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All Journal Indonesian Journal of Islamic Economics and Business Journal of Artificial Intelligence and Digital Business Jurnal Informatika Ekonomi Bisnis Finance
Aqidah, Waqiatul
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Religion Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Industrial & Manufacturing Engineering Social Sciences Other

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Implementasi KPR Bersubsidi Melalui Skema FLPP (Fasilitas Liquiditas Pembiayaan Perumahan) di PT. Trah Wali Nagari Farida; Wisudaningsih, Endah Tri; Aqidah, Waqiatul
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 1 (March 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (427.466 KB) | DOI: 10.37034/infeb.v5i1.204

Abstract

This study departs from the rapid population growth which results in high demand for livable housing, but with high house prices most people do not have the ability to buy houses with cash, in this situation people prefer to look for other ways by applying for loans through home ownership financing from financial institutions. This was also welcomed by government support in the form of Subsidized Housing Loans (KPR), one of which is provided through the Housing Finance Liquidity Facility (FLPP). PT. Trah Wali Nagari is also a company engaged in contraction and real estate services which also cooperates with banks in running their business, where the application of mortgages through the FLPP scheme can also attract customers to own housing there. This study aims to find out how the mechanism or process for implementing Subsidized KPR through the FLPP scheme at PT. Wali Nagari breed. In this study the authors used a qualitative descriptive research type. Qualitative descriptive research is research conducted to describe and interpret objects in accordance with actual facts/phenomena (factualitative). In conducting this research, the researcher strives to obtain valid and accountable data, therefore the determination of informants must be representative or representative. This research resulted in findings on how PT. Trah Wali Nagari as the Developer works closely with the implementing Bank to realize subsidized KPR assistance to Low-Income Communities (MBR) as well as the mechanism for submitting KPR through the FLPP scheme to implementing Banks as well as how to implement Subsidized KPR through the FLPP scheme at PT. Trah Wali Nagari can help low-income people.
Analisis Pemanfaatan Qris dalam Kemudahan Pembayaran Konsumen Car Free Day Kraksaan Rukayyah; Tri Wisudaningsih, Endah; Aqidah, Waqiatul
Jurnal Informatika Ekonomi Bisnis Vol. 6, No. 2 (June 2024)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v6i2.866

Abstract

This study aims to explore the use of Quice Response Code Indonesia Standard (QRIS) in payment transaction at Car Free Day (CFD) Kraksaan and its impact on Micro, Small and Medium Enterprises (MSMEs). Qualitive research methods were used with a descriptive approach through interviews with Kraksaan CFD traders and visitors who use Qris. The interview results show that QRIS is used by traders to simplify the payment process, imcrease transaction efficiency, and reduce the problem of returns, the use of QRIS is also considered to provide additional security in transactions. Even thought there are several problems related to consumer balaces, the use of QRIS is considered to be optimal. Merchants who have not yet used QRIS are expected to immediately adopt it to expand the reach of payments and increase transaction efficiency. In conclusion, the use of QRIS has a positive impact in increasing the efficiency and security of transactions in CFD Kraksaan, and is expected to provide greater benefits and society as a whole.
Peran Industri Batik Dewi Rengganis Dalam Mendorong Pertumbuhan Ekonomi Lokal Kabupaten Probolinggo Nengsih, Dewi Ambar Wati; Nikmah, Mamlu’atun; Aqidah, Waqiatul
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 2 (2025): Mei - Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i2.846

Abstract

Penelitian ini berfokus pada peran strategis industri Batik Tulis Dewi Rengganis dalam mendorong pembangunan ekonomi lokal berbasis budaya di Kabupaten Probolinggo. Dengan menggunakan pendekatan kualitatif deskriptif, data dikumpulkan melalui wawancara mendalam, observasi partisipatif, dan dokumentasi terhadap pelaku usaha, komunitas lokal, serta pemangku kepentingan terkait. Hasil penelitian menunjukkan bahwa Batik Dewi Rengganis tidak hanya berkontribusi pada aspek ekonomi melalui penciptaan lapangan kerja dan peningkatan pendapatan rumah tangga, tetapi juga secara aktif melestarikan nilai-nilai budaya lokal dan mendorong pemberdayaan sosial, terutama bagi perempuan. Keberhasilan industri ini ditopang oleh pengelolaan berbasis kearifan lokal, pelatihan teknis yang berkelanjutan, dan strategi pemasaran adaptif terhadap dinamika pasar. Implikasi dari penelitian ini menunjukkan bahwa integrasi antara budaya lokal dan strategi pemberdayaan komunitas dapat memperkuat ketahanan ekonomi pedesaan dan membentuk identitas kolektif masyarakat. Penelitian ini juga memperkenalkan variabel baru berupa “pelatihan partisipatoris berbasis komunitas” dalam pengembangan UMKM berbasis budaya, serta membuka ruang bagi kajian interdisipliner di bidang ekonomi kreatif lokal.
PERAN KEWIRAUSAHAAN DALAM PEMBANGUNAN EKONOMI Aqidah, Waqiatul
Finance : Journal of Accounting and Finance Vol. 2 No. 1 (2024): Volume 2 Nomor 1, Mei 2024
Publisher : universitas Islam Zainul Hasan Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/6pkw3a81

Abstract

Artikel ini mendiskusikan tentang peran kewirausahaan dalam pembangunan ekonomi. Artikel ini mengulas bagaimana hubungan dan peran kewirausahaan dalam pembangunan ekonomi disebuah negara, serta bagaimana kewirausahaan dapat berkontribusi pada produk domistik bruto (PDB). Dan bagaimana hubungan kewirausahaan dengan penciptaan lapangan kerja. Hasil diskusi pada artikel ini; kewirausahaan merupakan jantung pembangunan ekonomi, kewirausahaan merupakan inovator pencipta lapangan kerja dan pada akhirnya pendapatan masyarakat meningkat yang dapat mempengaruhi produk domistik bruto (PDB). Namun, hanya kewirausahaan yang produktif dan didukung ekosistem yang baik dapat menunjang pertumbuhan ekonomi.
Analisis Strategi Promosi dan Minat Pembeli Properti di BIMURA RESIDENCE Rizkiya, Cholifatur; Yaqin, Ainol; Aqidah, Waqiatul
Indonesian Journal of Islamic Economics and Business Vol. 8 No. 1 (2023): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v8i1.1792

Abstract

The purpose of this research is to find out the promotional strategy carried out by Bimura Residence in increasing the interest of buyers. The location of this research was carried out at Bimura Residence which is located in Kampung Baru Hamlet, RT. 15/RW. 4, Binor Village, Paiton. The research method used is descriptive qualitative method to investigate processes and situations. The results of this study indicate that the application of this promotional mix can provide positive benefits to consumer interest in Bimura Residence. The promotional marketing strategy implemented can provide positive benefits to increasing consumer interest in Bimura Residence. That way the existence of the Bimura Residence is better known and cared for by the local community. In the purchasing process there are several supporting factors that influence consumer interest, namely the first is that the service provided is very good, good communication so as to provide comfort to consumers and also a strategic place. These factors can influence consumer interest in subsidized housing at Bimura Residence.
Co-Authors Ainol Yaqin, Ainol Farida Nengsih, Dewi Ambar Wati Nikmah, Mamlu’atun Rizkiya, Cholifatur Rukayyah Tri Wisudaningsih, Endah Wisudaningsih, Endah Tri