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All Journal Tasyri' : Jurnal Muamalah dan Ekonomi Syariah
Septiayu R Wulandari
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Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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Pengaruh Regulasi terhadap Validitas Akad Ijarah dalam Pembiayaan Multijasa Syariah: Studi Kasus di Indonesia Septiayu R Wulandari
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 4 No. 2 (2022): Jurnal Tasyri': Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v4i2.229

Abstract

This study explores the impact of regulations on the validity of Ijarah contracts in Sharia multi-service financing in Indonesia. Strict and clear regulations are necessary to ensure compliance with Sharia principles, transparency in transactions, and protection of customer interests. The research adopts a qualitative approach, analyzing the implementation of regulations and the perceptions of stakeholders in the Islamic finance industry. Findings highlight challenges faced by Islamic banks, including evolving regulatory complexities and the need for adequate resources. Customers tend to feel more confident and secure when transactions are conducted under consistent and structured regulations. Regulators are recognized as playing a crucial role in ensuring stability and growth in the Islamic finance industry through well-implemented regulations. Regulations in Indonesia play a crucial role in governing various aspects of implementing Ijarah contracts in the Islamic finance industry. These regulations encompass the requirements to be met, execution procedures, and oversight mechanisms to ensure compliance with Sharia principles, transaction transparency, and customer protection. Clear and stringent regulations not only enhance the validity of Ijarah contracts but also support stability and growth in the Islamic finance industry. Nevertheless, Islamic banks face challenges such as evolving regulatory complexities, the need for adequate resources, and uniform interpretation of regulations across business units. Customers tend to have greater trust and feel more secure when transactions are conducted under stringent and clear regulations, while regulators view regulations as vital tools for maintaining stability in the Islamic finance industry. Keywords: Regulations, Ijarah contracts, Sharia principles, transparency, customer interests
Akhlaq Islami dan Hukum: Pilar Utama dalam Membangun Masyarakat Madani: Akhlaq Islami dan Hukum serta Masyarakat Sarwo Edy; Septiayu R Wulandari
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 6 No. 1 (2024): Jurnal Tasyri': Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v6i1.241

Abstract

This study employs thematic analysis to identify the main themes in the implementation of Islamic law within the framework of secular law. Legal institutions such as Sharia courts and fatwa councils play a significant role, although they create a dual legal system that can lead to confusion. Implementation challenges include differences in interpretation, resistance from secular groups, and limited resources. Social and cultural dynamics also affect the acceptance of Islamic law, with greater resistance in heterogeneous societies and the influence of globalization promoting secular values. Politics also plays a significant role, with conservative governments tending to support broader implementation of Islamic law, while liberal governments uphold secular principles. The research indicates that Islamic law is often partially integrated into secular legal systems, particularly in countries like Indonesia and Malaysia, with institutions such as Sharia courts and fatwa councils playing crucial roles, despite facing implementation challenges like differing interpretations and resistance from secular groups. The study also identifies challenges in applying religious values in modern life, such as conflicts with secular values, the influence of media and technology, lack of religious education, social pressures, the complexity of modern life, and economic challenges. The integration of moral values in formal education is carried out through subjects, extracurricular activities, and the role of teachers as moral exemplars. Keywords: Islamic ethics, Law, Civil society, Moral conduct, Social cohesion
Co-Authors sarwo edy