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Faktor-Faktor yang Memengaruhi Keputusan Muzakki Membayar Zakat Secara Online Febriyanti, Novi; Wicaksana, Ragil Satria; Sahira, Alia Jihan; Susetyo, Achmad Budi; Nursyahidin, Rahmad; Luthfiana, Nuriya
JURNAL ECONOMINA Vol. 3 No. 4 (2024): JURNAL ECONOMINA, April 2024
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v3i4.1280

Abstract

Penelitian ini bertujuan untuk menguji pengaruh Literasi Zakat, Literasi Digital, Persepsi Manfaat, Persepsi Kenyamanan dan Pengaruh Komitmen Terhadap Keputusan Membayar Zakat Profesional Menggunakan Sistem Pembayaran Zakat Digital. Sampel penelitian ini terdiri dari 140 informan yang telah membayar zakat profesinya dengan menggunakan sistem pembayaran zakat digital. Belajar Metode ini menggunakan analisis kuantitatif PLS-SEM dengan bantuan alat analisis SmartPLS 3. Hasil survey menunjukkan bahwa Literasi Zakat, Literasi Digital, Perceived Convenience dan Commitment Effect mempunyai pengaruh positif mempunyai dampak signifikan terhadap keputusan membayar zakat profesi dengan menggunakan metode sistem pembayaran zakat digital. Sedangkan variabel Persepsi Manfaat tidak berpengaruh terhadap keputusan membayar zakat profesi menggunakan sistem pembayaran zakat digital.
Pendekatan K-Means Clustering Metode Elbow Pada Analisis Motivasi Pengunjung Festival Halal JHF#2 Wicaksana, Ragil Satria; Heksaputra, Dadang; Syah, Toufan Aldian; Nur'aini, Finka Febri
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10591

Abstract

Research that explores intrapersonal elements as a motivation for consumer decisions to visit a regional halal festival using a computational technique is still very rare. Motivation is one of the intrapersonal components of consumers and becomes a vital construct in the formation of marketing strategies in the context of goods and services. In this study, the mental activity that is the focus of the discussion is the determination of the rational factors considered by visitors as elements that shape people's motivation to attend the Jogja Halal Fest #2, referring to the instrument developed by Crompton and McKay. The method used in this study is the K-means clustering approach, whose results provide identification in the form of clustering patterns of visitor motives at JHF that tend to converge on educational, recreational, and transactional reasons, supported by the findings of a cluster number of 3. This study stimulates the importance of discussing the other motives that have not been explored, such as the position of spirituality, so that they can be used as a consideration for building an effective marketing program, especially those related to targeting visitors in the future (segmentation) and its impact on increasing halal literacy.
PENGEMBANGAN APLIKASI ADIBA MSME SEBAGAI PENGHUBUNG LEMBAGA KEUANGAN SYARIAH DENGAN USAHA MIKRO KECIL MENENGAH Wijaya, Dhina Puspasari; Heksaputra, Dadang; Wicaksana, Ragil Satria; Gautama, Deden Hardan
Indonesian Journal of Business Intelligence (IJUBI) Vol 2 No 2 (2019): Indonesian Journal of Business Intelligence (IJUBI)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/ijubi.v2i2.1122

Abstract

Islamic banking is one of the icons or representations of Islamic Financial Institutions in Indonesia. Problems around Islamic finance are still a hot topic of discussion. Public participation in the use of financial services is an essential issue on the policy agenda of some developing countries that have underdeveloped banking and commercial systems and often only want to serve high-income customers or large companies, because uneven distribution of financial services will hamper the growth and development of a number of small businesses and poor families. Head of the Sharia Banking Department Ahmad Soekro Tratmono explained that the empirical evidence of the stigma was manifested by the fixed position of the market share of Islamic banking in Indonesia, which from 1992 until now did not exceed the 5 percent limit. Efforts to increase market share in Islamic financial institutions by using information technology. ADIBA MSME is a technology application that aims to map the distribution of the closest LKS institutions that can be accessed by Micro, Small, and Medium Enterprises (MSMEs) entrepreneurs. The existence of ADIBA MSME is expected to be a surefire solution in creating connectivity (Link and Match) between business actors and LKS so that the mobilization of LKS funds becomes more productive, effective, and efficient. With the use of ADIBA MSME technology, it can become an accelerator of regional economic growth through the utilization of Islamic financial literacy so that the use of ADIBA MSME can increase the market share of Islamic financial institutions.
PENGGUNAAN DAN NIAT PERILAKU MENGGUNAKAN SISTEM INFORMASI DESA DI ANTARA PEMERINTAH KALURAHAN MURTIGADING DENGAN PENDEKATAN MODEL UTAUT-2 Heksaputra, Dadang; Wicaksana, Ragil Satria; Wijaya, Dhina Puspasari; Lavenia, Vega; Rizqi, Akbar Nur
Indonesian Journal of Business Intelligence (IJUBI) Vol 7 No 2 (2024): Indonesian Journal of Business Intelligence (IJUBI)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/ijubi.v7i2.4817

Abstract

The village information system has experienced significant growth, but research focusing on user adoption behavior in the Kalurahan Murtigading government area remains limited. Additionally, most studies use a single theoretical framework to explore this behavior. Addressing this gap, this study applies the UTAUT-2 framework to analyze the key factors influencing behavioral intention to use the village information system among the Kalurahan Murtigading government, with the addition of perceived security and epistemic value as other influencing factors. The study employs a survey approach with a cross-sectional design, and the proposed conceptual model was tested using partial least squares-structural equation modeling (PLS-SEM) analysis on 38 samples, with no issues of non-response bias (NRB) and common method bias (CMB). The results indicate that the UTAUT-2 constructs, along with the additional factors, significantly influence behavioral intention, with social influence, effort expectancy, and epistemic value being the top three factors affecting behavioral intention. These findings can also assist stakeholders in developing effective strategies to encourage more individuals, especially in the Kalurahan Murtigading government area, to adopt the village information system.
Penguatan Karakter Cinta Tanah Air Melalui Peringatan Hari Kemerdekaan pada Kalangan Anak-Anak Pekerja Migran Indonesia (PMI) di Serdang Malaysia Nisa, Destriya Alfiara; Sugiarti, Sugiarti; Nastiti, Hasna Widya; Puspitasari, Puspitasari; Fauzi, Rizal; Wibowo, Febrian Wahyu; Wicaksana, Ragil Satria; Fatimatasari, Fatimatasari
Bangun Desa: Jurnal Pengabdian Masyarakat Vol. 3 No. 2 (2024)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jbd.2024.3(2).155-169

Abstract

Kegiatan peringatan hari kemerdekaan ini bertujuan untuk menguatkan karakter cinta tanah air pada anak-anak Pekerja Migran Indonesia (PMI) di Serdang, Malaysia, melalui peringatan Hari Kemerdekaan Indonesia. Mahasiswa KKN Tematik Internasional Universitas Alma Ata berperan aktif dalam menyelenggarakan berbagai kegiatan, seperti upacara bendera dan lomba-lomba kebangsaan, yang dirancang untuk menumbuhkan rasa patriotisme dan nasionalisme. Hasil kegiatan menunjukkan bahwa upaya ini berhasil meningkatkan rasa kebanggaan nasional di kalangan anak-anak PMI. Faktor pendukung utama keberhasilan adalah antusiasme anak-anak PMI dan dukungan komunitas Indonesia di Malaysia. Namun, hambatan seperti keterbatasan fasilitas pendidikan dan minimnya dukungan pemerintah setempat tetap menjadi tantangan yang harus diatasi. Secara keseluruhan, kegiatan ini memberikan kontribusi positif dalam penanaman nilai-nilai kebangsaan sekaligus mempererat solidaritas komunitas Indonesia di luar negeri.