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All Journal JEBD Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Ahsan: Jurnal Ilmiah Keislaman dan Kemasyarakatan El-Madaniyah: Jurnal Pengabdian Masyarakat
Totok Adhi Prasetyo
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Religion Economics, Econometrics & Finance Education Engineering Social Sciences Other

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PELATIHAN DESAIN GRAFIS BAGI UMKM DI DESA CITRA MANUNGGAL JAYA DENGAN MENGGUNAKAN APLIKASI CANVA fatonah, ratih; Totok Adhi Prasetyo; Tri Velyna; Lilis Aliska; Mutmainnah S.; Mulhama Tahir; Ishwanda Ramadani; Astrid Fhatia Hamzah; Nurhikma
El-Madaniyah : Jurnal Pengabdian Masyarakat Vol. 2 No. 01 (2025): Februari
Publisher : P3M STAI Sangatta

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Abstract

Tujuan Pengabdian Kepada Masyarakat ini diharapkan para pelaku UMKM desa Citra Manunggal Jaya dapat memperoleh dalam peningkatan keterampilan dasar desain grafis yang memungkinkan mereka menciptakan tampilan produk yang lebih profesional dan menarik bagi kalangan konsumen yang lebih luas. Metode yang digunakan meliputi pertama persiapan, yang mencakup yaitu menganalisis kebutuhan kegiatan,penentuan materi dan peserta, penyiapan materi dan hp. Kedua pelaksanaan, yaitu penyampaian materi menggunakan proyektor dan melakukan pendekatan dengan praktek langsung. Dari hasil pelatihan menujukkan bahwa terlihat adanya peningkatan keterampilan para peserta dalam mendesain logo dan daftar menu yang menarik sesuai tema yang di berikan pemateri dan mampu menggunakan aplikasi canva. Yang diharapkan dapat memperkuat branding produk mereka dan membantu meningkatkan daya saing di pasar.
Pengaruh Kualitas Layanan terhadap Keputusan Nasabah Berinvestasi pada Produk Mudharabah di Bank Muamalat Kutai Timur Lasmi Laila Lipat Kia; Satriah, Satriah; Totok Adhi Prasetyo
Ahsan: Jurnal Ilmiah Keislaman dan Kemasyarakatan Vol 2 No 1 (2025)
Publisher : PT. Pustaka Andil Lestari

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Abstract

This study aims to determine the effect of service quality on customer decisions in investing in mudharabah products at Bank Muamalat Kutai Timur. The background of this study is the importance of the role of service quality in influencing customer interests and decisions, especially in sharia-based investment products such as mudharabah, which prioritize the principles of trust, transparency, and fair cooperation. In the sharia financial system, service quality is one of the key aspects that can determine the loyalty and sustainability of the relationship between the bank and its customers. This study uses a quantitative approach with a survey method by distributing questionnaires to 100 respondents who are customers of Bank Muamalat Kutai Timur. Data analysis techniques used include validity, reliability, normality tests, simple linear regression analysis, determination coefficient (R²) tests, and F significance tests. The results of the validity test show that all question items in the questionnaire are declared valid, with a correlation value of > 0.3 and significance < 0.05. The reliability test shows a Cronbach's Alpha value of 0.766 which indicates that this research instrument has good reliability. The results of the regression analysis show that service quality has a positive and significant effect on customer investment decisions. This is indicated by the correlation coefficient (R) of 0.743 and the determination coefficient (R²) of 0.552, which means that 55.2% of customer decision variables can be explained by service quality, while the other 44.8% are influenced by other factors outside this study. The normality test shows that the data is normally distributed, so the basic assumptions of the regression analysis have been met.
Analisis Faktor-Faktor yang Mempengaruhi Minat Menabung Mahasiswa Ekonomi Syariah pada Bank Syariah Irma Baharsyah; Satriah; Totok Adhi Prasetyo
Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Vol. 2 No. 5 (2025): Mei
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jemb.v2i5.4806

Abstract

Penelitian ini bertujuan untuk menganalisis bagaimana persepsi mahasiswa Ekonomi Syariah terhadap implementasi maqashid syariah dalam aplikasi BSI Mobile. Fokus utama penelitian adalah bagaimana fitur-fitur digital yang disediakan oleh Bank Syariah Indonesia melalui aplikasi tersebut mencerminkan prinsip-prinsip maqashid syariah, seperti menjaga harta, agama, dan memudahkan ibadah. Pendekatan penelitian ini adalah kualitatif deskriptif, dengan teknik pengumpulan data melalui wawancara mendalam kepada mahasiswa pengguna aktif BSI Mobile. Hasil penelitian menunjukkan bahwa sebagian besar mahasiswa menilai aplikasi ini telah mendukung aktivitas keuangan yang sesuai dengan nilai-nilai Islam, namun masih terdapat kekurangan dari sisi teknis, seperti kestabilan sistem dan kemudahan akses fitur. Temuan ini diharapkan dapat menjadi masukan bagi pengembangan layanan digital perbankan syariah yang lebih optimal dan sesuai kebutuhan generasi muda Muslim.
Analisis Kualitas Pelayanan Kesehatan Yang Menggunakan BPJS dan Non-BPJS Di Darmawan Dental Clinic Sangatta Ditinjau Dari Perspektif Ekonomi Islam Zulkifli, Zulkifli; Imrona Hayati; Totok Adhi Prasetyo
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 1 (2025): Juli - September
Publisher : CV. ITTC INDONESIA

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Abstract

In Islam, healthcare is a sharia obligation based on the principles of justice and mutual assistance, as stated in Surah An-Nahl, verse 90. However, the implementation of BPJS (Social Security Administering Body) often faces challenges, including procedural constraints, limited facilities, and a suboptimal doctor-to-patient ratio, which often leads to negative perceptions among patients. These issues lead to significant differences in satisfaction levels between BPJS and non-BPJS patients. Therefore, this study was designed to analyze the quality of healthcare services for both groups of patients at Darmawan Dental Clinic Sangatta, from an Islamic economic perspective. This study used a mixed method through a descriptive quantitative approach. Data were collected from 30 BPJS patients and 30 non-BPJS respondents through questionnaires. The results showed that, in general, both groups of patients rated the quality of care at the clinic as good. Although there were some differences in expectations and experiences, further analysis did not reveal significant differences in perceived service quality. The main difference found was in the types of services available; BPJS patients cannot access all types of care available to non-BPJS patients.
Edukasi Perencanaan Keuangan dan Investasi Terhadap Perilaku Keuangan Gen Z pada Mahasiswa Semester 4 Ekonomi Syariah STAI Sangatta Kutai Timur Totok Adhi Prasetyo; Alyani; Muhammad Irsyad Al-banjari; Anggun Citra Lukmania; Adna Fika Abidah Ardeliana
Ahsan: Jurnal Ilmiah Keislaman dan Kemasyarakatan Vol 1 No 1 (2024)
Publisher : PT. Pustaka Andil Lestari

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Abstract

Explore the influence of understanding financial planning and investment on the financial behaviour of Sharia Economics students. This study is to determine the effect of financial planning and investment on financial behaviour in 4B semester students of Sharia Economics at the College of Islamic Religion (STAI) Sangatta East Kutai. By using quantitative descriptive method. This study involved 17 student respondents selected through purposing sampling. Data were collected through questionnaires that had been preceded by financial planning and investment education. Descriptive statistical analysis of data quality test, classical assumption test, multiple linear regression test, and coefficient of determination were processed with the help of SPSS Version 12.0. delivering on significant findings. financial planning education and investment proven have a positive and significant influence on the financial behaviour of students. Keywords: Financial Planning education, Investment, Gen Z students and Financial Behaviour
Co-Authors Adna Fika Abidah Ardeliana Alyani Anggun Citra Lukmania Astrid Fhatia Hamzah fatonah, ratih Imrona Hayati Irma Baharsyah Ishwanda Ramadani Lasmi Laila Lipat Kia Lilis Aliska Muhammad Irsyad Al-banjari Mulhama Tahir Mutmainnah S. Nurhikma Satriah Satriah, Satriah Tri Velyna Zulkifli Zulkifli