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FACTORS AFFECTING PRICE EARNING RATIO OF COMPANY’S SHARE IN THE MANUFACTURE SECTOR Purwaningrum, Endang
Ekonomi & Bisnis Vol 10, No 1 (2011): Jurnal Ekonomi dan Bisnis
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/eb.v10i1.471

Abstract

Abstract This research is aimed to know factors significantly affecting Price Earning Ratio of manufacturing companies listed in Indonesian Stock Exchange listed in Indonesia Stock Exchange in the period of 2005 up to 2007. Using Multiple Regression Model, this research resulting summarises condition as follows : (a). Dividend Payout Ratio significantly affects Price Earning Ratio. (b). Return On Equity significantly affect to Price earning ratio. (c). Operating Profit Margin significantly affect to Price Earning Ratio. (d). The independent variables such as Dividend Payout Ratio, Return On Equity and Operating Profit Margin significantly affect the dependent variable Price Earning Ratio. From the result of the research, it can be implicated that investors should consider divident payout ratio, return on equity, and operating profit margin before investing their capital to share, especially in manufacture companies. For the emitens, they also have to consider them in order to increse their price earning ratio. Key words: DPR, ROE, OPM, PER. Abstrak
FACTORS AFFECTING PRICE EARNING RATIO OF COMPANY’S SHARE IN THE MANUFACTURE SECTOR Endang Purwaningrum
Ekonomi & Bisnis Vol 10 No 1 (2011): Jurnal Ekonomi dan Bisnis
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/eb.v10i1.471

Abstract

Abstract This research is aimed to know factors significantly affecting Price Earning Ratio of manufacturing companies listed in Indonesian Stock Exchange listed in Indonesia Stock Exchange in the period of 2005 up to 2007. Using Multiple Regression Model, this research resulting summarises condition as follows : (a). Dividend Payout Ratio significantly affects Price Earning Ratio. (b). Return On Equity significantly affect to Price earning ratio. (c). Operating Profit Margin significantly affect to Price Earning Ratio. (d). The independent variables such as Dividend Payout Ratio, Return On Equity and Operating Profit Margin significantly affect the dependent variable Price Earning Ratio. From the result of the research, it can be implicated that investors should consider divident payout ratio, return on equity, and operating profit margin before investing their capital to share, especially in manufacture companies. For the emitens, they also have to consider them in order to increse their price earning ratio. Key words: DPR, ROE, OPM, PER.
MENUMBUHKAN BUDAYA INVESTASI MELALUI EDUKASI DAN LITERASI KEUANGAN PADA KELOMPOK IBU RUMAH TANGGA DI SAWANGAN DEPOK Fatimah, Fatimah; Endang Purwaningrum; Lini Ingriyani; Indianik Aminah; Zulmaita
Bhakti Persada Jurnal Aplikasi IPTEKS Vol. 10 No. 2 (2024): Bhakti Persada Jurnal Aplikasi IPTEKS
Publisher : Unit Publikasi Ilmiah, P3M, Politeknik Negeri Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31940/bp.v10i2.45-53

Abstract

Education and financial literacy are very important to increase community understanding in managing finances, including housewives. Lack of financial literacy can make people tend to invest in real form, such as buying a house or land, which is difficult to resold. In an effort to increase financial literacy, the Jakarta State Polytechnic Financial Management Study Program held training in Sawangan, Depok, for 40 members of the Dharma Wanita Unity BSSN. The training was carried out in a luring with two main activities: lectures and discussions about financial literacy, as well as investment simulation assistance using stockbit applications. The activity began with a pre-test and ended with a post-test, showing an increase in participants' knowledge, with an average score of the final test rising from 83.21 to 95.32. The statistical test using SPSS shows significant changes (p <0.05). For two weeks of assistance, 12% of participants managed to invest in stocks. The activity was closed with the formation of the WhatsApp group to continue to assist participants in capital market investment. In the future, the Community Service Team plans to expand the reach of activities to other cities around Depok, so that more people can feel the benefits.
The Influence Of Financial Literacy And Financial Behavior On Welma-Mybca Mutual Fund Investment Decisions Mirati, R. Elly; Purwaningrum, Endang; Masjono, Ali
Ekonomi & Bisnis Vol 23 No 1 (2024): Jurnal Ekonomi & Bisnis Juni 2024
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/eb.v23i1.6621

Abstract

Purpose This study aims to examine and analyze the effect of financial literacy and financial behavior on mutual fund investment decisions at Wealth Management (WELMA) MyBCA. Design/methodology/approach The research method used in this research is quantitative research with a purposive sampling approach. The data analysis technique used is multiple linear regression based on the results of the questionnaire using SPSS 26.0. Findings Financial literacy and financial behavior partially or simultaneously have a positive and significant effect on mutual fund investment decisions at WELMA-MyBCA. Research limitations/implications The limitations in this study are that BCA Bank customers use WELMA-MyBCA in conducting investment transactions and are millennial generations domiciled in Java Island. Originality/value This research is expected to be a policy evaluation of the WELMA feature provided by BCA with a view to assessing the prospects and challenges in investing which are factor in encouraging financial literacy and financial behavior for the millennial generation. Keywords: Mutual Fund, Financial Literacy, Financial Behavior, Investment Decisions, WELMA.
Keterkaitan Profil Risiko dengan Preferensi Investasi: Mengungkap Cara Pandang Investor melalui Simulasi Investasi Saham di Bursa Efek Indonesia Purwaningrum, Endang; ali; Ingriyani, Lini; Fatimah, Fatimah; Aminah, Indianik; Waersini, Sabar
Journal of Applied Community Engagement Vol 5 No 1 (2025): Journal of Applied Community Engagement (JACE)
Publisher : ISAS (Indonesian Society of Applied Science)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52158/jace.v5i1.980

Abstract

It is common knowledge in the investment world that investor candidates will look at their risk profile before determining what investment is suitable. This article aims to see the relationship between risk profile and the type of investment chosen. At the initial stage respondents were asked to answer questions to determine their risk profile. In the second stage, 40 respondents were given a deeper understanding of investment, in the third stage respondents would conduct a stock investment simulation, then respondents would trade stocks themselves according to the direction and guidance of the mentor. Three months later, respondents were surveyed about stock investment and their understanding of investments. Respondents were dominated by women and aged between 30-40 years, had jobs or were housewives. There is a relationship between risk profile and the type of investment preferred. Aggressive profiles tend to choose investments in stocks and bonds, Moderate profiles tend to choose gold and stock investments. Conservative profiles tend to choose gold and property investments. The implication is that the risk profile is used as a reference in determining the type of investment. There is a change in the way participants view investing due to risk profile factors and factors of increasing knowledge about investment, but gold investment is still the main choice because the risk profile of participants is dominated by conservative and moderate profiles.
EVALUASI DAN INOVASI DESAIN KEMASAN PRODUK UMKM KOTA DEPOK – JAWA BARAT Elisabeth Y Metekohy; Fatimah; Darna; Yenni Nuraeni; Endang Purwaningrum
Ekonomi & Bisnis Vol 21 No 2 (2022): Jurnal Ekonomi dan Bisnis Vol 21 No 2 Desember 2022
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/eb.v21i2.5223

Abstract

Secara umum usaha mikro kecil dan menengah (UMKM) memiliki keterbatasan tenaga penjual, sehingga kemasan yang menarik diperlukan sebagai the silent sales person. Pada kenyataannya tidak semua UMKM di kota Depok mampu menampilkan kemasan terbaiknya. Efisiensi untuk menekan biaya produksi merupakan alasan utama yang disampaikan para pelaku usaha sehingga mereka terkesan mengabaikan tentang desain kemasan. Tujuan penelitian ini adalah untuk melakukan evaluasi dan inovasi desain kemasan produk UMKM kota Depok yang sudah mendapatkan pelatihan dari berbagai pihak termasuk dari Baznas kota Depok tahun 2019. Metode yang digunakan dalam penelitian ini adalah metode kualitatif dengan pendekatan Focus Group Discussion (FGD) dengan para ahli bidang kemasan dan dilengkapi dengan wawancara langsung terhadap tiga puluh orang responden yang dianalisis dengan model rating scale. Hasil FGD menyatakan ada beberapa keunggulan dari desain kemasan UMKM Depok seperti kemampuan kemasan melindungi dari segala cuaca, kerusakan akibat jatuh, memiliki segel pengaman yang kuat, menggunakan ziplock, ada cutting, ada yang memiliki kemasan yang terkesan alami karena dari karton dengan warna matte, kemasan juga aman dari bahan beracun serta sudah memiliki informasi yang lengkap tentang produk. Kelemahan utama adalah banyaknya kemasan yang dibuat dari bahan plastik dan pada kemasan produk Chocobancies sangat minim informasi. Hasil wawancara langsung memberikan score terbaik pada kemasan Sirop Belimbing dan score terendah pada kemasan Chocobancies. Desain kemasan Chocobancies dapat di desain ulang dengan menggunakan tema Tempo Doloe agar terkesan unik dan berbeda dari pesaing. Kata Kunci: Evaluasi Desain Kemasan, Inovasi Desain Kemasan, UMKM Depok
Upaya Peningkatan Literasi Keuangan Para Guru di Yayasan Al Muhajirin, Kota Depok Purwaningrum, Endang; Juwita, Ratna; Ingriyani, Lini; Aminah, Indianik; Zulmaita; N, Fatimah
Mitra Akademia: Jurnal Pengabdian Masyarakat Vol 7 No 1 (2024): Mitra Akademia: Jurnal Pengabdian Masyarakat
Publisher : Pusat Penelitian dan Pengabdian kepada Masyarakat (P3M) Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/mapnj.v7i1.6432

Abstract

Rendahnya literasi keuangan, terutama masalah investasi reksadana, saham dan obligasi pada pendidik di Yayasan Muhajirin Depok, tim kegiatan pengabdian melakukan pelatihan untuk meningkatkan pengetahuan, ketrampilan, sikap dan perilaku keuangan para peserta pelatihan. Pelatihan menggunakan dua pendekatan, pendekatan pertama adalah pendekatan teori dalam upaya meningkatkan pemahaman tentang investasi reksadana, saham dan obligasi. Pendekatan kedua adalah pendekatan praktik untuk meningkatkan keterampilan melakukan perdagangan saham di Bursa Efek Indonesia (BEI). Dari pendekatan teori terjadi peningkatan pemahaman tentang instrumen investasi sebesar 10%, sedangkan dari pendekatan praktik, terjadi peningkatan skil dalam membeli dan menjual saham menggunakan aplikasi stockbit. Dalam sesi praktik peserta telah membuktikan bahwa investasi saham melekat prinsip High Risk High return. Tiga Peserta terpilih yang mendapatkan bantuan dana investasi sebesar Rp500.000,- telah mendapatkan keuntungan besar yaitu sebesar 60% dalam kurun waktu satu bulan. Hal ini membuktikan bahwa investasi saham benar bisa mendapatkan return besar, namun sebaliknya bisa mendapatkan kerugian dalam waktu singkat. Kekurangan dari kegiatan ini adalah peserta belum diajarkan masalah analisis fundamental dan analisis teknikal karena keterbatasan waktu pelaksanaan pelatihan.
ANALISIS TINGKAT KESEHATAN BANK SEBELUM DAN SETELAH DIAKUISISI MENGGUNAKAN METODE RGEC (STUDI KASUS PT BANK KB BUKOPIN TBK) Pratama, Jodi Aditya; Mirati, R. Elly; Purwaningrum, Endang
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 1 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i1.221

Abstract

This research is motivated by the significant performance decline of PT Bank KB Bukopin Tbk. after being acquired by KB Kookmin Bank, marked by a drastic increase in Non Performing Loan and net profit losses. The purpose of this study is to analyze the health level of PT Bank KB Bukopin Tbk. before and after the acquisition. This study uses the Risk Profile, Good Corporate Governance, Earnings, and Capital (RGEC) method, represented by the ratios of NPL, LDR, GCG, ROA, ROE, NIM, and CAR as financial performance indicators. The research method used in this study is descriptive comparative with a quantitative approach. The data used are secondary data obtained from Bank Bukopin's annual financial statements for the period 2017-2022. The sampling technique used is purposive sampling. This study uses RGEC method analysis, normality test, and hypothesis test. Based on the results of the study, the financial performance of PT Bank KB Bukopin Tbk. before the acquisition was better, with a decrease in NPL ratio and an increase in net profit. However, after the acquisition, the NPL ratio increased significantly, and net profit experienced losses. There is a significant difference with the ROA and BOPO ratios before and after the acquisition.
PENGARUH PERSEPSI KEGUNAAN, KEMUDAHAN, DAN KUALITAS LAYANAN PADA MOBILE BANKING BRIMO TERHADAP KEPUASAN NASABAH Wijatmoko, Nando Azriel Putra; Mirati, R. Elly; Purwaningrum, Endang
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 1 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i1.222

Abstract

BRI is one of the state-owned bainks which became the first state-owned bank in 1946. And BRI has mobile banking called BRImo. This research aims to determine the usefulness, convenience and service quality of BRImo services on customer satisfaction in using BRImo. This was done using a questionnaire and the number of respondents was 100 responidents, who were BRImo users in the Jabodetabek area. The analysis method used is multiple linear regression with SPSS 29.0 tools. The results of this research partially show that the usefulness and service quality riesults have a significant influence on BRImo cusitomer saitisfaction. Meanwhile, the convenience variiable has no effect on BRImo customer satisfaction. And, simultaneously the variables of usability, convenieince and serviice quality have a significiant effect on customer satisfaction using BRImo.
FOMO DAN KEPUTUSAN INVESTASI SAHAM IPO : PERAN LITERASI KEUANGAN DALAM MENGONTROL KEPUTUSAN IMPULSIF Rachman, Shakila Ferliana; Purwaningrum, Endang
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 3 (2025): ON GOING
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i3.6168

Abstract

Stock investments in Initial Public Offerings (IPOs) in the Indonesian capital market are increasingly favored by retail investors, particularly among younger generations. The psychological phenomenon of Fear of Missing Out (FOMO), triggered by social pressure and information spread through social media, can lead investors to make impulsive decisions without analytical consideration. This study aims to analyze the influence of FOMO on IPO stock investment decisions and examine the role of financial literacy in controlling impulsive decisions driven by FOMO. A quantitative approach was employed through an online survey of 142 retail investors who had previously purchased IPO stocks, and the data were analyzed using Partial Least Squares – Structural Equation Modeling (PLS-SEM). The results show that FOMO has a positive and significant effect on IPO investment decisions, where investors affected by FOMO tend to make quicker and less rational choices. Financial literacy is proven to negatively moderate this relationship, meaning the higher an investor’s level of financial literacy, the lower the influence of FOMO on their investment decisions. The novelty of this research lies in its specific focus on IPO stocks, which have unique characteristics such as limited offering periods, high short-term profit potential, and market euphoria—elements that have not been widely explored in previous FOMO-related studies. The implications of this study highlight the importance of financial literacy education as a safeguard against psychological bias, and as a foundation for regulators and market participants in designing strategies to improve the quality of investment decision-making.