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All Journal Target : Jurnal Manajemen Bisnis Journal of Economics and Public Health
Jumadi, Muhamad
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Public Health

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Investigation of Technology Adaptation in the Hospitality Industry in Mandalika Special Economic Zone Pratama, Aryan Agus; Jumadi, Muhamad; Ramdani, Rizal; Ahmad, Nur Aisya Addina
Target : Jurnal Manajemen Bisnis Vol 6 No 1 (2024): Target : Jurnal Manajemen Bisnis
Publisher : Universitas Bumigora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30812/target.v6i1.4057

Abstract

Mandalika Special Economic Zone (Mandalika SEZ) has been built and developed to create an independent and sustainable tourism industry ecosystem. The digitization of destinations in the Mandalika SEZ requires the hospitality industry to be able to adapt and respond strategically. The application of technology is believed to be applied in supporting the business continuity of the hospitality industry. This study aims to investigate the perceptions of hoteliers regarding technological adaptation. The method used is a phenomenological qualitative approach. Data were collected through observation, interviews with five key informants, and documentation. The interviews were transcribed and analyzed by condensing the data, assisted by a coding table. The results of this study found that two important aspects that drive the adoption of technology in hotel operational services are the desire for operational automation and marketing agility. The technology adoption process focuses on hotel operational services that are considered a necessity in the modern era and technological advancements. The existence of this technology adoption indicates the adaptability of technology in the hotel industry. This result contributes as a significant indicator of the progress towards digitalizing destinations, crucial for enhancing the sustainable image of Mandalika SEZ. Consequently, it is strongly recommended to develop an integrated technology application model for operational services, serving as a blueprint for other stakeholders in the hotel industry.
Assessing Internal and External Determinants of Bank Profitability: A Study on Indonesian Regional Development Banks Hapsari, Pascalista Dwi; Ramadhanti, Fina Setya; Ristianawati, Yuyun; Prasetyanto, Wahyu Eko; Jumadi, Muhamad
Journal of Economics and Public Health Vol 3 No 4 (2024): Journal of Economics and Public Health: December 2024
Publisher : Global Health Science Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37287/jeph.v3i4.6689

Abstract

This study explores what drives profitability in Indonesia’s Regional Development Banks (RDBs), focusing on both internal and external factors. Using financial data from 10 Islamic commercial banks over the 2014–2019 period, the research applies multiple linear regression to assess how capital adequacy, liquidity risk, and financing risk—alongside GDP and inflation—affect bank performance. The results show that strong capital adequacy supports higher profitability, while liquidity and financing risks can significantly reduce it. Notably, financing risk also acts as a bridge between internal factors and profitability outcomes. On the macroeconomic side, GDP growth tends to boost profitability, whereas rising inflation has a negative impact. These findings highlight the importance of solid internal risk management and a stable economic environment. For bank leaders, maintaining sufficient capital and minimizing financial risks is essential. For policymakers, supporting economic growth and keeping inflation under control can directly influence the health of the banking sector
Investigation of Technology Adaptation in the Hospitality Industry in Mandalika Special Economic Zone Pratama, Aryan Agus; Jumadi, Muhamad; Ramdani, Rizal; Ahmad, Nur Aisya Addina
Target : Jurnal Manajemen Bisnis Vol. 6 No. 1 (2024): Target : Jurnal Manajemen Bisnis
Publisher : Universitas Bumigora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30812/target.v6i1.4057

Abstract

Mandalika Special Economic Zone (Mandalika SEZ) has been built and developed to create an independent and sustainable tourism industry ecosystem. The digitization of destinations in the Mandalika SEZ requires the hospitality industry to be able to adapt and respond strategically. The application of technology is believed to be applied in supporting the business continuity of the hospitality industry. This study aims to investigate the perceptions of hoteliers regarding technological adaptation. The method used is a phenomenological qualitative approach. Data were collected through observation, interviews with five key informants, and documentation. The interviews were transcribed and analyzed by condensing the data, assisted by a coding table. The results of this study found that two important aspects that drive the adoption of technology in hotel operational services are the desire for operational automation and marketing agility. The technology adoption process focuses on hotel operational services that are considered a necessity in the modern era and technological advancements. The existence of this technology adoption indicates the adaptability of technology in the hotel industry. This result contributes as a significant indicator of the progress towards digitalizing destinations, crucial for enhancing the sustainable image of Mandalika SEZ. Consequently, it is strongly recommended to develop an integrated technology application model for operational services, serving as a blueprint for other stakeholders in the hotel industry.
Co-Authors Ahmad, Nur Aisya Addina Aryan Agus Pratama Hapsari, Pascalista Dwi Prasetyanto, Wahyu Eko Ramadhanti, Fina Setya Ristianawati, Yuyun Rizal Ramdani