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This Author published in this journals
All Journal Eduvest - Journal of Universal Studies Asian Journal of Social and Humanities Journal of Political Innovation and Analysis
Adelia Azzahra
Swadaya Gunung Jati University, Cirebon
Aerospace Engineering Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Neuroscience Social Sciences

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Potential of Small and Medium Enterprises Growth: Role of Internal and External Factors of Commercial Banks’ Credit Accessibility Abolaji Oladimeji Odumesi; Timilehin Olasoji Olubiyi; Solomon Akpoviroro Kowo; Ezinne Abosi; Adelia Azzahra; Septien Dwi Savandha
Asian Journal of Social and Humanities Vol. 3 No. 2 (2024): Asian Journal of Social and Humanities
Publisher : Pelopor Publikasi Akademika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59888/ajosh.v3i2.456

Abstract

The common factors determining Commercial banks’ lending to SMEs are internal and external. This study assessed the combined effect of these two factors that determine the commercial banks’ credit accessibility and SMEs’ growth in Nigeria. Data from 1990 to 2023 were used to evaluate the hypothesis. The outcome demonstrates that the internal factors of commercial banks factors on credit accessibility to SMEs were 0.039110 and statistically significant at the 5% level (p-value = 0.0254). The outcome suggests that internal factors of commercial bank determinants on the availability of credit to SMEs play a significant impact on the expansion of SMEs in Nigeria. At the 5 per cent level, the external influence of commercial banks on SMEs' access to credit was -0.014003 and statistically insignificant (p-value = 0.2757). The results will substantially aid in designing and implementing monetary policy about the cash reserve requirement. It also conveys to SMEs the significance of cash reserve requirements in improving loan accessibility in Nigeria. As a result, the paper recommends that monetary policy be continually improved to favour SMEs because doing so will facilitate their expansion.
Analysis of Regional Minimum Wage Regulation and It's Implementation: A Case Study of A Multinational Company Adelia Azzahra; Ade Fitria Fatimah; Kofi Agyenim Boateng; Mohamad Maulana Ridzki
Eduvest - Journal of Universal Studies Vol. 4 No. 10 (2024): Journal Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v4i10.1695

Abstract

This study examines the compliance of multinational companies with the Regional Minimum Wage (UMR) regulations in Indonesia and the factors contributing to violations. Although UMR is designed to protect workers' welfare, many companies still pay below the established standards. A qualitative research method was employed to collect data through in-depth interviews, field observations, and document analysis. The findings reveal that UMR violations occur across various industrial sectors, with violation rates ranging from 10% to 20%. Factors contributing to these violations include a lack of oversight, ineffective law enforcement, and legal uncertainties related to regulations that vary between regions. The research also identifies that UMR violations significantly impact workers' welfare, including difficulties in meeting basic needs and increased stress due to financial uncertainty. To enhance compliance, the study recommends improving oversight and law enforcement, harmonizing UMR standards across regions, and developing an anonymous complaint system for workers. These findings are expected to provide insights for policymakers, company management, and workers to improve the implementation of UMR regulations and enhance workers' welfare in Indonesia.
The Influence of Social Media on Public Opinion Formation in the Post-Truth Era Adelia Azzahra; Kiflu Chekole Tekle
Journal of Political Innovation and Analysis Vol. 1 No. 1 (2024): Journal of Political Innovation and Analysis
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jpia.v1i1.2

Abstract

This study examines the impact of social media on public opinion formation in the post-truth era, characterized by the spread of biased or inaccurate information. Social media platforms, while facilitating information dissemination, often contribute to the creation of echo chambers and filter bubbles, shaping political perceptions and influencing public discourse. Through a qualitative approach, this research investigates how misinformation and disinformation campaigns leverage social media to manipulate public opinion and the role of education and policy regulation in counteracting these effects. The findings provide insights into regulatory frameworks and digital literacy strategies needed to mitigate the adverse effects of social media on political opinion.
Energy Geopolitics in the Transition Era: Indonesia's Strategy in Creating Energy Security Amidst Global Crisis Adelia Azzahra
Journal of Political Innovation and Analysis Vol. 2 No. 1 (2025): Journal of Political Innovation and Analysis
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jpia.v2i1.7

Abstract

Global dependence on fossil energy faces serious challenges in the era of energy transition, marked by geopolitical crises such as the Russia-Ukraine conflict, oil price volatility and global decarbonization pressures. Indonesia, as a developing country with fossil energy reserves and ambitious targets for the transition to renewable energy, is in a strategic but complex position. Energy security is now a national issue as well as part of international geopolitical strategy. This research aims to analyze Indonesia's strategy in creating energy security amid global dynamics, as well as evaluate the geopolitical implications of the national energy transition policy. This research uses a qualitative approach with a policy study method and analysis of official documents such as Presidential Regulation No. 112 of 2022, the National Energy General Plan (RUEN), as well as IEA and IRENA reports. A geopolitical analysis framework approach was also used to assess Indonesia's position in the global energy supply chain. The results show that Indonesia is developing a dual-track strategy: strengthening domestic energy infrastructure based on renewable energy and expanding energy diplomacy with strategic partners such as China, Japan and the Gulf countries. However, major challenges still exist in the form of investment imbalances, coal dependence, and local political resistance to energy transition projects. Therefore, Indonesia's energy security strategy in the transition era requires synergy between national policies and global geopolitics in an adaptive and collaborative manner.
Co-Authors Abolaji Oladimeji Odumesi Ade Fitria Fatimah Ezinne Abosi Kiflu Chekole Tekle Kofi Agyenim Boateng Mohamad Maulana Ridzki Septien Dwi Savandha Solomon Akpoviroro Kowo Timilehin Olasoji Olubiyi