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All Journal Al-Zayn: Jurnal Ilmu Sosial & Hukum Jurnal Cendekia Ilmiah
Anwar Ma'rufi
Institut Agama Islam An-Nawawi Purworejo
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences

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Paradigma Hikmah Dalam Fatwa DSN-MUI Tentang Janji (Wa’Ad) Dalam Transaksi Keuangan Dan Bisnis Aswati Aswati; Akhmad Muhaini; Anwar Ma'rufi
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 6: Oktober 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i6.5146

Abstract

In the current global economic context, the idea of promises (wa'ad), in business and financial dealings that are Islamic has become increasingly important amidst ongoing uncertainty and market dynamics. The global economy is under significant pressure due to geopolitical tensions, high inflation, and currency fluctuations, posing new challenges in financial transactions. This situation demands greater certainty and transparency to protect all parties involved, with Sharia principles playing a crucial role in ensuring that transactions are conducted fairly and in accordance with Sharia. Despite the clear guidelines provided by the DSN-MUI fatwa on wa'ad, practical challenges remain in implementing wisdom principles such as maslahah (public interest), justice, ease, benefit, and freedom. This study employs a qualitative library research method to see how these ideas are applied in the DSN-MUI fatwa. Primary data is sourced from DSN-MUI fatwa documents, while secondary data includes academic literature and previous studies. Data collection involves documentation and content analysis, with validity ensured through data triangulation. According to the results, the DSN-MUI fatwa effectively integrates wisdom principles, promoting justice, benefit, and Sharia compliance in transactions. The fatwa guidelines enhance the implementation of wa'ad, ensuring alignment with core Sharia values and making a positive contribution to the Islamic financial system.
Islamic Legal Epistemology As The Foundation Of Business Ethics In Sharia-Based Creative Economy Ahmad Fahrur Rido; Anwar Ma'rufi
Al-Zayn: Jurnal Ilmu Sosial, Hukum & Politik Vol 4 No 2 (2026): 2026
Publisher : Yayasan pendidikan dzurriyatul Quran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61104/alz.v4i2.4377

Abstract

The growth of the sharia-based creative economy in the digital era presents complex ethical challenges, particularly concerning the commercialization of values, digital plagiarism, and cultural exploitation. The urgency of this research lies in the effort to construct a business ethics paradigm rooted in the epistemology of Islamic law that is not merely normative, but also rational and contextual. The primary objective of this study is to examine how the epistemology of Islamic law can function as a foundation for shaping business ethics within a sharia-based creative economy. This research adopts a qualitative approach with a normative–philosophical orientation, employing a literature review of classical sources such as uṣūl al-fiqh texts, as well as contemporary works in Islamic economics and business ethics. The analytical techniques used include content analysis, hermeneutics, and conceptual analysis. The findings indicate that the epistemology of Islamic law generates a value system that balances economic creativity with moral responsibility through the principles of maqāṣid al-sharīʿah, justice, trust (amānah), and public welfare (maṣlaḥah). The proposed model of sharia-based creative business ethics emphasizes that Islamic law functions not only as a formal regulatory framework but also as a system of value production that shapes ethical awareness in economic innovation. This study recommends further empirical research to strengthen the application of sharia principles within the digital creative economy ecosystem.
Co-Authors Ahmad Fahrur Rido Akhmad Muhaini Aswati Aswati