Rianti Ardana Reswari
Fakultas Ekonomi dan Bisnis

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STUDI MINAT PENGGUNAAN QUICK RESPONSE INDONESIA STANDARD (QRIS) BAGI UMKM DI KOTA PONTIANAK Rianti Ardana Reswari; Cesy Iola Kariza
Jurnal Equilibrium Manajemen Fakultas Ekonomi Universitas Panca Bhakti Vol 9 No 1 (2023): Vol 9 No 1 (2023): Jurnal Equilibrium Manajemen (JEM)
Publisher : Prodi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Panca Bhakti

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Abstract

The utilization of recent technology for MSME players is a crucial step for building business resilience. The initial purpose of this research is to grasp the effect of the model expansion of Unified Theory of Technology Use Acceptance (UTAUT) and user trust in adopting digital payment system known as Quick Response Indonesia Standard (QRIS) particularly on MSMEs actor located in Pontianak. The aim of research is to examine the MSMEs behavioural intention in adapting the QRIS payment system. The research methodology employed is quantitative research. Primary data is the result from obtaining the data through answered multiple-choice questionnaire filled by the respondents. Purposive sampling technique is selected to meet the research objectives by determine the respondents’ characteristics which is MSMEs actor that aware of QRIS payment system mechanism however remain not utilize it. The research model will be calculated using Warp PLS 7.0 as statistical Structural Equation Model (SEM) analysis tools. It was found that MSME actors were not influenced by social influence in generating interest in using the QRIS payment system in business processes.
PENGARUH EARNING PER SHARE (EPS), NET PROFIT MARGIN (NPM), PRICE TO BOOK VALUE (PBV) DAN RETURN ON ASSETS (ROA) TERHADAP RETURN SAHAM (Studi pada Perusahaan Sub-sektor Farmasi di Bursa Efek Indonesia Tahun 2018-2022) Cesy Iola Kariza; Rianti Ardana Reswari
Jurnal Equilibrium Manajemen Fakultas Ekonomi Universitas Panca Bhakti Vol 9 No 1 (2023): Vol 9 No 1 (2023): Jurnal Equilibrium Manajemen (JEM)
Publisher : Prodi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Panca Bhakti

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Abstract

Capital market as the tool directing fund from the society to various investment sectors. The main thing investor want regarding to investing money in capital market is feeling safe with the investment. Investor who is investing with buying shares in capital market should analyize the company condition first in order the generate return. Generating return is the main goal for investor. This research aims to find out the influence of Earning per Share, Net Profit Margin, Price to Book Value, and Return on Asset towards stock return Pharmaceutical Company listed in BEI year 2018-2022. Sampling’s technique used was purposive sampling. Collecting data method was documentation technique. Analysis data technique was using multiple linear regressions. The results of this research are Earning per Share has no influence towards stock return, Net Profit Margin has positive influence towards stock return, Price to Book Value has positive influence towards stock return, and Return on Assets has no influence towards stock return.