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All Journal Jurnal Minfo Polgan (JMP) e-Jurnal Apresiasi Ekonomi Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi (JEBIMAN)
Putri Wulandini Sagala
Universitas Islam Negeri Sumatera Utara
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Library & Information Science Mathematics Social Sciences

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ANALISIS INOVASI TEKNOLOGI DALAM MANAJEMEN KINERJA PERUSAHAAN ASURANSI Zainarti Zainarti; Putri Wulandini Sagala
JEBIMAN : Jurnal Ekonomi, Bisnis, Managemen dan Akuntansi Vol. 2 No. 6 (2024): JEBIMAN: Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi
Publisher : CV. ADIBA AISHA AMIRA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The main idea of this article is an overview and analysis of technological innovation in the insurance industry and insurance company performance management. First of all, the author has characterized the factors driving innovative development in the insurance industry. Second, innovation in the financial sector is described as discovery and adoption. The main part of the journal could be based on an overview of the use of technological innovations (such as software, analytics, sensors, algorithms) for effective insurance value chains. In the final part, the author makes a SWOT analysis of technological innovation
ANALYSIS OF THE EFFECT OF RISK AWARENESS AND FINANCIAL LITERACY ON FIRE INSURANCE OF MSME OWNERS IN KUALUH LEIDONG DISTRICT, LABURA REGENCY Putri Wulandini Sagala; Yenni Samri Juliati Nasution; Andri Soemitra
Jurnal Apresiasi Ekonomi Vol 13, No 3 (2025)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31846/jae.v13i3.996

Abstract

Based on the results of the study on the influence of Risk Awareness and Financial Literacy on the decision to take fire insurance on MSME owners in Kualuh Leidong District, it can be concluded that both independent variables have a significant effect on the dependent variable. The Risk Awareness variable (X₁) shows a positive and significant effect on the decision to take fire insurance, with a t-value of 9.121 and a significance of 0.000
Literasi Produk Asuransi Kecelakaan Diri Di PT. Askrindo Pada Pegawai Biro Perekonomian Sekretariat Daerah Provinsi Sumatera Utara Putri Wulandini Sagala; Aqwa Naser Daulay
Jurnal Minfo Polgan Vol. 13 No. 2 (2024): Artikel Penelitian
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/jmp.v13i2.14166

Abstract

Penelitian ini membahas literasi produk asuransi kecelakaan diri di PT Asuransi Kredit Indonesia (Askrindo) pada pegawai Biro Perekonomian Sekretariat Daerah Provinsi Sumatera Utara. Meskipun asuransi kecelakaan diri memiliki manfaat penting dalam memberikan perlindungan finansial, tingkat literasi di kalangan pegawai masih rendah. Penelitian ini menggunakan metode kualitatif deskriptif dengan wawancara untuk mengeksplorasi pemahaman pegawai tentang produk ini. Hasilnya menunjukkan adanya perbedaan pemahaman di antara pegawai, serta kendala seperti terminologi yang rumit dan kurangnya edukasi. PT Askrindo berperan penting dalam meningkatkan literasi asuransi melalui program edukasi dan sosialisasi, yang diharapkan dapat memberikan perlindungan finansial yang lebih baik dan berkontribusi pada pembangunan ekonomi yang lebih stabil.
Co-Authors Andri Soemitra Aqwa Naser Daulay Yenni Samri Juliati Nasution Zainarti Zainarti