Andi Athifah Amalia
Fakultas Bisnis Dan Ekonomika, Universitas Islam Indonesia

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Denda dalam Pembiayaan Bai’ Bitsaman Ajil Menurut Perspektif Fiqh Muamalah Andi Athifah Amalia Achruh
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 2 (June 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i2.249

Abstract

Bai' Bitsaman Ajil is a ba'I (sale and purchase) transaction in which the bank is the seller and the customer is the buyer. BBA is a sale and purchase transaction of services or goods where the original price is added to the profit submitted and the nominal is agreed between the buyer and the seller. This study aims to further discuss Fine in Financing Bai' Bitsaman Ajil according to the Fiqh Muamalah Perspective. This study uses descriptive qualitative methods to describe events (phenomena) or conditions of the observed object. The application of fines to BBA transactions can be carried out but with the aim of protecting the rights of financiers and according to the DSN-MUI fatwa Number 17/DSNMUI/IX/2000 concerning penalties in the form of fines for financing recipients who are able but delay or take time to fulfill their obligations.
Denda dalam Pembiayaan Bai’ Bitsaman Ajil Menurut Perspektif Fiqh Muamalah Achruh, Andi Athifah Amalia
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 2 (June 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (574.578 KB) | DOI: 10.37034/infeb.v5i2.249

Abstract

Bai' Bitsaman Ajil is a ba'I (sale and purchase) transaction in which the bank is the seller and the customer is the buyer. BBA is a sale and purchase transaction of services or goods where the original price is added to the profit submitted and the nominal is agreed between the buyer and the seller. This study aims to further discuss Fine in Financing Bai' Bitsaman Ajil according to the Fiqh Muamalah Perspective. This study uses descriptive qualitative methods to describe events (phenomena) or conditions of the observed object. The application of fines to BBA transactions can be carried out but with the aim of protecting the rights of financiers and according to the DSN-MUI fatwa Number 17/DSNMUI/IX/2000 concerning penalties in the form of fines for financing recipients who are able but delay or take time to fulfill their obligations.
Trust Fund: REITs Dan Perkembangan I-REITs Di Indonesia Andi Athifah Amalia; Andi Achruh Pasinringi
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8558

Abstract

Salah satu dana perwalian yang digunakan untuk sekuritisasi properti konvensional adalah Real Estate Investment Trust. Pelaku pasar juga terpengaruh untuk berinvestasi pada aset properti syariah atau Islamic Real Estate Investment Trusts dengan munculnya Islamic Financial Institutions (IFI) berupa perbankan syariah dan pasar modal syariah di Indonesia. Studi ini menggunakan tinjauan literatur untuk mempelajari perbedaan antara Islamic Real Estate Investment Trust syariah dan konvensional, prinsip syariah dari Islamic Real Estate Investment Trust syariah, dan pertumbuhan real estate investment trust syariah di Indonesia. Untuk mengetahui mengenai perbedaan antara REITs konvensional dan Syariah, perkembangan I-REITs di Indonesia, dan prinsip syariah yang digunakan pada I-REITs. Hasil dari penelitian ini ditemukan bahwa perkembangan Islamic Real Estate Investment Trust di Indonesia masih mengalami keterlambatan dibandingkan dengan dengan Negara lain meskipun kerangka regulasi mengenai Islamic Real Estate Investment Trust di Indonesia telah ada. Sehingga diperlukan adanya upaya lebih lanjut dari pemerintah dan para praktisi literature untuk mendorong perkembangan Islamic Real Estate Investment Trust di Indonesia.