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The Effect of Parental Income and Level of Trust in Using Online Stock Investment Applications on Gen Z Investment Decisions in DKI Jakarta Sekar Mustika Pangesthi; Indianik Aminah
Indonesian Journal of Entrepreneurship and Startups Vol. 2 No. 2 (2024): July 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijes.v2i2.10747

Abstract

KSEI data (2024) shows that the number of investors in the capital market is dominated by investors under 30 years old. At the age of 20-27 years, it is suspected that the existence of parental income in a person's financial decisions is still very large. The level of trust in investment applications is also thought to be a consideration in investment decisions in Generation Z. The sample in this study was 110 respondents who were Generation Z aged 20-27 years in DKI Jakarta. This study is a quantitative study analyzed using SmartPLS version 4. The results of the research test, the t-statistic value of 1.954 and the p-value of 0.026 and the original positive sample of 0.147 indicate that parental income has a positive and significant effect on stock investment decisions. The second hypothesis, the t-statistic of 12.020 and the p-value of 0.000 and the original positive sample of 0.709 indicate that the level of trust in the use of stock investment applications has a positive and significant effect on stock investment decisions. The third hypothesis, it can be seen that based on the simultaneous F test calculation, the F-count value of 82.29> F-table 3.08, which means that the parental income variable and trust in the use of stock investment applications have a simultaneous effect. This study has implications for Generation Z to properly manage their finances to be invested in reputable investment platforms, and for the government to eradicate fraudulent investments.
MENUMBUHKAN BUDAYA INVESTASI MELALUI EDUKASI DAN LITERASI KEUANGAN PADA KELOMPOK IBU RUMAH TANGGA DI SAWANGAN DEPOK Fatimah, Fatimah; Endang Purwaningrum; Lini Ingriyani; Indianik Aminah; Zulmaita
Bhakti Persada Jurnal Aplikasi IPTEKS Vol. 10 No. 2 (2024): Bhakti Persada Jurnal Aplikasi IPTEKS
Publisher : Unit Publikasi Ilmiah, P3M, Politeknik Negeri Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31940/bp.v10i2.45-53

Abstract

Education and financial literacy are very important to increase community understanding in managing finances, including housewives. Lack of financial literacy can make people tend to invest in real form, such as buying a house or land, which is difficult to resold. In an effort to increase financial literacy, the Jakarta State Polytechnic Financial Management Study Program held training in Sawangan, Depok, for 40 members of the Dharma Wanita Unity BSSN. The training was carried out in a luring with two main activities: lectures and discussions about financial literacy, as well as investment simulation assistance using stockbit applications. The activity began with a pre-test and ended with a post-test, showing an increase in participants' knowledge, with an average score of the final test rising from 83.21 to 95.32. The statistical test using SPSS shows significant changes (p <0.05). For two weeks of assistance, 12% of participants managed to invest in stocks. The activity was closed with the formation of the WhatsApp group to continue to assist participants in capital market investment. In the future, the Community Service Team plans to expand the reach of activities to other cities around Depok, so that more people can feel the benefits.
Pengaruh Ukuran Dewan Komisaris, Komite Audit dan Kepemilikan Manajerial Terhadap Kinerja Perusahaan: Studi pada Perusahaan Sektor Energi dan Pertambangan yang Terdaftar di Bei 2021-2024 Dini Nur Seha; Indianik Aminah; Fatimah
Comit: Communication, Information and Technology Journal Vol. 3 No. 2 (2025): Comit: Communication and Information Journal
Publisher : IAI Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/comit.v3i2.9342

Abstract

In the current reality, the performance of companies in the energy and mining sectors does not always show a consistently improving trend, even though government support and abundant resource potential are already available. The purpose of this study is to determine the effect of the board of commissioners' size, audit committee, and managerial ownership on company performance in energy and mining sector companies listed on the Indonesia Stock Exchange (IDX) during 2021–2024. This study uses a quantitative descriptive approach with a sample consisting of 18 energy and mining sector companies. Data were obtained from the financial reports of energy and mining sector companies on the IDX for the years 2021–2024 through the official IDX website (www.idx.ac.id) and related web sources. The author also conducted a literature review from journals, books, and previous relevant research. The results of this study indicate that the size of the board of commissioners has no effect on the performance of energy and mining sector companies listed on the IDX in 2021–2024. The audit committee has an effect on company performance, while managerial ownership has no effect. Simultaneously, it was found that the size of the board of commissioners, the audit committee, and managerial ownership collectively influence the performance of energy and mining sector companies on the IDX during 2021–2024, as the three complement each other in corporate governance.
PREFERENSI GENERASI MILENIAL DALAM MEMILIH PEMBAYARAN DIGITAL (STUDI KASUS PADA MAHASISWA DI JABODETABEK) Mia Andika Sari; Indianik Aminah; Hastuti Redyanita
Ekonomi & Bisnis Vol 20 No 2 (2021): JURNAL EKONOMI BISNIS VOL 20 NO 2 DESEMBER 2021
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/eb.v20i2.4347

Abstract

Kemajuan teknologi yang cukup pesat membawa dampak terhadap dunia keuangan khususnya transaksi pembayaran. Perkembangan ini ditandai dengan jumlah transaksi electronic money atau uang elektronik di Indonesia menunjukan data yang terus meningkat berdasarkan hasil statistik yang dikeluarkan oleh Bank Indonesia. Banyaknya perusahaan pembayaran digital ini memberi banyak pilihan kepada masyarakat dalam menentukkan alat pembayaran digital mana yang akan mereka gunakan. Penelitian ini bertujuan untuk menganalisa faktor-faktor Influencer Sosial Media, Brand Image Perusahaan, Promotional Benefit, Financial Technology Knowledge, Persepsi Kemudahan Penggunaan, dan Persepsi Risiko terhadap minat menggunakan pembayaran digital pada mahasiswa di Jabodetabek, Indonesia. Metode penelitian dalam riset ini adalah kuantitatif dengan teknik analisa data menggunakan deskriptif analitis. Hasil penelitian ini menunjukkan Influencer Sosial Media, Brand image perusahaan, Perceived risk berpengaruh negatif dan tidak signifikan. Sedangkan, Promotional benefit, Fintech knowledge, Perceived usefulness, berpengaruh positif dan signifikan. Diharapkan hasil penelitian ini akan memberikan kontribusi bagi perusahaan penerbit sebagai bahan kajian untuk mengembangkan bisnisnya, karena kelompok milenial ini memiliki potensi pasar yang besar karena cenderung mengikuti tren dan tanggap akan tekhnologi dibandingkan kelompok umur yang lain. Penelitian ini pula diharapkan mampu memberikan saran perbaikan untuk pemerintah terkait aturan dalam bisnis pembayaran digital di masa yang akan datang. Kata Kunci : Minat Penggunaan, Preferensi Milenial, Pembayaran Digital.
Membangun Brand Image dan Brand Awareness Produk UMKM Depok Melalui Bazar Fatimah Fatimah; Indianik Aminah; Heidy Puspa Alyssa; Lini Ingriyani
Bhakti Persada Vol. 11 No. 2 (2025): November (2025): Bhakti Persada Jurnal Aplikasi IPTEKS
Publisher : Unit Publikasi Ilmiah, P3M, Politeknik Negeri Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31940/bp.v11i2.76-85

Abstract

Micro, Small and Medium Enterprises (MSMEs) of Iwapi Depok City members are partially able to market their products online by selling products in the marketplace. It's just that online marketing does not directly make the market for MSME products wider. MSMEs must build brand image and brand awareness by creating a unique product identity, attractive slogans, colors, logos and brands that can represent the product. Building a strong brand image and brand awareness with limited resources is challenging. One solution is to conduct direct marketing communication through bazaar activities. Communication skills are needed to support this activity. Therefore, it is necessary to conduct training to improve interpersonal business communication skills for MSME actors participating in the bazaar. This training targets MSME actors who are members of Iwapi Depok who have the goal of improving marketing communication skills in business. The training method refers to the theory of PAR or Participatory Action Research and the benchmark used to assess the success of this empowerment program with the KUPAR cycle. Evaluation of the effectiveness level of training activities using the pre-test average score and post-test average score.The training activity succeeded in improving the knowledge and business communication skills of the participants with a significance number (α) < 0.05. This means that Ho was rejected, there was a significant difference between the average pre-test score and the post-test average score. Business communication skills are implemented in bazaar activities. The bazaar which was held in the yard of Depok City Hall could be carried out well. The success of bazaar activities is evidenced by an increase in sales turnover and a 60% increase in profits during bazaar activities and a 20% increase in profits after the completion of bazaar activities.