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All Journal JURNAL PENDIDIKAN TAMBUSAI Business Innovation Management and Entrepreneurship Journal
Aisyah, Rizka Nur
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Decision Sciences, Operations Research & Management Energy Social Sciences

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Antecedent Factors of Financial Management Behavior: Evidence from a Study on E-Wallet User Students Aisyah, Rizka Nur; Widagdo, Bambang; Warsono, Warsono
Business Innovation Management and Entrepreneurship Journal Vol. 2 No. 02 (2023): OCTOBER
Publisher : University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/bimantara.v2i02.29751

Abstract

Financial technology or fintech use continues to proliferate, and more people are starting to manage their finances digitally. Today's Financial management behavior tends to be more security-oriented and uses technology to manage finances more efficiently. This study aims to determine the effect of financial knowledge, financial technology payments, and parental income on financial management behavior. Respondents in this study were students of the Faculty of Economics and Business, University of Muhammadiyah Malang, and the population was students of classes 2019, 2020, and 2021 with a sample calculation using the Slovin formula of 100 people. The analytical tool used in this study is multiple linear regression analysis with SPSS programs. The data collection method used in this study is an online questionnaire with a Google form. The results of this study simultaneously show that financial knowledge, financial technology payments, and parental income significantly positively affect student financial management behavior. This finding highlights the importance of education related to financial management and increasing financial knowledge in students.
Pengaruh Penggunaan Sistem Navigasi terhadap Efisiensi Perjalanan Fatika, Siti Nazwa; Zawahri, Mirza Azmi; Mahdi, Alkautsar; Tazkia, Hadhirotun Najwa; Aisyah, Rizka Nur; Nasution, Adelyna Oktavia
Jurnal Pendidikan Tambusai Vol. 9 No. 2 (2025): Agustus
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jptam.v9i2.29362

Abstract

Seiring berkembangnya teknologi digital, penggunaan aplikasi navigasi semakin banyak dimanfaatkan untuk meningkatkan kenyamanan dan efisiensi berkendara. Penelitian ini menunjukkan bahwa penggunaan aplikasi dapat memangkas waktu tempuh rata-rata dari 24 menit menjadi 18 menit, serta menurunkan skala stres dari 4 menjadi 2. Jumlah pemberhentian mendadak juga berkurang dari enam kali menjadi dua kali. Sebanyak 74,5% responden merasa terbantu dalam mengurangi stres, 25,5% menggunakan aplikasi untuk mencari rute tercepat, dan 60,8% cukup atau sangat percaya pada rute yang diberikan. Hasil ini menegaskan bahwa aplikasi navigasi berperan penting dalam perjalanan sehari-hari.
Co-Authors Bambang Widagdo Fatika, Siti Nazwa Mahdi, Alkautsar Nasution, Adelyna Oktavia Tazkia, Hadhirotun Najwa Warsono Warsono Zawahri, Mirza Azmi