve financial inclusion and economic empowerment among marginalized communities. Thus, this article not only provides insights but also offers a clear direction for further steps in strengthening financial access for all layers of society, while promoting sustainable and inclusive economic development.