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All Journal Jurnal Keuangan dan Perbankan Proceeding SENDI_U Daya Saing : Jurnal Ilmu Manajemen Jurnal Pendidikan Ekonomi (JURKAMI) International Journal of Social Science and Business Jurnal Akuntansi Kompetif Management Studies and Entrepreneurship Journal (MSEJ) ARSY : Jurnal Aplikasi Riset kepada Masyarakat Jurnal Artha Satya Dharma Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan International Journal of Application on Economics and Business
Nuryani, Ni Nyoman Juli
SEKOLAH TINGGI ILMU EKONOMI SATYA DHARMA
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Evaluasi Sistem Informasi Dan Prosedur Pembayaran Benefit Klaim Meninggal Asuransi Ni Nyoman Juli Nuryani
ARTHA SATYA DHARMA Vol 16 No 1 (2023): Jurnal Artha Satya Dharma
Publisher : Sekolah Tinggi Ilmu Ekonomi Satya Dharma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55822/asd.v16i1.279

Abstract

Perkembangan jumlah pemegang polis asuransi dalam kurun waktu 5 (lima) tahun terakhir mengalami terus mengalami peningkatan pada PT. Asuransi Jiwasraya (Persero) Singaraja Branch Office. Peningkatan ini terlihat mulai dari tahun 2018 yang hanya berjumlah 619 orang pemegang polis meningkat pada tahun 2019 menjadi 661 orang. Peningkatan juga terjadi pada tahun berikutnya yaitu 985 jumlah pemegang polis pada tahun 2020, 1013 pemegang polis pada tahun 2021 dan kembali meningkat pada tahun 2022 yaitu sebanyak 1406 pemegang polis asuransi.Berdasarkan data sekitar 70% dari cara pembayaran benefit asuransi dilakukan secara tunai. Sedangkan sekitar 30%-nya merupakan pembayaran secara transfer rekening. Sistem pembayaran benefit klaim meninggal merupakan salah satu bentuk sistem informasi yang akan sangat berdampak pada tingkat penjualan asuransi. Subtansi polis tunduk pada ketentuan-ketentuan tentang pertanggungan (asuransi) yang diatur dalam Kitab Undang-Undang Hukum Dagang (KUHD) dalam hal ini Pasal 302 sampai dengan 308 KUHD. Seharusnya ketentuan terhutang baik dalam polis maupun syarat-syarat umum polis dibuat secara berimbang dan tidak merugikan konsumen peserta asuransi. Terutama dalam penetapan besarnya premi tidak boleh merugikan peserta asuransi.
ANALYSIS OF FINANCIAL PERFORMANCE ON THE PREDICTION OF FINANCIAL DISTRESS IN THE INDONESIA STOCK EXCHANGE Nuryani, Ni Nyoman Juli
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 8, No 1 (2023): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v8i1.1526

Abstract

This study aims to determine the effect of liquidity ratios, profitability ratios, economic profitability ratios and leverage ratios on the prediction of financial distress in the banking sector on the Indonesia Stock Exchange. This study uses a quantitative approach. The sample used is data on the banking sector that has gone public with a total of 10 banks for the 2020-2022 period. The analysis technique used in this study is the classical assumption test, multiple linear regression analysis of determination analysis and hypothesis testing with the T-Test and F-Test. The results of the study show that the Liquidity Ratio, Profitability Ratio, Earnings Ratio and Leverage Ratio affect the Prediction of Financial Distress of banking companies on the Indonesia Stock Exchange by 78.3% and the remaining 21.7% is influenced by other factors not examined in this study. The profitability ratio is the ratio that has the most dominant influence on the prediction of a company's Financial Distress
Share Price Trigger in Manufacturing Companies on The Indonesia Stock Exchange Nuryani, Ni Nyoman Juli; Gorda, A. A.N. Oka Suryadinatha; Sulistyorini, Ery
Jurnal Keuangan dan Perbankan Vol 27, No 3 (2023): July 2023
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v27i3.11747

Abstract

This study aims to examine the effect of Earning Per Share (EPS), Net Profit Margin (NPM), Gross Profit Margin (GPM), and Total Asset Turnover (TATO) on stock prices in manufacturing companies in the food and beverages sector listed on the Indonesia Stock Exchange (IDX) with an observation period of 2018-2022. The population and sample in this study are the quarterly financial statements of manufacturing companies in the food and beverage sector listed on the Indonesia Stock Exchange. The sampling method used is purposive sampling, with a total sample of 252 quarterly financial statements from 12 companies. The data used in this research is secondary data. Then, the data collected was tested by multiple linear regression analysis, which was processed using the SPSS version 18 application. The results showed that EPS and NPM have a positive and significant effect on stock prices, while GPM has no significant effect on stock prices, and TATO has a negative and significant impact on stock prices. Simultaneously, EPS, NPM, GPM, and TATO positively and significantly affect stock prices with a coefficient of determination of 67.4%.DOI: 10.26905/jkdp.v27i3.11747
ANALISIS STRATEGI PEMASARAN PADA UMKM DUPA JULUNGWANGI DALAM MENINGKATKAN PENJUALAN Nuryani, Ni Nyoman Juli; Trisna Ayu Absari, Ni Kadek
Jurnal Daya Saing Vol. 11 No. 3 (2025): Transformasi Manajemen, Kepemimpinan, dan Pemasaran Digital di Era Ekonomi Mod
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/dayasaing.v11i3.2249

Abstract

The research on the marketing strategy analysis of UKM Dupa Julungwangi aims to understand the marketing strategy of UKM Dupa Julungwangi in increasing its sales. It analyzes the strategies used by applying the marketing mix consisting of the 4P (Product,Price,Place,Promotion). This research uses a qualitative descriptive method because it aims to describe the conditions in the field. The data collection techniques used in this study are observation, interviews, and documentation. The data analysis techniques applied in this study are data reduction, data presentation, and conclusion drawing. Consumers are commonly referred to as the central point that must be considered by the market. UD Dupa Julungwangi is an MSME engaged in the retail sector, particularly incense and other worship supplies. In the production process of incense, UD Dupa Julungwangi has a very good development due to the curiosity strategy used, which can compete with other companies in the same field. This study uses qualitative research with the main informants being the owner of UD Dupa Julungwangi and several consumers/customers. The results of the study show that a good marketing strategy can increase product sales at UD Dupa Julungwangi. Thus, marketing strategy is very important to pay attention to in order to develop the company in the future.
PENGARUH HARGA DAN KERAGAMAN PRODUK TERHADAP KEPUTUSAN PEMBELIAN DI TOKO BAMBU WIDIA Nuryani, Ni Nyoman Juli; Widia Wati, Kadek Diah
Jurnal Daya Saing Vol. 9 No. 3 (2023): Kinerja SDM, Perilaku Konsumen, dan Dinamika Keuangan Perusahaan
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/dayasaing.v9i3.1401

Abstract

The purpose of this study was to determine the effect of price and product diversity on purchasing decisions at the Bamboo Widia store. The population in this study were all consumers at the Widia Bamboo Shop, both male and femaleIn taking the sampel used in this study were as many 64customer Methods of data collection by using questionnaire techniques and documentation techniques. The type of research used is quantitative research and the data analysis used is multiple linear regression analysis. Data analysis techniques used the SPSS version 22.0 for Windows application. The results showed that price had a positive and significant effect on purchasing decisions with t-count > t-table (3.310 > 1.669) with a significance level of 0.002 <0.05. And product diversity has a positive and significant effect on purchasing decisions at the Widia Bamboo store, t-count > t-table (3.431-1.669) with a significance level of 0.048 <0.05.
PENGARUH LOYALITAS KARYAWAN, TUNJANGAN KARYAWAN DAN KOMUNIKASI KERJA TERHADAP KINERJA KARYAWAN UD BUDI JAYA ABADI Nuryani, Ni Nyoman Juli; Yanti, Komang Fryday
Jurnal Daya Saing Vol. 9 No. 3 (2023): Kinerja SDM, Perilaku Konsumen, dan Dinamika Keuangan Perusahaan
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/dayasaing.v9i3.1420

Abstract

The phenomenon at the beginning of the researchers found a lack of awareness of UD Budi JayaAbadi employees. Employee performance requires awareness from employees to develop the company. Thisstudy aims to examine the effect of employee loyalty, employee benefits and work communication onemployee performance at UD Budi Jaya Abadi employees. The type of data used in this research isquantitative data and qualitative data. The population in this study were 35 employees of UD Budi JayaAbadi. The number of samples in this study were all employees of UD Budi Jaya Abadi, namely as many as35 people and used a saturated sampling technique. The findings in this study are (1) There is an influenceof employee loyalty on employee performance. Employee loyalty is able to improve employee performanceto achieve higher performance. (2) There is an influence of employee benefits on employee performance.Allowances or fair compensation can be a motivating factor for employees to improve employeeperformance. (3) There is an influence of work communication on employee performance. Workcommunication can increase the efficiency and effectiveness of employees in achieving the desiredperformance.
PENILAIAN KINERJA KEUANGAN LPD DESA PAKRAMAN ISEH MENGGUNAKAN METODE BALANCED SCORECARD Kusuma, I Komang Budi; Nuryani, Ni Nyoman Juli
Jurnal Daya Saing Vol. 9 No. 3 (2023): Kinerja SDM, Perilaku Konsumen, dan Dinamika Keuangan Perusahaan
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/dayasaing.v9i3.1455

Abstract

The purpose of this study was to determine the financial performance of LPDIseh Village using the Balanced Scorecard method. This research uses qualitative andquantitative methods. The data collection techniques used in this study were interviewsand documentation, in which the chairmen and employees of the Iseh Village LPD wereused as respondents. The data analysis technique used in this research is descriptivequantitative. Based on the results of research on the financial perspective starting fromthe ratio of capital, liquidity, and profitability can be categorized as healthy according tothe valuation standards. From a customer perspective, as measured by acquisition,retention and profitability, customers can be categorized as healthy. In the perspective ofinternal business processes measured by the interview method can be categorized ashealthy. And from the perspective of learning and growth as measured by HumanResources (HR), technology systems and company procedures can be categorized ashealthy.
ANALYSIS OF CASH FLOW CAPABILITY AND PROFITS FOR BANKING SUSTAINABILITY Nuryani, Ni Nyoman Juli; Gorda, A. A. N. Oka Suryadinatha; Trisnawati, Ni Luh De Erik; Septiari, Ketut Fransiska; Wandira, Ketut Ayu
International Journal of Application on Economics and Business Vol. 1 No. 4 (2023): November 2023
Publisher : Graduate Program of Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/ijaeb.v1i4.2408-2415

Abstract

Financial reports play a crucial role in enhancing cash flow and profits. The focus of the issue in this study is related to cash flow and profits. The objective of this research is to assess the impact of the analysis of cash flow and profit capabilities in the banking context, by conducting a study at PT. Bank BPD Bali Singaraja Branch. This research employs various analytical techniques, including validity and reliability tests, multiple linear regression analysis, classic assumption tests, multiple correlation analyses, determination analyses, T-Test, and F-Test, with the aim of predicting cash flow. The research findings indicate that both cash flow and profits have a significant influence on future cash flow at PT. BPD Bali Singaraja Branch. These results are reinforced by hypothesis testing using the T-Test, where each t-value > t-table (3.007 > 1.667) for cash flow and (2.079 > 1.667) for profits, confirming the acceptance of both hypotheses. Partial correlation values show a moderate relationship (0.453) between cash flow (X1) and the dependent variable (Y), as well as a strong relationship (0.360) between profits (X2) and the dependent variable (Y). The impact of independent variables on dependent variables is indicated by a determination value of 27.5% and a correlation value of 0.525, demonstrating a low positive correlation between the two. The conclusion drawn from this research is that both cash flow and profits positively influence future cash flow at PT. Bank BPD Bali Singaraja Branch. The F-Test indicates that the F-value > F-table (8.543 > 3.19), indicating that cash flow and profits together have an impact on future cash flow in the bank.
PERAN RISIKO KREDIT DAN TINGKAT KECUKUPAN MODAL TERHADAP PROFITABILITAS Sari Dewi, Mertyani; Nuryani, Ni Nyoman Juli
Jurnal Akuntansi Kompetif Vol. 5 No. 1 (2022): Pengelolaan Keuangan Sektor Publik dan Privat di Masa Pandemi: Tantangan dan In
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/akuntansikompetif.v5i1.858

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui pengaruh risiko kredit dan tingkat kecukupan modal terhadap profitabilitas LPD Penglatan. Teknik analisis yang digunakan dalam penelitian ini adalah analisis regresi linier berganda, uji asumsi klasik, uji t dan uji f serta analisis determinasi. Hasil penelitian pengaruh risiko kredit berpengaruh negatif terhadap profitabilitas pada LPD Desa Penglatan memiliki nilai regresi sebesar 0,171 dan hasil pengujian hipotesis dengan uji t didapatkan bahwa t hitung > t tabel (2,110 > 1,688). Hal ini menunjukkan bahwa risiko kredit berpengaruh negatif signifikan terhadap profitabilitas dengan tingkat signifikansi 0,43 < 0,05 dan pengaruh kecukupan modal terhadap profitabilitas di LPD Desa Penglatan memiliki nilai regresi sebesar 0,982 dan hasil pengujian hipotesis dengan uji t menunjukkan bahwa t hitung > t tabel (2,395 > 1,688), hal ini menunjukkan bahwa kecukupan modal berpengaruh positif dan signifikan terhadap profitabilitas dengan tingkat signifikan 0,22 < 0,05. Hasil penelitian ini menunjukkan adanya pengaruh yang signifikan antara risiko kredit dan tingkat kecukupan modal terhadap profitabilitas pada LPD Desa Penglatan.
Co-Authors Anak Agung Ngurah Oka Suryadinatha Gorda Dewa Putu Rida Satrawan Erik Trisnawati, Ni Luh De Ery Sulistyorini Gorda, A. A. N. Oka Suryadinatha Gorda, A. A.N. Oka Suryadinatha Gusti Ayu Melyasani I Putu Agus Adnyana Kadek Wina Nariani Ketut Sepsi Kastiani Kusuma, I Komang Budi Luh Kadek Budi Martini Luh Putu Triana Dewi Mertyani Sari Dewi ., Mertyani Sari Dewi Satrawan, Dewa Putu Rida Septiari, Ketut Fransiska Trisna Ayu Absari, Ni Kadek Wandira, Ketut Ayu Widia Wati, Kadek Diah Yanti, Komang Fryday