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All Journal Jurnal Ekonomi Manajemen Sistem Informasi Al-Kharaj: Journal of Islamic Economic and Business
Shinta Amelia Putri
Unknown Affiliation
Economics, Econometrics & Finance

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The Efficacy of Murabahah Agreements in Personal Financing Schemes: A Case Study of KSPPS BMT NU in Rural Indonesia Shinta Amelia Putri; Nita Aprilia; Intan Yulianti; Muhammad Fauzinudin Faiz
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6330

Abstract

This study aims to analyze the effectiveness of murabahah agreements in personal financing schemes at KSPPS BMT NU, especially at the Wringin Bondowoso branch, Indonesia. This research uses a descriptive qualitative method with a case study approach. Data were collected through in-depth interviews with semi-structured interviews and using purposive techniques in determining respondents, direct observation, and documentation related to the procedures and implementation of the murabahah agreements. The results showed that KSPPS BMT NU Wringin Branch has successfully implemented the murabahah agreements in accordance with sharia principles. The transparent financing process and clear profit margin are the main factors in increasing customer trust. In addition, this murabaha contract contributes to increasing access to financing for the Wringin village community. The results of this study provide important insights into the application of murabahah agreements in Islamic microfinance institutions and their impact on the economic development of the ummah. This study recommends the need for further development in Islamic financing practices as well as suggestions for future research that can explore other aspects of the murabahah contract and its impact on community welfare
Pengaruh Strategi Viral Marketing Dan Kualitas Pelayanan Terhadap Keputusan Pembelian (Literatur Review) Ade Putri, Imelda; Achmad Fauzi; Aldi Renaldy; Alif Syaridwan; Dilla Agista Ningrum; Nanda Meilina Putri; Shinta Amelia Putri
Jurnal Ekonomi Manajemen Sistem Informasi Vol. 4 No. 2 (2022): Jurnal Ekonomi Manajemen Sistem Informasi (November - Desember 2022)
Publisher : Dinasti Review

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/jemsi.v4i2.1204

Abstract

Dengan memakai teknik penulisan kuantitatif serta studi pustaka, jurnal ilmiah ini ditulis dengan menganalisis hubungan dampak antara variabel yang bersumber dari buku serta jurnal online seperti Google Scholar, Google Books, serta iPusnas, antara lain. Dalam pengkajian kuantitatif tinjauan pustaka harus dipakai sesuai dengan asumsi metodologis guna menghindari mengarahkan peneliti ke pertanyaan, sebab itu harus dipakai secara induktif. Sifat eksplorasi pengkajian kuantitatif yakni salah satu alasan guna melangsungkan penelitian tersebut. Artikel ini mereview Pengaruh Strategi Viral Marketing dan Kualiatas Pelayanan terhadap Keputusan Pembelian. Artikel ini dibuat melalui tujuan untuk memberikan informasi penelitian kemudian guna mengembangkan hipotesis yang menghubungkan satu variabel melalui variabel berbeda. Berdasarkan tinjauan pustaka disajikan dalam artikel ini ada dua faktor yang memberi dampak atas keputusan pembelian, yaitu: 1) strategi viral marketing, 2) kualitas pelayanan dan 3) Viral marketing dan kualitas pelayanan sama sama pengaruh terhadap Keputusan Pembelian.
Co-Authors ACHMAD FAUZI Ade Putri, Imelda Aldi Renaldy Alif Syaridwan Dilla Agista Ningrum Intan Yulianti Muhammad Fauzinudin Faiz Nanda Meilina Putri NITA APRILIA